National Life Insurance Company Limited provides various life insurance products and services.
Price History & Performance
|Historical stock prices|
|Current Share Price||৳234.40|
|52 Week High||৳215.70|
|52 Week Low||৳280.00|
|1 Month Change||0.47%|
|3 Month Change||-2.42%|
|1 Year Change||0.69%|
|3 Year Change||11.62%|
|5 Year Change||84.08%|
|Change since IPO||39,155.68%|
Recent News & Updates
|NATLIFEINS||BD Insurance||BD Market|
Return vs Industry: NATLIFEINS underperformed the BD Insurance industry which returned 58.1% over the past year.
Return vs Market: NATLIFEINS underperformed the BD Market which returned 41.2% over the past year.
Stable Share Price: NATLIFEINS is less volatile than 75% of BD stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: NATLIFEINS's weekly volatility (4%) has been stable over the past year.
About the Company
National Life Insurance Company Limited provides various life insurance products and services. The company offers individual life insurance comprising endowment, anticipated endowment, five payments endowment, double protection endowment, pension, whole life, and single payment insurance products, as well as child protection policy and child education security plan; group life insurance, which includes supplementary cover and group hospitalization plan; and Islamic takaful insurance consisting of Denmohor and Hajj bima, as well as one three, and four payment endowment insurance. It also provides Janabima life insurance plan; and national pension deposit insurance.
National Life Insurance Fundamentals Summary
|NATLIFEINS fundamental statistics|
Is NATLIFEINS overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|NATLIFEINS income statement (TTM)|
|Cost of Revenue||৳10.34b|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||40.86|
|Net Profit Margin||26.14%|
How did NATLIFEINS perform over the long term?See historical performance and comparison
1.4%Current Dividend Yield
Is National Life Insurance undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: NATLIFEINS (BDT235.6) is trading below our estimate of fair value (BDT345.9)
Significantly Below Fair Value: NATLIFEINS is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: NATLIFEINS is good value based on its PE Ratio (5.8x) compared to the BD Insurance industry average (25.9x).
PE vs Market: NATLIFEINS is good value based on its PE Ratio (5.8x) compared to the BD market (27.5x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate NATLIFEINS's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: NATLIFEINS is overvalued based on its PB Ratio (17.9x) compared to the BD Insurance industry average (3x).
How is National Life Insurance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as National Life Insurance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has National Life Insurance performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: NATLIFEINS has high quality earnings.
Growing Profit Margin: NATLIFEINS's current net profit margins (26.1%) are higher than last year (16.8%).
Past Earnings Growth Analysis
Earnings Trend: NATLIFEINS's earnings have grown significantly by 33.6% per year over the past 5 years.
Accelerating Growth: NATLIFEINS's earnings growth over the past year (97.3%) exceeds its 5-year average (33.6% per year).
Earnings vs Industry: NATLIFEINS earnings growth over the past year (97.3%) exceeded the Insurance industry 34.5%.
Return on Equity
High ROE: NATLIFEINS's Return on Equity (307%) is considered outstanding.
How is National Life Insurance's financial position?
Financial Position Analysis
Short Term Liabilities: NATLIFEINS's short term assets (BDT25.8B) exceed its short term liabilities (BDT1.8B).
Long Term Liabilities: NATLIFEINS's short term assets (BDT25.8B) do not cover its long term liabilities (BDT45.6B).
Debt to Equity History and Analysis
Debt Level: NATLIFEINS is debt free.
Reducing Debt: NATLIFEINS has not had any debt for past 5 years.
Debt Coverage: NATLIFEINS has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: NATLIFEINS has no debt, therefore coverage of interest payments is not a concern.
What is National Life Insurance current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: NATLIFEINS's dividend (1.36%) is higher than the bottom 25% of dividend payers in the BD market (0.83%).
High Dividend: NATLIFEINS's dividend (1.36%) is low compared to the top 25% of dividend payers in the BD market (2.44%).
Stability and Growth of Payments
Stable Dividend: NATLIFEINS has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: NATLIFEINS's dividend payments have increased, but the company has only paid a dividend for 9 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (7.8%), NATLIFEINS's dividend payments are thoroughly covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Mr. Kazimuddin serves as Chief Executive Officer at National Life Insurance Company Limited since 2021 and servced as its Acting Chief Executive Officer since July 2020 until 2021 and was Deputy Managing D...
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
National Life Insurance Company Limited's employee growth, exchange listings and data sources
- Name: National Life Insurance Company Limited
- Ticker: NATLIFEINS
- Exchange: DSE
- Founded: 1985
- Industry: Life and Health Insurance
- Sector: Insurance
- Market Cap: ৳25.438b
- Shares outstanding: 108.52m
- Website: https://www.nlibd.com
Number of Employees
- National Life Insurance Company Limited
- NLI Tower
- 54 Kazi Nazrul Islam Avenue
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/09/27 15:39|
|End of Day Share Price||2021/09/27 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.