Pragati Life Insurance Past Earnings Performance
Past criteria checks 2/6
Pragati Life Insurance's earnings have been declining at an average annual rate of -15.4%, while the Insurance industry saw earnings growing at 10.1% annually. Revenues have been growing at an average rate of 13.7% per year. Pragati Life Insurance's return on equity is 40.6%, and it has net margins of 2.9%.
Key information
-15.4%
Earnings growth rate
-32.5%
EPS growth rate
| Insurance Industry Growth | 11.0% |
| Revenue growth rate | 13.7% |
| Return on equity | 40.6% |
| Net Margin | 2.9% |
| Last Earnings Update | 30 Jun 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Pragati Life Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 23 | 5,641 | 163 | 540 | 0 |
| 31 Mar 23 | 5,381 | 191 | 507 | 0 |
| 31 Dec 22 | 5,161 | 193 | 494 | 0 |
| 30 Sep 22 | 4,858 | 230 | 472 | 0 |
| 30 Jun 22 | 4,627 | 185 | 452 | 0 |
| 31 Mar 22 | 4,474 | 174 | 426 | 0 |
| 31 Dec 21 | 4,275 | 193 | 420 | 0 |
| 30 Sep 21 | 4,101 | 204 | 425 | 0 |
| 30 Jun 21 | 4,171 | 230 | 421 | 0 |
| 31 Mar 21 | 3,746 | 301 | 397 | 0 |
| 31 Dec 20 | 3,620 | 292 | 410 | 0 |
| 30 Sep 20 | 3,254 | 161 | 394 | 0 |
| 30 Jun 20 | 3,053 | 182 | 394 | 0 |
| 31 Mar 20 | 3,469 | 141 | 418 | 0 |
| 31 Dec 19 | 3,368 | 174 | 402 | 0 |
| 30 Sep 19 | 3,492 | 317 | 406 | 0 |
| 30 Jun 19 | 3,341 | 243 | 395 | 0 |
| 31 Mar 19 | 3,045 | 296 | 387 | 0 |
| 31 Dec 18 | 2,955 | 363 | 373 | 0 |
| 30 Sep 18 | 2,827 | 348 | 371 | 0 |
| 30 Jun 18 | 2,785 | 499 | 358 | 0 |
| 31 Mar 18 | 2,686 | 486 | 356 | 0 |
| 31 Dec 17 | 2,675 | 481 | 351 | 0 |
| 30 Sep 17 | 2,616 | 554 | 358 | 0 |
| 30 Jun 17 | 2,581 | 514 | 363 | 0 |
| 31 Mar 17 | 2,611 | 517 | 360 | 0 |
| 31 Dec 16 | 2,549 | 501 | 352 | 0 |
| 30 Sep 16 | 2,468 | 377 | 343 | 0 |
| 30 Jun 16 | 2,409 | 390 | 345 | 0 |
| 31 Mar 16 | 2,387 | 377 | 334 | 0 |
| 31 Dec 15 | 2,321 | 373 | 334 | 0 |
| 30 Sep 15 | 2,151 | 394 | 331 | 0 |
| 30 Jun 15 | 2,102 | 309 | 341 | 0 |
| 31 Mar 15 | 2,032 | 204 | 344 | 0 |
| 31 Dec 14 | 1,958 | 316 | 333 | 0 |
| 30 Sep 14 | 1,871 | 302 | 331 | 0 |
| 30 Jun 14 | 1,919 | 432 | 308 | 0 |
| 31 Mar 14 | 1,850 | 503 | 295 | 0 |
| 31 Dec 13 | 1,661 | 417 | 286 | 0 |
| 30 Sep 13 | 1,838 | 636 | 284 | 0 |
| 30 Jun 13 | 1,868 | 664 | 289 | 0 |
Quality Earnings: PRAGATILIF has high quality earnings.
Growing Profit Margin: PRAGATILIF's current net profit margins (2.9%) are lower than last year (4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: PRAGATILIF's earnings have declined by 15.4% per year over the past 5 years.
Accelerating Growth: PRAGATILIF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: PRAGATILIF had negative earnings growth (-11.9%) over the past year, making it difficult to compare to the Insurance industry average (-7.3%).
Return on Equity
High ROE: PRAGATILIF's Return on Equity (40.6%) is considered outstanding.