Pubali Bank Balance Sheet Health
Financial Health criteria checks 5/6
Pubali Bank has total assets of BDT797.0B and total equity of BDT47.1B. Total deposits are BDT564.0B, and total loans are BDT520.4B. It earns a Net Interest Margin of 1.1%. It has sufficient allowance for bad loans, which are currently at 2.2% of total loans. Cash and short-term investments are BDT19.2B.
Key information
16.9x
Asset to equity ratio
1.1%
Net interest margin
Total deposits | ৳564.04b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ৳19.21b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PUBALIBANK's Assets to Equity ratio (16.9x) is moderate.
Allowance for Bad Loans: PUBALIBANK has a sufficient allowance for bad loans (181%).
Low Risk Liabilities: 75% of PUBALIBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: PUBALIBANK has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: PUBALIBANK's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: PUBALIBANK has a high level of bad loans (2.2%).