Union Bank Past Earnings Performance
We're still processing the latest earnings report of this company
Past criteria checks 5/6
Union Bank has been growing earnings at an average annual rate of 14.7%, while the Banks industry saw earnings growing at 8.6% annually. Revenues have been growing at an average rate of 12.6% per year. Union Bank's return on equity is 9.7%, and it has net margins of 21.7%.
Key information
14.7%
Earnings growth rate
2.1%
EPS growth rate
| Banks Industry Growth | 8.5% |
| Revenue growth rate | 12.6% |
| Return on equity | 9.7% |
| Net Margin | 21.7% |
| Last Earnings Update | 30 Sep 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Union Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 23 | 7,165 | 1,556 | 3,151 | 0 |
| 30 Jun 23 | 7,314 | 1,583 | 3,181 | 0 |
| 31 Mar 23 | 6,719 | 1,526 | 2,823 | 0 |
| 31 Dec 22 | 6,589 | 1,514 | 2,764 | 0 |
| 30 Sep 22 | 6,239 | 977 | 2,835 | 0 |
| 30 Jun 22 | 5,684 | 787 | 2,672 | 0 |
| 31 Mar 22 | 5,775 | 975 | 2,503 | 0 |
| 31 Dec 21 | 5,511 | 872 | 2,411 | 0 |
| 31 Dec 20 | 5,359 | 988 | 2,129 | 0 |
| 31 Dec 19 | 3,987 | 594 | 1,969 | 0 |
| 31 Dec 18 | 3,888 | 954 | 1,711 | 0 |
Quality Earnings: UNIONBANK has high quality earnings.
Growing Profit Margin: UNIONBANK's current net profit margins (21.7%) are higher than last year (15.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UNIONBANK's earnings have grown by 14.7% per year over the past 5 years.
Accelerating Growth: UNIONBANK's earnings growth over the past year (59.2%) exceeds its 5-year average (14.7% per year).
Earnings vs Industry: UNIONBANK earnings growth over the past year (59.2%) exceeded the Banks industry 14%.
Return on Equity
High ROE: UNIONBANK's Return on Equity (9.7%) is considered low.