Karnaphuli Insurance Past Earnings Performance
Past criteria checks 5/6
Karnaphuli Insurance has been growing earnings at an average annual rate of 9.3%, while the Insurance industry saw earnings growing at 5.5% annually. Revenues have been growing at an average rate of 11.4% per year. Karnaphuli Insurance's return on equity is 9.6%, and it has net margins of 18.1%.
Key information
9.3%
Earnings growth rate
9.3%
EPS growth rate
| Insurance Industry Growth | 11.0% |
| Revenue growth rate | 11.4% |
| Return on equity | 9.6% |
| Net Margin | 18.1% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Karnaphuli Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 528 | 96 | 72 | 0 |
| 30 Jun 24 | 520 | 87 | 183 | 0 |
| 31 Mar 24 | 485 | 85 | 182 | 0 |
| 31 Dec 23 | 483 | 85 | 185 | 0 |
| 30 Sep 23 | 487 | 76 | 268 | 0 |
| 30 Jun 23 | 468 | 79 | 231 | 0 |
| 31 Mar 23 | 464 | 85 | 211 | 0 |
| 31 Dec 22 | 445 | 83 | 192 | 0 |
| 30 Sep 22 | 482 | 105 | 212 | 0 |
| 30 Jun 22 | 479 | 113 | 196 | 0 |
| 31 Mar 22 | 446 | 113 | 168 | 0 |
| 31 Dec 21 | 435 | 106 | 163 | 0 |
| 30 Sep 21 | 402 | 105 | 125 | 0 |
| 30 Jun 21 | 388 | 89 | 140 | 0 |
| 31 Mar 21 | 388 | 76 | 162 | 0 |
| 31 Dec 20 | 374 | 72 | 158 | 0 |
| 30 Sep 20 | 332 | 53 | 170 | 0 |
| 30 Jun 20 | 324 | 51 | 163 | 0 |
| 31 Mar 20 | 307 | 49 | 145 | 0 |
| 31 Dec 19 | 283 | 49 | 126 | 0 |
| 30 Sep 19 | 285 | 57 | 131 | 0 |
| 30 Jun 19 | 261 | 56 | 116 | 0 |
| 31 Mar 19 | 261 | 56 | 121 | 0 |
| 31 Dec 18 | 259 | 56 | 113 | 0 |
| 30 Sep 18 | 281 | 62 | 132 | 0 |
| 30 Jun 18 | 270 | 62 | 117 | 0 |
| 31 Mar 18 | 270 | 62 | 122 | 0 |
| 31 Dec 17 | 269 | 61 | 123 | 0 |
| 30 Sep 17 | 253 | 57 | 114 | 0 |
| 30 Jun 17 | 257 | 56 | 115 | 0 |
| 31 Mar 17 | 257 | 56 | 117 | 0 |
| 31 Dec 16 | 249 | 55 | 119 | 0 |
| 30 Sep 16 | 220 | 35 | 118 | 0 |
| 30 Jun 16 | 222 | 18 | 137 | 0 |
| 31 Mar 16 | 214 | 19 | 128 | 0 |
| 31 Dec 15 | 212 | 19 | 122 | 0 |
| 30 Sep 15 | 237 | 36 | 135 | 0 |
| 30 Jun 15 | 250 | 58 | 122 | 0 |
| 31 Mar 15 | 259 | 61 | 127 | 0 |
| 31 Dec 14 | 254 | 59 | 123 | 0 |
| 30 Sep 14 | 253 | 60 | 127 | 0 |
| 30 Jun 14 | 268 | 65 | 108 | 0 |
| 31 Mar 14 | 277 | 67 | 114 | 0 |
| 31 Dec 13 | 270 | 63 | 115 | 0 |
Quality Earnings: KARNAPHULI has high quality earnings.
Growing Profit Margin: KARNAPHULI's current net profit margins (18.1%) are higher than last year (15.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: KARNAPHULI's earnings have grown by 9.3% per year over the past 5 years.
Accelerating Growth: KARNAPHULI's earnings growth over the past year (26.6%) exceeds its 5-year average (9.3% per year).
Earnings vs Industry: KARNAPHULI earnings growth over the past year (26.6%) exceeded the Insurance industry -3.7%.
Return on Equity
High ROE: KARNAPHULI's Return on Equity (9.6%) is considered low.