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Argus Group Holdings

Market Cap

BD$101.5m

Last Updated

2021/04/13 21:35 UTC

Data Sources

Company Financials

Executive Summary

Argus Group Holdings Limited, together with its subsidiaries, underwrites life, health, property, and casualty insurance products in Bermuda, Europe, and Canada. More Details


Snowflake Analysis

Excellent balance sheet with proven track record.

Share Price & News

How has Argus Group Holdings's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: Insufficient data to determine AGH.BH's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine AGH.BH's volatility change over the past year.


Market Performance


7 Day Return

0%

AGH.BH

1.4%

BM Insurance

-2.0%

BM Market


1 Year Return

128.4%

AGH.BH

41.7%

BM Insurance

56.9%

BM Market

Return vs Industry: AGH.BH exceeded the BM Insurance industry which returned 41.7% over the past year.

Return vs Market: AGH.BH exceeded the BM Market which returned 56.9% over the past year.


Shareholder returns

AGH.BHIndustryMarket
7 Day0%1.4%-2.0%
30 Day0%1.6%-0.1%
90 Day13.6%10.6%6.3%
1 Year143.3%128.4%45.9%41.7%59.9%56.9%
3 Year43.7%21.2%32.5%21.6%37.7%22.2%
5 Year53.9%18.8%73.7%50.3%46.5%22.1%

Long-Term Price Volatility Vs. Market

How volatile is Argus Group Holdings's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Argus Group Holdings undervalued compared to its fair value and its price relative to the market?

10.56x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate AGH.BH's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate AGH.BH's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: AGH.BH is good value based on its PE Ratio (10.6x) compared to the XN Insurance industry average (14.2x).

PE vs Market: AGH.BH is poor value based on its PE Ratio (10.6x) compared to the BM market (9.9x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate AGH.BH's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: AGH.BH is good value based on its PB Ratio (0.7x) compared to the XN Insurance industry average (1.1x).


Future Growth

How is Argus Group Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

9.0%

Forecasted Insurance industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Argus Group Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Argus Group Holdings performed over the past 5 years?

3.2%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: AGH.BH has a large one-off loss of BMD4.4M impacting its September 30 2020 financial results.

Growing Profit Margin: AGH.BH's current net profit margins (5.4%) are higher than last year (4.2%).


Past Earnings Growth Analysis

Earnings Trend: AGH.BH's earnings have grown by 3.2% per year over the past 5 years.

Accelerating Growth: AGH.BH's earnings growth over the past year (18.7%) exceeds its 5-year average (3.2% per year).

Earnings vs Industry: AGH.BH earnings growth over the past year (18.7%) exceeded the Insurance industry -9.4%.


Return on Equity

High ROE: AGH.BH's Return on Equity (6.7%) is considered low.


Financial Health

How is Argus Group Holdings's financial position?


Financial Position Analysis

Short Term Liabilities: AGH.BH's short term assets (BMD164.3M) exceed its short term liabilities (BMD79.8M).

Long Term Liabilities: AGH.BH's short term assets (BMD164.3M) do not cover its long term liabilities (BMD2.0B).


Debt to Equity History and Analysis

Debt Level: AGH.BH is debt free.

Reducing Debt: AGH.BH had no debt 5 years ago.

Debt Coverage: AGH.BH has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: AGH.BH has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Dividend

What is Argus Group Holdings's current dividend yield, its reliability and sustainability?

3.79%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: AGH.BH's dividend (3.79%) is higher than the bottom 25% of dividend payers in the BM market (3.51%).

High Dividend: AGH.BH's dividend (3.79%) is low compared to the top 25% of dividend payers in the BM market (4.21%).


Stability and Growth of Payments

Stable Dividend: AGH.BH's dividend payments have been volatile in the past 10 years.

Growing Dividend: AGH.BH's dividend payments have fallen over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonably low payout ratio (40%), AGH.BH's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.4yrs

Average board tenure


CEO

Alison Hill

no data

Tenure

Ms. Alison S. Hill, ACMA, FCMA, CGMA, has been the Chief Executive Officer of Argus Group Holdings Limited since January 2011. Ms. Hill oversees the day-to-day business operations and to drive forward and ...


Board Members

Experienced Board: AGH.BH's board of directors are considered experienced (3.4 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Argus Group Holdings Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Argus Group Holdings Limited
  • Ticker: AGH.BH
  • Exchange: BER
  • Founded: 2005
  • Industry: Multi-line Insurance
  • Sector: Insurance
  • Market Cap: BD$101.500m
  • Shares outstanding: 21.37m
  • Website: https://www.argus.bm

Number of Employees


Location

  • Argus Group Holdings Limited
  • The Argus Building
  • 14 Wesley Street
  • Hamilton
  • HM 11
  • Bermuda

Listings


Biography

Argus Group Holdings Limited, together with its subsidiaries, underwrites life, health, property, and casualty insurance products in Bermuda, Europe, and Canada. It also provides investment, savings, and r...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/04/13 21:35
End of Day Share Price2021/04/01 00:00
Earnings2020/09/30
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.