Upcoming Dividend • Jul 01
Upcoming dividend of ৳0.20 per share Eligible shareholders must have bought the stock before 08 July 2026. Payment date: 11 October 2026. Trailing yield: 0.3%. Lower than top quartile of Bangladeshi dividend payers (3.4%). Lower than average of industry peers (2.5%). New Risk • May 26
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Bangladeshi stocks, typically moving 6.3% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Revenue has declined by 34% over the past year. Market cap is less than US$10m (৳944.0m market cap, or US$7.70m). Minor Risks Latest financial reports are more than 6 months old (reported December 2024 fiscal period end). Share price has been volatile over the past 3 months (6.3% average weekly change). Revenue is less than US$5m (৳257m revenue, or US$2.1m). Declared Dividend • May 23
Dividend increased to ৳0.20 Dividend of ৳0.20 is 100% higher than last year. Ex-date: 8th July 2026 Payment date: 11th October 2026 Dividend yield will be 0.8%, which is lower than the industry average of 2.5%. Sustainability & Growth The dividend has decreased over the past 56 years, indicating a lack of growth and stability in payments. Announcement • May 22
Desh General Insurance Company Limited announces Annual dividend, payable on October 11, 2026 Desh General Insurance Company Limited announced Annual dividend of BDT 0.2000 per share payable on October 11, 2026, ex-date on July 08, 2026 and record date on July 07, 2026. Announcement • May 21
Desh General Insurance Company Limited, Annual General Meeting, Sep 09, 2026 Desh General Insurance Company Limited, Annual General Meeting, Sep 09, 2026, at 11:30 Central Asia Standard Time. Location: hybrid system, Bangladesh Announcement • May 11
Desh General Insurance Company Limited to Report Q1, 2026 Results on May 20, 2026 Desh General Insurance Company Limited announced that they will report Q1, 2026 results on May 20, 2026 Announcement • Oct 21
Desh General Insurance Company Limited to Report Q3, 2025 Results on Oct 29, 2025 Desh General Insurance Company Limited announced that they will report Q3, 2025 results on Oct 29, 2025 Announcement • Jul 23
Desh General Insurance Company Limited to Report Q2, 2025 Results on Jul 31, 2025 Desh General Insurance Company Limited announced that they will report Q2, 2025 results on Jul 31, 2025 Announcement • May 19
Desh General Insurance Company Limited to Report Q1, 2025 Results on May 28, 2025 Desh General Insurance Company Limited announced that they will report Q1, 2025 results on May 28, 2025 Announcement • Oct 23
Desh General Insurance Company Limited to Report Q3, 2024 Results on Oct 29, 2024 Desh General Insurance Company Limited announced that they will report Q3, 2024 results on Oct 29, 2024 Announcement • Sep 20
Desh General Insurance Company Limited Announces Election of Rokeya Quader as Chairman Desh General Insurance Company Limited has informed that Ms. Rokeya Quader has been elected as the Chairman of the company. New Risk • Jul 28
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Bangladeshi stocks, typically moving 6.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Latest financial reports are more than 1 year old (reported December 2022 fiscal period end). Market cap is less than US$10m (৳1.13b market cap, or US$9.60m). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (6.6% average weekly change). Announcement • Jul 25
Desh General Insurance Company Limited to Report Q2, 2024 Results on Jul 31, 2024 Desh General Insurance Company Limited announced that they will report Q2, 2024 results on Jul 31, 2024 Upcoming Dividend • Jul 09
Upcoming dividend of ৳0.50 per share Eligible shareholders must have bought the stock before 16 July 2024. Payment date: 15 October 2024. Trailing yield: 1.6%. Lower than top quartile of Bangladeshi dividend payers (4.1%). Lower than average of industry peers (2.8%). Declared Dividend • Jun 02
Dividend of ৳0.50 announced Dividend of ৳0.50 is the same as last year. Ex-date: 16th July 2024 Payment date: 15th October 2024 Dividend yield will be 1.9%, which is lower than the industry average of 2.5%. Sustainability & Growth The dividend has decreased over the past 36 years, indicating a lack of growth and stability in payments. Earnings per share has remained steady over the last 5 years. Unless this trend deteriorates, it should provide adequate earnings cover for the dividend. New Risk • May 29
New major risk - Financial data availability The company's latest financial reports are more than a year old. Last reported fiscal period ended December 2022. This is considered a major risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. In the worst case scenario, it may be facing other major going concern issues jeopardizing its viability as a listed company. Currently, the following risks have been identified for the company: Major Risks Latest financial reports are more than 1 year old (reported December 2022 fiscal period end). Market cap is less than US$10m (৳1.10b market cap, or US$9.41m). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Profit margins are more than 30% lower than last year (9.5% net profit margin). Revenue is less than US$5m (৳434m revenue, or US$3.7m). Announcement • May 21
Desh General Insurance Company Limited to Report Fiscal Year 2023 Results on May 29, 2024 Desh General Insurance Company Limited announced that they will report fiscal year 2023 results on May 29, 2024 New Risk • Dec 15
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended December 2022. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported December 2022 fiscal period end). Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (6.9% average weekly change). Profit margins are more than 30% lower than last year (9.5% net profit margin). Revenue is less than US$5m (৳434m revenue, or US$4.0m). Market cap is less than US$100m (৳1.33b market cap, or US$12.1m). New Risk • Dec 13
New minor risk - Profit margin trend The company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 9.5% Last year net profit margin: 18% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (6.8% average weekly change). Profit margins are more than 30% lower than last year (9.5% net profit margin). Revenue is less than US$5m (৳434m revenue, or US$4.0m). Market cap is less than US$100m (৳1.35b market cap, or US$12.3m). Announcement • Oct 26
Desh General Insurance Company Limited to Report Q3, 2023 Results on Oct 29, 2023 Desh General Insurance Company Limited announced that they will report Q3, 2023 results on Oct 29, 2023 New Risk • Oct 05
New major risk - Share price stability The company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Bangladeshi stocks, typically moving 8.0% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (8.0% average weekly change). Revenue is less than US$1m (৳95m revenue, or US$865k). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (৳1.50b market cap, or US$13.6m). Valuation Update With 7 Day Price Move • Sep 21
Investor sentiment improves as stock rises 17% After last week's 17% share price gain to ৳40.90, the stock trades at a trailing P/E ratio of 45.1x. Average trailing P/E is 25x in the Insurance industry in Bangladesh. Total loss to shareholders of 3.8% over the past year. Reported Earnings • Sep 15
Second quarter 2023 earnings released Second quarter 2023 results: Net income: ৳13.4m (up ৳13.4m from 2Q 2022). Announcement • Jul 23
Desh General Insurance Company Limited to Report Q2, 2023 Results on Jul 27, 2023 Desh General Insurance Company Limited announced that they will report Q2, 2023 results on Jul 27, 2023 Upcoming Dividend • Jun 27
Upcoming dividend of ৳0.50 per share at 1.6% yield Eligible shareholders must have bought the stock before 04 July 2023. Payment date: 27 September 2023. Payout ratio is a comfortable 48% and this is well supported by cash flows. Trailing yield: 1.6%. Lower than top quartile of Bangladeshi dividend payers (3.4%). Lower than average of industry peers (2.4%). New Risk • Jun 16
New major risk - Financial data availability The company's latest financial reports are more than a year old. Last reported fiscal period ended December 2021. This is considered a major risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. In the worst case scenario, it may be facing other major going concern issues jeopardizing its viability as a listed company. Currently, the following risks have been identified for the company: Major Risks Latest financial reports are more than 1 year old (reported December 2021 fiscal period end). Revenue has declined by 4.8% over the past year. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (7.0% average weekly change). Revenue is less than US$5m (৳260m revenue, or US$2.4m). Market cap is less than US$100m (৳1.17b market cap, or US$10.8m). Announcement • May 31
Desh General Insurance Company Limited, Annual General Meeting, Aug 28, 2023 Desh General Insurance Company Limited, Annual General Meeting, Aug 28, 2023, at 11:00 Bangladesh Standard Time. Valuation Update With 7 Day Price Move • May 25
Investor sentiment improves as stock rises 16% After last week's 16% share price gain to ৳37.90, the stock trades at a trailing P/E ratio of 32.6x. Average trailing P/E is 19x in the Insurance industry in Bangladesh. Total returns to shareholders of 40% over the past year. Announcement • May 25
Desh General Insurance Company Limited to Report Q1, 2023 Results on May 29, 2023 Desh General Insurance Company Limited announced that they will report Q1, 2023 results on May 29, 2023 Upcoming Dividend • May 26
Upcoming dividend of ৳1.00 per share Eligible shareholders must have bought the stock before 02 June 2022. Payment date: 07 August 2022. Payout ratio is on the higher end at 97%, however this is supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of Bangladeshi dividend payers (3.8%). Higher than average of industry peers (2.7%). Announcement • Feb 16
Desh General Insurance Company Limited Appoints Mohammodi Khanam as Chief Executive Officer Desh General Insurance Company Limited has informed that Insurance Development and Regulatory Authority (IDRA) has approved the appointment of Ms. Mohammodi Khanam, as the Chief Executive Officer of the company. Valuation Update With 7 Day Price Move • May 23
Investor sentiment improved over the past week After last week's 15% share price gain to ৳46.70, the stock trades at a trailing P/E ratio of 34.4x. Average trailing P/E is 29x in the Insurance industry in Bangladesh.