Banco Santander, S.A.

BOVESPA:BCSA34 Stock Report

Market Cap: R$420.2b

Banco Santander Past Earnings Performance

Past criteria checks 4/6

Banco Santander has been growing earnings at an average annual rate of 35.7%, while the Banks industry saw earnings growing at 11.1% annually. Revenues have been growing at an average rate of 5.5% per year. Banco Santander's return on equity is 12.7%, and it has net margins of 24.6%.

Key information

35.7%

Earnings growth rate

38.2%

EPS growth rate

Banks Industry Growth8.7%
Revenue growth rate5.5%
Return on equity12.7%
Net Margin24.6%
Next Earnings Update05 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Banco Santander makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

BOVESPA:BCSA34 Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2447,79011,75025,2070
30 Jun 2447,24211,32225,3160
31 Mar 2446,01110,86525,2560
31 Dec 2344,76010,58424,8550
30 Sep 2344,1429,90324,6950
30 Jun 2342,9189,48624,3730
31 Mar 2341,7189,10423,9460
31 Dec 2241,2739,07623,3440
30 Sep 2241,1209,02522,6410
30 Jun 2240,4428,75621,8990
31 Mar 2239,8868,49321,2730
31 Dec 2139,0077,55820,8570
30 Sep 2136,6985,57420,1910
30 Jun 2135,6055,15719,9990
31 Mar 2133,289-8,04619,9820
31 Dec 2031,840-9,32320,5930
30 Sep 2034,633-6,86018,6240
30 Jun 2036,271-8,08920,6180
31 Mar 2038,9594,55919,7140
31 Dec 1940,9365,92022,7580
30 Sep 1940,1305,64822,2980
30 Jun 1939,3986,69720,8730
31 Mar 1939,3397,01222,2320
31 Dec 1839,3267,25019,7970
30 Sep 1839,4606,76122,2950
30 Jun 1839,8916,27222,4140
31 Mar 1839,6646,37122,4890
31 Dec 1739,4026,22422,4100
30 Sep 1737,9666,31021,9410
30 Jun 1736,5316,56421,4230
31 Mar 1735,7436,10421,0020
31 Dec 1634,4785,87020,6170
30 Sep 1633,6074,31220,6770
30 Jun 1633,8844,31020,7700
31 Mar 1634,4575,59020,9720
31 Dec 1535,1815,69021,1910
30 Sep 1536,6497,14320,9140
30 Jun 1536,0197,14420,6440
31 Mar 1534,3236,05720,2550
31 Dec 1434,7905,71119,7240
30 Sep 1433,9145,16917,1070
30 Jun 1432,8404,61117,0740
31 Mar 1430,7104,28819,6920
31 Dec 1330,4104,19019,3980

Quality Earnings: BCSA34 has high quality earnings.

Growing Profit Margin: BCSA34's current net profit margins (24.6%) are higher than last year (22.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: BCSA34's earnings have grown significantly by 35.7% per year over the past 5 years.

Accelerating Growth: BCSA34's earnings growth over the past year (18.7%) is below its 5-year average (35.7% per year).

Earnings vs Industry: BCSA34 earnings growth over the past year (18.7%) exceeded the Banks industry 9.2%.


Return on Equity

High ROE: BCSA34's Return on Equity (12.7%) is considered low.


Return on Assets


Return on Capital Employed


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