IFIC Bank PLC

DSE:IFIC Stock Report

Market Cap: ৳14.0b

IFIC Bank Past Earnings Performance

Past criteria checks 2/6

IFIC Bank has been growing earnings at an average annual rate of 6.3%, while the Banks industry saw earnings growing at 8.9% annually. Revenues have been growing at an average rate of 14.1% per year. IFIC Bank's return on equity is 6.6%, and it has net margins of 15.8%.

Key information

6.3%

Earnings growth rate

6.3%

EPS growth rate

Banks Industry Growth8.5%
Revenue growth rate14.1%
Return on equity6.6%
Net Margin15.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How IFIC Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DSE:IFIC Revenue, expenses and earnings (BDT Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2415,3132,4178,8640
30 Jun 2415,7442,5628,4810
31 Mar 2415,2392,7948,1470
31 Dec 2314,5083,0057,7340
30 Sep 2314,0753,0437,5490
30 Jun 2314,3803,5917,1530
31 Mar 2314,1493,7396,6920
31 Dec 2213,4063,4426,4400
30 Sep 2212,3222,0896,3390
30 Jun 2211,8061,9246,0290
31 Mar 2211,5132,1175,5410
31 Dec 2111,6682,5415,2880
30 Sep 219,9212,0494,9060
30 Jun 219,0771,8134,7220
31 Mar 217,5231,1754,5670
31 Dec 207,3321,1334,3020
30 Sep 208,4941,9194,2530
30 Jun 208,7622,2064,1170
31 Mar 209,9082,9024,2540
31 Dec 199,3792,8284,2290
30 Sep 199,2342,9894,3470
30 Jun 198,8142,5664,3620
31 Mar 197,7931,9274,2460
31 Dec 187,6511,6504,3180
30 Sep 187,1421,8114,3020
30 Jun 187,1282,1354,2720
31 Mar 187,7372,4384,3720
31 Dec 177,5952,3974,3390
30 Sep 177,2001,7774,4530
30 Jun 177,2651,6074,4060
31 Mar 177,0971,6074,3310
31 Dec 167,0221,5834,1880
30 Sep 166,9701,2703,8500
30 Jun 166,1911,1463,8080
31 Mar 166,0809973,7260
31 Dec 155,9871,0573,6700
30 Sep 156,1471,3214,0070
30 Jun 157,0941,5934,0180
31 Mar 156,9801,5593,9750
31 Dec 147,2291,7653,8260
30 Sep 147,1241,8083,2880
30 Jun 147,2581,9063,1120
31 Mar 147,2542,1812,9830

Quality Earnings: IFIC has high quality earnings.

Growing Profit Margin: IFIC's current net profit margins (15.8%) are lower than last year (21.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: IFIC's earnings have grown by 6.3% per year over the past 5 years.

Accelerating Growth: IFIC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: IFIC had negative earnings growth (-20.6%) over the past year, making it difficult to compare to the Banks industry average (11%).

Return on Equity

High ROE: IFIC's Return on Equity (6.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/02 03:37
End of Day Share Price 2025/01/02 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

IFIC Bank PLC is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution