China Construction Bank Balance Sheet Health
Financial Health criteria checks 6/6
China Construction Bank has total assets of CN¥37,845.3B and total equity of CN¥3,097.1B. Total deposits are CN¥29,875.6B, and total loans are CN¥23,402.9B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are CN¥2,282.9B.
Key information
12.2x
Asset to equity ratio
2.0%
Net interest margin
Total deposits | CN¥29.88t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥2.28t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: C6T's Assets to Equity ratio (12.2x) is moderate.
Allowance for Bad Loans: C6T has a sufficient allowance for bad loans (243%).
Low Risk Liabilities: 86% of C6T's liabilities are made up of primarily low risk sources of funding.
Loan Level: C6T has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: C6T's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: C6T has an appropriate level of bad loans (1.3%).