BGIP10 Stock Overview

Provides various banking products and services in Sergipe. More details

BGIP10 fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	4/6
Financial Health	4/6
Dividends	0/6

Rewards

Price-To-Earnings ratio (4x) is below the BR market (9x)

Earnings grew by 209% over the past year

Risk Analysis

Shares are highly illiquid

Large one-off items impacting financial results

Community vs My Fair Value

Create Narrative

Select a narrative for quick price alerts from the community, or create your own.

Banco do Estado de Sergipe S.A. Competitors

Banestes - Banco do Estado do Espírito Santo

BOVESPA:BEES3

R$2.7b

BRB - Banco de Brasília

BOVESPA:BSLI4

R$3.3b

Banco da Amazônia

BOVESPA:BAZA3

R$4.9b

Banco BMG

BOVESPA:BMGB4

R$2.2b

Price History & Performance

Summary of share price highs, lows and changes for Banco do Estado de Sergipe
Historical stock prices
Current Share Price	R$26.80
52 Week High	R$26.80
52 Week Low	R$26.50
Beta	0.31
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	4.69%

Recent updates

Shareholder Returns

	BGIP10	BR Banks	BR Market
7D	0%	1.1%	1.9%
1Y	n/a	14.6%	2.6%

Return vs Industry: Insufficient data to determine how BGIP10 performed against the BR Banks industry.

Return vs Market: Insufficient data to determine how BGIP10 performed against the BR Market.

Price Volatility

Is BGIP10's price volatile compared to industry and market?
BGIP10 volatility
BGIP10 Average Weekly Movement	n/a
Banks Industry Average Movement	3.6%
Market Average Movement	5.3%
10% most volatile stocks in BR Market	9.9%
10% least volatile stocks in BR Market	2.8%

Stable Share Price: BGIP10's share price has been volatile over the past 3 months compared to the BR market.

Volatility Over Time: Insufficient data to determine BGIP10's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1961	934	Marco Queiroz	www.banese.com.br

Banco do Estado de Sergipe S.A. provides various banking products and services in Sergipe. The company offers current, single, and other accounts; savings; CBD/RDB products; investments; cards; insurance products; paychecks; and financing, payroll, payment, and internet banking services. It provides working capital finance for small and mid-size companies and the construction of real estate developments; and fund lending services.

Banco do Estado de Sergipe S.A. Fundamentals Summary

How do Banco do Estado de Sergipe's earnings and revenue compare to its market cap?
BGIP10 fundamental statistics
Market cap	R$604.23m
Earnings (TTM)	R$146.70m
Revenue (TTM)	R$668.51m

4.0x

P/E Ratio

0.7x

P/B Ratio

Is BGIP10 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BGIP10 income statement (TTM)
Revenue	R$668.51m
Cost of Revenue	R$12.31m
Gross Profit	R$656.20m
Other Expenses	R$509.50m
Earnings	R$146.70m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	7.51
Gross Margin	98.16%
Net Profit Margin	21.94%
Debt/Equity Ratio	51.0%

How did BGIP10 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/16 23:28
End of Day Share Price	2025/05/06 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Banco do Estado de Sergipe S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Banco do Estado de Sergipe BOVESPA:BGIP10 Stock Report