China Construction Bank Balance Sheet Health
Financial Health criteria checks 6/6
China Construction Bank has total assets of CN¥40,294.4B and total equity of CN¥3,255.5B. Total deposits are CN¥31,683.1B, and total loans are CN¥25,048.2B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are CN¥2,335.1B.
Key information
12.4x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | CN¥31.68t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥2.34t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: C6T's Assets to Equity ratio (12.4x) is moderate.
Allowance for Bad Loans: C6T has a sufficient allowance for bad loans (238%).
Low Risk Liabilities: 86% of C6T's liabilities are made up of primarily low risk sources of funding.
Loan Level: C6T has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: C6T's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: C6T has an appropriate level of bad loans (1.3%).