Jamuna Bank Past Earnings Performance
Past criteria checks 1/6
Jamuna Bank's earnings have been declining at an average annual rate of -5.1%, while the Banks industry saw earnings growing at 8.6% annually. Revenues have been growing at an average rate of 3.4% per year. Jamuna Bank's return on equity is 9%, and it has net margins of 17%.
Key information
-5.1%
Earnings growth rate
-5.1%
EPS growth rate
| Banks Industry Growth | 8.5% |
| Revenue growth rate | 3.4% |
| Return on equity | 9.0% |
| Net Margin | 17.0% |
| Last Earnings Update | 30 Sep 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Jamuna Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 23 | 11,094 | 1,881 | 6,719 | 0 |
| 30 Jun 23 | 10,938 | 1,879 | 6,459 | 0 |
| 31 Mar 23 | 10,642 | 1,638 | 6,383 | 0 |
| 31 Dec 22 | 10,540 | 1,589 | 6,120 | 0 |
| 30 Sep 22 | 11,616 | 2,652 | 5,714 | 0 |
| 30 Jun 22 | 11,155 | 2,810 | 5,387 | 0 |
| 31 Mar 22 | 10,492 | 2,602 | 5,029 | 0 |
| 31 Dec 21 | 10,082 | 2,512 | 4,952 | 0 |
| 30 Sep 21 | 11,133 | 3,171 | 4,971 | 0 |
| 30 Jun 21 | 10,783 | 3,080 | 4,952 | 0 |
| 31 Mar 21 | 10,129 | 2,789 | 4,964 | 0 |
| 31 Dec 20 | 10,175 | 2,654 | 4,969 | 0 |
| 30 Sep 20 | 10,349 | 2,755 | 4,872 | 0 |
| 30 Jun 20 | 10,509 | 2,825 | 4,885 | 0 |
| 31 Mar 20 | 11,128 | 3,073 | 4,843 | 0 |
| 31 Dec 19 | 10,353 | 2,532 | 4,762 | 0 |
| 30 Sep 19 | 9,985 | 2,872 | 4,654 | 0 |
| 30 Jun 19 | 9,448 | 2,478 | 4,585 | 0 |
| 31 Mar 19 | 9,030 | 2,504 | 4,495 | 0 |
| 31 Dec 18 | 8,770 | 2,297 | 4,440 | 0 |
| 30 Sep 18 | 9,446 | 2,527 | 4,206 | 0 |
| 30 Jun 18 | 8,921 | 2,314 | 4,111 | 0 |
| 31 Mar 18 | 8,575 | 2,151 | 3,956 | 0 |
| 31 Dec 17 | 8,250 | 2,077 | 3,839 | 0 |
| 30 Sep 17 | 7,983 | 2,163 | 3,780 | 0 |
| 30 Jun 17 | 7,645 | 2,021 | 3,677 | 0 |
| 31 Mar 17 | 7,438 | 1,971 | 3,649 | 0 |
| 31 Dec 16 | 6,990 | 1,794 | 3,489 | 0 |
| 30 Sep 16 | 6,512 | 1,713 | 3,341 | 0 |
| 30 Jun 16 | 6,443 | 1,797 | 3,204 | 0 |
| 31 Mar 16 | 5,894 | 1,669 | 3,040 | 0 |
| 31 Dec 15 | 5,692 | 1,643 | 2,966 | 0 |
| 30 Sep 15 | 5,807 | 1,720 | 2,940 | 0 |
| 30 Jun 15 | 5,260 | 1,533 | 2,932 | 0 |
| 31 Mar 15 | 5,143 | 1,312 | 2,842 | 0 |
| 31 Dec 14 | 5,069 | 1,353 | 2,767 | 0 |
| 30 Sep 14 | 5,152 | 1,207 | 2,607 | 0 |
| 30 Jun 14 | 5,568 | 1,331 | 2,582 | 0 |
| 31 Mar 14 | 5,320 | 1,175 | 2,514 | 0 |
| 31 Dec 13 | 5,074 | 1,144 | 2,402 | 0 |
| 30 Sep 13 | 3,996 | 598 | 2,303 | 0 |
| 30 Jun 13 | 3,685 | 483 | 2,108 | 0 |
Quality Earnings: JAMUNABANK has high quality earnings.
Growing Profit Margin: JAMUNABANK's current net profit margins (17%) are lower than last year (22.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: JAMUNABANK's earnings have declined by 5.1% per year over the past 5 years.
Accelerating Growth: JAMUNABANK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: JAMUNABANK had negative earnings growth (-29.1%) over the past year, making it difficult to compare to the Banks industry average (17.4%).
Return on Equity
High ROE: JAMUNABANK's Return on Equity (9%) is considered low.