UniCredit Balance Sheet Health

Financial Health criteria checks 4/6

UniCredit has total assets of €798.9B and total equity of €62.2B. Total deposits are €494.0B, and total loans are €484.0B.

Key information

12.9x

Asset to equity ratio

n/a

Net interest margin

Total deposits

€493.98b

Loan to deposit ratio

Appropriate

Bad loans

2.4%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

€175.48b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: CRIN's Assets to Equity ratio (12.9x) is moderate.

Allowance for Bad Loans: CRIN has a low allowance for bad loans (84%).

Low Risk Liabilities: 67% of CRIN's liabilities are made up of primarily low risk sources of funding.

Loan Level: CRIN has an appropriate level of Loans to Assets ratio (61%).

Low Risk Deposits: CRIN's Loans to Deposits ratio (98%) is appropriate.

Level of Bad Loans: CRIN has a high level of bad loans (2.4%).


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