IDLC Stock Overview
Operates as a financial institution in Bangladesh. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 1/6 |
| Financial Health | 2/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
IDLC Finance PLC. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ৳31.70 |
| 52 Week High | ৳45.20 |
| 52 Week Low | ৳26.70 |
| Beta | 0.31 |
| 1 Month Change | -0.94% |
| 3 Month Change | -5.93% |
| 1 Year Change | -25.06% |
| 3 Year Change | -45.07% |
| 5 Year Change | -25.48% |
| Change since IPO | 612.05% |
Recent News & Updates
Recent updates
Shareholder Returns
| IDLC | BD Consumer Finance | BD Market | |
|---|---|---|---|
| 7D | 1.6% | 3.3% | 1.0% |
| 1Y | -25.1% | 12.0% | -19.4% |
Return vs Industry: IDLC underperformed the BD Consumer Finance industry which returned 12.6% over the past year.
Return vs Market: IDLC underperformed the BD Market which returned -19.4% over the past year.
Price Volatility
| IDLC volatility | |
|---|---|
| IDLC Average Weekly Movement | 3.1% |
| Consumer Finance Industry Average Movement | 5.3% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in BD Market | 7.0% |
| 10% least volatile stocks in BD Market | 2.5% |
Stable Share Price: IDLC has not had significant price volatility in the past 3 months compared to the BD market.
Volatility Over Time: IDLC's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1985 | 1,674 | Mohammed Uddin | www.idlc.com |
IDLC Finance PLC., together with its subsidiaries, operates as a financial institution in Bangladesh. It offers consumer products, such as home, car, and personal loans, as well as deposit products; and term loans, SME leases, loans for women and new entrepreneurs, Abashan and Shachal loans, working capital loans, seasonal loans, commercial space loans, and commercial vehicle loans, as well as loan products catering to the SMEs transitioning to the corporate segment. The company also provides lease financing, term loans for vehicles, bridge loans, factoring of accounts receivable, work order, distributor financing, corporate factoring, zero coupon bonds, coupon bearing bonds, convertible bonds, and commercial papers; debt and working capital syndication, agency and trusteeship, balance sheet restructuring, arrangement of private equity and preference shares, and preparation of feasibility study, as well as corporate advisory services for mergers and acquisitions, initial public offering, and joint venture making.
IDLC Finance PLC. Fundamentals Summary
| IDLC fundamental statistics | |
|---|---|
| Market cap | ৳13.18b |
| Earnings (TTM) | ৳1.77b |
| Revenue (TTM) | ৳5.97b |
7.5x
P/E Ratio2.2x
P/S RatioIs IDLC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| IDLC income statement (TTM) | |
|---|---|
| Revenue | ৳5.97b |
| Cost of Revenue | ৳125.61m |
| Gross Profit | ৳5.85b |
| Other Expenses | ৳4.08b |
| Earnings | ৳1.77b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.25 |
| Gross Margin | 97.90% |
| Net Profit Margin | 29.58% |
| Debt/Equity Ratio | 140.0% |
How did IDLC perform over the long term?
See historical performance and comparisonDividends
4.7%
Current Dividend Yield35%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/07 04:11 |
| End of Day Share Price | 2025/02/06 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
IDLC Finance PLC. is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Asif Khan | EDGE Research & Consulting |
| Waseem Khan | Tellimer Research |