Argus Group Holdings
Market Cap
BD$101.5m
Last Updated
2021/04/13 21:35 UTC
Data Sources
Company Financials
Executive Summary
Argus Group Holdings Limited, together with its subsidiaries, underwrites life, health, property, and casualty insurance products in Bermuda, Europe, and Canada. More Details
Snowflake Analysis
Excellent balance sheet with proven track record.
Share Price & News
How has Argus Group Holdings's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: Insufficient data to determine AGH.BH's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine AGH.BH's volatility change over the past year.
Market Performance
7 Day Return
0%
AGH.BH
1.4%
BM Insurance
-2.0%
BM Market
1 Year Return
128.4%
AGH.BH
41.7%
BM Insurance
56.9%
BM Market
Return vs Industry: AGH.BH exceeded the BM Insurance industry which returned 41.7% over the past year.
Return vs Market: AGH.BH exceeded the BM Market which returned 56.9% over the past year.
Shareholder returns
| AGH.BH | Industry | Market | |
|---|---|---|---|
| 7 Day | 0% | 1.4% | -2.0% |
| 30 Day | 0% | 1.6% | -0.1% |
| 90 Day | 13.6% | 10.6% | 6.3% |
| 1 Year | 143.3%128.4% | 45.9%41.7% | 59.9%56.9% |
| 3 Year | 43.7%21.2% | 32.5%21.6% | 37.7%22.2% |
| 5 Year | 53.9%18.8% | 73.7%50.3% | 46.5%22.1% |
Long-Term Price Volatility Vs. Market
How volatile is Argus Group Holdings's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Argus Group Holdings undervalued compared to its fair value and its price relative to the market?
10.56x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate AGH.BH's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate AGH.BH's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: AGH.BH is good value based on its PE Ratio (10.6x) compared to the XN Insurance industry average (14.2x).
PE vs Market: AGH.BH is poor value based on its PE Ratio (10.6x) compared to the BM market (9.9x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate AGH.BH's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: AGH.BH is good value based on its PB Ratio (0.7x) compared to the XN Insurance industry average (1.1x).
Future Growth
How is Argus Group Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
9.0%
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Argus Group Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Past Performance
How has Argus Group Holdings performed over the past 5 years?
3.2%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: AGH.BH has a large one-off loss of BMD4.4M impacting its September 30 2020 financial results.
Growing Profit Margin: AGH.BH's current net profit margins (5.4%) are higher than last year (4.2%).
Past Earnings Growth Analysis
Earnings Trend: AGH.BH's earnings have grown by 3.2% per year over the past 5 years.
Accelerating Growth: AGH.BH's earnings growth over the past year (18.7%) exceeds its 5-year average (3.2% per year).
Earnings vs Industry: AGH.BH earnings growth over the past year (18.7%) exceeded the Insurance industry -9.4%.
Return on Equity
High ROE: AGH.BH's Return on Equity (6.7%) is considered low.
Financial Health
How is Argus Group Holdings's financial position?
Financial Position Analysis
Short Term Liabilities: AGH.BH's short term assets (BMD164.3M) exceed its short term liabilities (BMD79.8M).
Long Term Liabilities: AGH.BH's short term assets (BMD164.3M) do not cover its long term liabilities (BMD2.0B).
Debt to Equity History and Analysis
Debt Level: AGH.BH is debt free.
Reducing Debt: AGH.BH had no debt 5 years ago.
Debt Coverage: AGH.BH has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: AGH.BH has no debt, therefore coverage of interest payments is not a concern.
Balance Sheet
Dividend
What is Argus Group Holdings's current dividend yield, its reliability and sustainability?
3.79%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: AGH.BH's dividend (3.79%) is higher than the bottom 25% of dividend payers in the BM market (3.51%).
High Dividend: AGH.BH's dividend (3.79%) is low compared to the top 25% of dividend payers in the BM market (4.21%).
Stability and Growth of Payments
Stable Dividend: AGH.BH's dividend payments have been volatile in the past 10 years.
Growing Dividend: AGH.BH's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (40%), AGH.BH's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
3.4yrs
Average board tenure
CEO
Alison Hill
no data
Tenure
Ms. Alison S. Hill, ACMA, FCMA, CGMA, has been the Chief Executive Officer of Argus Group Holdings Limited since January 2011. Ms. Hill oversees the day-to-day business operations and to drive forward and ...
Board Members
Experienced Board: AGH.BH's board of directors are considered experienced (3.4 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Argus Group Holdings Limited's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Argus Group Holdings Limited
- Ticker: AGH.BH
- Exchange: BER
- Founded: 2005
- Industry: Multi-line Insurance
- Sector: Insurance
- Market Cap: BD$101.500m
- Shares outstanding: 21.37m
- Website: https://www.argus.bm
Number of Employees
Location
- Argus Group Holdings Limited
- The Argus Building
- 14 Wesley Street
- Hamilton
- HM 11
- Bermuda
Listings
Biography
Argus Group Holdings Limited, together with its subsidiaries, underwrites life, health, property, and casualty insurance products in Bermuda, Europe, and Canada. It also provides investment, savings, and r...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/04/13 21:35 |
| End of Day Share Price | 2021/04/01 00:00 |
| Earnings | 2020/09/30 |
| Annual Earnings | 2020/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.