BRAC Bank PLC.

DSE:BRACBANK Stock Report

Market Cap: ৳85.5b

BRAC Bank Valuation

Is BRACBANK undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of BRACBANK when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: BRACBANK (BDT48.3) is trading above our estimate of fair value (BDT15.15)

Significantly Below Fair Value: BRACBANK is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for BRACBANK?

Key metric: As BRACBANK is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for BRACBANK. This is calculated by dividing BRACBANK's market cap by their current earnings.
What is BRACBANK's PE Ratio?
PE Ratio7.7x
Earnings৳11.07b
Market Cap৳85.48b

Price to Earnings Ratio vs Peers

How does BRACBANK's PE Ratio compare to its peers?

The above table shows the PE ratio for BRACBANK vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average7.9x
ISLAMIBANK Islami Bank Bangladesh
16.5xn/a৳76.6b
PUBALIBANK Pubali Bank
3.5xn/a৳33.7b
DUTCHBANGL Dutch-Bangla Bank
6.7xn/a৳41.7b
EBL Eastern Bank
5.1xn/a৳33.3b
BRACBANK BRAC Bank
7.7xn/a৳85.5b

Price-To-Earnings vs Peers: BRACBANK is good value based on its Price-To-Earnings Ratio (7.7x) compared to the peer average (7.9x).

Price to Earnings Ratio vs Industry

How does BRACBANK's PE Ratio compare vs other companies in the BD Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
No more companies available in this PE range
BRACBANK 7.7xIndustry Avg. 5.1xNo. of Companies10PE0612182430+
0 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: BRACBANK is expensive based on its Price-To-Earnings Ratio (7.7x) compared to the BD Banks industry average (5.1x).

Price to Earnings Ratio vs Fair Ratio

What is BRACBANK's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

BRACBANK PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio7.7x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate BRACBANK's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst BRACBANK forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current৳48.30
৳83.65
+73.2%
17.2%৳98.00৳69.30n/a2
Dec ’25৳48.10
৳83.65
+73.9%
17.2%৳98.00৳69.30n/a2
Nov ’25৳51.60
৳83.65
+62.1%
17.2%৳98.00৳69.30n/a2
Oct ’25৳55.10
৳83.65
+51.8%
17.2%৳98.00৳69.30n/a2
Sep ’25৳53.60
৳83.65
+56.1%
17.2%৳98.00৳69.30n/a2
Aug ’25৳37.40
৳85.45
+128.5%
14.1%৳98.00৳69.27n/a3
Jul ’25৳34.30
৳77.09
+124.8%
11.4%৳89.09৳68.18n/a4
Jun ’25৳33.70
৳77.09
+128.8%
11.4%৳89.09৳68.18n/a4
May ’25৳35.18
৳77.05
+119.0%
11.4%৳89.09৳68.18n/a4
Apr ’25৳35.91
৳76.59
+113.3%
11.2%৳89.09৳68.18n/a4
Mar ’25৳38.82
৳76.59
+97.3%
11.2%৳89.09৳68.18n/a4
Feb ’25৳34.36
৳76.59
+122.9%
11.2%৳89.09৳68.18n/a4
Jan ’25৳32.55
৳75.95
+133.4%
12.1%৳89.09৳66.55n/a4
Dec ’24৳32.55
৳75.95
+133.4%
12.1%৳89.09৳66.55৳48.104
Nov ’24৳32.55
৳76.41
+134.8%
12.3%৳89.09৳66.55৳51.604
Oct ’24৳32.55
৳74.61
+129.2%
13.8%৳89.09৳66.55৳55.103
Sep ’24৳32.55
৳75.19
+131.0%
11.9%৳89.09৳66.55৳53.604
Aug ’24৳32.55
৳69.83
+114.6%
6.0%৳76.96৳66.55৳37.404
Jul ’24৳32.55
৳70.39
+116.3%
6.6%৳76.96৳66.55৳34.303
Jun ’24৳32.55
৳70.39
+116.3%
6.6%৳76.96৳66.55৳33.703
May ’24৳32.56
৳67.23
+106.5%
11.4%৳76.96৳58.18৳35.183
Apr ’24৳32.56
৳76.36
+134.5%
19.1%৳93.95৳58.18৳35.913
Mar ’24৳32.56
৳74.19
+127.9%
17.8%৳93.95৳58.18৳38.824
Feb ’24৳32.56
৳73.13
+124.6%
17.9%৳93.95৳58.18৳34.364
Jan ’24৳32.56
৳73.13
+124.6%
17.9%৳93.95৳58.18৳32.554
Dec ’23৳32.56
৳73.13
+124.6%
17.9%৳93.95৳58.18৳32.554

Analyst Forecast: Target price is more than 20% higher than the current share price, but there are not enough analysts covering the stock to determine statistical confidence in agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 10:03
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

BRAC Bank PLC. is covered by 8 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Anika MafizBRAC EPL Stock Brokerage Ltd
Citi ResearchCitigroup Inc
Mohammed KhalloufCitigroup Inc