Pragati Life Insurance Limited

DSE:PRAGATILIF Stock Report

Market Cap: ৳5.0b

Pragati Life Insurance Past Earnings Performance

Past criteria checks 5/6

Pragati Life Insurance's earnings have been declining at an average annual rate of -6.5%, while the Insurance industry saw earnings growing at 5.5% annually. Revenues have been growing at an average rate of 14.4% per year. Pragati Life Insurance's return on equity is 52%, and it has net margins of 3.4%.

Key information

-6.5%

Earnings growth rate

-20.7%

EPS growth rate

Insurance Industry Growth11.0%
Revenue growth rate14.4%
Return on equity52.0%
Net Margin3.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Pragati Life Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DSE:PRAGATILIF Revenue, expenses and earnings (BDT Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 246,1422095720
30 Jun 246,1481985610
31 Mar 246,0221395740
31 Dec 235,7381895390
30 Sep 235,702775540
30 Jun 235,6411635400
31 Mar 235,3811915070
31 Dec 225,1611934940
30 Sep 224,8582304720
30 Jun 224,6271854520
31 Mar 224,4741744260
31 Dec 214,2751934200
30 Sep 214,1012044250
30 Jun 214,1712304210
31 Mar 213,7463013970
31 Dec 203,6202924100
30 Sep 203,2541613940
30 Jun 203,0531823940
31 Mar 203,4691414180
31 Dec 193,3681744020
30 Sep 193,4923174060
30 Jun 193,3412433950
31 Mar 193,0452963870
31 Dec 182,9553633730
30 Sep 182,8273483710
30 Jun 182,7854993580
31 Mar 182,6864863560
31 Dec 172,6754813510
30 Sep 172,6165543580
30 Jun 172,5815143630
31 Mar 172,6115173600
31 Dec 162,5495013520
30 Sep 162,4683773430
30 Jun 162,4093903450
31 Mar 162,3873773340
31 Dec 152,3213733340
30 Sep 152,1513943310
30 Jun 152,1023093410
31 Mar 152,0322043440
31 Dec 141,9583163330
30 Sep 141,8713023310
30 Jun 141,9194323080
31 Mar 141,8505032950
31 Dec 131,6614172860

Quality Earnings: PRAGATILIF has high quality earnings.

Growing Profit Margin: PRAGATILIF's current net profit margins (3.4%) are higher than last year (1.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: PRAGATILIF's earnings have declined by 6.5% per year over the past 5 years.

Accelerating Growth: PRAGATILIF's earnings growth over the past year (172.1%) exceeds its 5-year average (-6.5% per year).

Earnings vs Industry: PRAGATILIF earnings growth over the past year (172.1%) exceeded the Insurance industry -4%.


Return on Equity

High ROE: PRAGATILIF's Return on Equity (52%) is considered outstanding.


Return on Assets


Return on Capital Employed


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