United Commercial Bank Balance Sheet Health
Financial Health criteria checks 4/6
United Commercial Bank has total assets of BDT668.5B and total equity of BDT40.9B. Total deposits are BDT481.5B, and total loans are BDT495.9B.
Key information
16.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ৳481.47b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 5.9% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ৳30.28b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UCB's Assets to Equity ratio (16.3x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if UCB has a sufficient allowance for bad loans.
Low Risk Liabilities: 77% of UCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: UCB has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: UCB's Loans to Deposits ratio (103%) is appropriate.
Level of Bad Loans: UCB has a high level of bad loans (5.9%).