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Market Cap

BD$16.7m

Last Updated

2021/04/12 21:34 UTC

Data Sources

Company Financials

Executive Summary

LOM Financial Limited, a financial services company, provides private and institutional investment services and products worldwide. More Details


Snowflake Analysis

Adequate balance sheet and slightly overvalued.

Share Price & News

How has LOM Financial's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: Insufficient data to determine LOM.BH's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine LOM.BH's volatility change over the past year.


Market Performance


7 Day Return

0%

LOM.BH

1.3%

BM Capital Markets

-2.0%

BM Market


1 Year Return

n/a

LOM.BH

64.7%

BM Capital Markets

56.9%

BM Market

Return vs Industry: Insufficient data to determine how LOM.BH performed against the BM Capital Markets industry.

Return vs Market: Insufficient data to determine how LOM.BH performed against the BM Market.


Shareholder returns

LOM.BHIndustryMarket
7 Day0%1.3%-2.0%
30 Day0%1.8%-0.1%
90 Dayn/a10.2%6.3%
1 Yearn/a68.4%64.7%59.9%56.9%
3 Year28.9%28.0%55.7%44.4%37.7%22.2%
5 Yearn/a151.2%119.9%46.5%22.1%

Long-Term Price Volatility Vs. Market

How volatile is LOM Financial's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is LOM Financial undervalued compared to its fair value and its price relative to the market?

13.02x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: LOM.BH (BMD3.2) is trading above our estimate of fair value (BMD0.31)

Significantly Below Fair Value: LOM.BH is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: LOM.BH is good value based on its PE Ratio (13x) compared to the XN Capital Markets industry average (20.3x).

PE vs Market: LOM.BH is poor value based on its PE Ratio (13x) compared to the BM market (9.9x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate LOM.BH's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: LOM.BH is good value based on its PB Ratio (0.8x) compared to the XN Capital Markets industry average (44.2x).


Future Growth

How is LOM Financial forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

15.5%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as LOM Financial has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has LOM Financial performed over the past 5 years?

34.1%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: LOM.BH has high quality earnings.

Growing Profit Margin: LOM.BH's current net profit margins (10.1%) are lower than last year (16.4%).


Past Earnings Growth Analysis

Earnings Trend: LOM.BH has become profitable over the past 5 years, growing earnings by 34.1% per year.

Accelerating Growth: LOM.BH's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: LOM.BH had negative earnings growth (-39.1%) over the past year, making it difficult to compare to the Capital Markets industry average (9%).


Return on Equity

High ROE: LOM.BH's Return on Equity (6.4%) is considered low.


Financial Health

How is LOM Financial's financial position?


Financial Position Analysis

Short Term Liabilities: LOM.BH's short term assets (BMD12.2M) exceed its short term liabilities (BMD567.0K).

Long Term Liabilities: LOM.BH's short term assets (BMD12.2M) exceed its long term liabilities (BMD282.5K).


Debt to Equity History and Analysis

Debt Level: LOM.BH's debt to equity ratio (1.3%) is considered satisfactory.

Reducing Debt: Insufficient data to determine if LOM.BH's debt to equity ratio has reduced over the past 5 years.

Debt Coverage: LOM.BH's debt is well covered by operating cash flow (322.3%).

Interest Coverage: Insufficient data to determine if LOM.BH's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is LOM Financial current dividend yield, its reliability and sustainability?

0.31%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: LOM.BH's dividend (0.31%) isn’t notable compared to the bottom 25% of dividend payers in the BM market (3.51%).

High Dividend: LOM.BH's dividend (0.31%) is low compared to the top 25% of dividend payers in the BM market (4.21%).


Stability and Growth of Payments

Stable Dividend: LOM.BH is not paying a notable dividend for the BM market, therefore no need to check if payments are stable.

Growing Dividend: LOM.BH is not paying a notable dividend for the BM market, therefore no need to check if payments are increasing.


Current Payout to Shareholders

Dividend Coverage: LOM.BH is not paying a notable dividend for the BM market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of LOM.BH's dividend in 3 years as they are not forecast to pay a notable one for the BM market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

8.0yrs

Average board tenure


CEO

Scott G. Lines

no data

Tenure

Mr. Scott G. S. Lines serves as the Chairman and Chief Executive Officer at LOM Financial Limited (formerly LOM (Holdings) Limited). Mr. Lines is responsible for the overall management of the LOM Group. Mr...


Board Members

Experienced Board: LOM.BH's board of directors are considered experienced (8 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

LOM Financial Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: LOM Financial Limited
  • Ticker: LOM.BH
  • Exchange: BER
  • Founded: 1992
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: BD$16.652m
  • Shares outstanding: 5.20m
  • Website: https://www.lom.com

Location

  • LOM Financial Limited
  • The LOM Building
  • 27 Reid Street
  • Hamilton
  • HM 11
  • Bermuda

Listings


Biography

LOM Financial Limited, a financial services company, provides private and institutional investment services and products worldwide. It offers custody, brokerage, online trading, asset management, and corpo...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/04/12 21:34
End of Day Share Price2021/01/22 00:00
Earnings2020/06/30
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.