Pragati Life Insurance Limited

DSE:PRAGATILIF Stock Report

Market Cap: ৳3.6b

Pragati Life Insurance Past Earnings Performance

Past criteria checks 5/6

Pragati Life Insurance's earnings have been declining at an average annual rate of -6.5%, while the Insurance industry saw earnings growing at 4.6% annually. Revenues have been growing at an average rate of 14.4% per year. Pragati Life Insurance's return on equity is 52%, and it has net margins of 3.4%.

Key information

-6.5%

Earnings growth rate

-20.7%

EPS growth rate

Insurance Industry Growth11.0%
Revenue growth rate14.4%
Return on equity52.0%
Net Margin3.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Pragati Life Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DSE:PRAGATILIF Revenue, expenses and earnings (BDT Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 246,1422095720
30 Jun 246,1481985610
31 Mar 246,0221395740
31 Dec 235,7381895390
30 Sep 235,702775540
30 Jun 235,6411635400
31 Mar 235,3811915070
31 Dec 225,1611934940
30 Sep 224,8582304720
30 Jun 224,6271854520
31 Mar 224,4741744260
31 Dec 214,2751934200
30 Sep 214,1012044250
30 Jun 214,1712304210
31 Mar 213,7463013970
31 Dec 203,6202924100
30 Sep 203,2541613940
30 Jun 203,0531823940
31 Mar 203,4691414180
31 Dec 193,3681744020
30 Sep 193,4923174060
30 Jun 193,3412433950
31 Mar 193,0452963870
31 Dec 182,9553633730
30 Sep 182,8273483710
30 Jun 182,7854993580
31 Mar 182,6864863560
31 Dec 172,6754813510
30 Sep 172,6165543580
30 Jun 172,5815143630
31 Mar 172,6115173600
31 Dec 162,5495013520
30 Sep 162,4683773430
30 Jun 162,4093903450
31 Mar 162,3873773340
31 Dec 152,3213733340
30 Sep 152,1513943310
30 Jun 152,1023093410
31 Mar 152,0322043440
31 Dec 141,9583163330
30 Sep 141,8713023310
30 Jun 141,9194323080
31 Mar 141,8505032950

Quality Earnings: PRAGATILIF has high quality earnings.

Growing Profit Margin: PRAGATILIF's current net profit margins (3.4%) are higher than last year (1.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PRAGATILIF's earnings have declined by 6.5% per year over the past 5 years.

Accelerating Growth: PRAGATILIF's earnings growth over the past year (172.1%) exceeds its 5-year average (-6.5% per year).

Earnings vs Industry: PRAGATILIF earnings growth over the past year (172.1%) exceeded the Insurance industry -3%.

Return on Equity

High ROE: PRAGATILIF's Return on Equity (52%) is considered outstanding.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/30 14:38
End of Day Share Price 2025/01/30 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Pragati Life Insurance Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution