BRAC Bank Valuation

Q: What is the Fair Price of BRACBANK when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

BRACBANK (BDT64.7) is trading above our estimate of [[future cash flow value]] (BDT25.73)

Is BRACBANK undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

Below Future Cash Flow Value
Significantly Below Future Cash Flow Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of BRACBANK when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

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Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: BRACBANK (BDT64.7) is trading above our estimate of future cash flow value (BDT25.73)

Significantly Below Future Cash Flow Value: BRACBANK is trading above our estimate of future cash flow value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for BRACBANK?

Key metric: As BRACBANK is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for BRACBANK. This is calculated by dividing BRACBANK's market cap by their current earnings.
What is BRACBANK's PE Ratio?
PE Ratio	7.4x
Earnings	৳19.92b
Market Cap	৳146.53b

BRACBANK key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does BRACBANK's PE Ratio compare to its peers?

The above table shows the PE ratio for BRACBANK vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	4.3x
CITYBANK City Bank	3.7x	n/a	৳54.9b
PUBALIBANK Pubali Bank	5x	n/a	৳55.8b
DUTCHBANGL Dutch-Bangla Bank	4.2x	n/a	৳48.1b
PRIMEBANK Prime Bank	4.1x	n/a	৳36.9b
BRACBANK BRAC Bank	7.4x	n/a	৳146.5b

Price-To-Earnings vs Peers: BRACBANK is expensive based on its Price-To-Earnings Ratio (7.4x) compared to the peer average (4.3x).

Historical Price to Earnings Ratio

Historical Price to Earnings Ratio compares a stock's price to its earnings over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data

Price to Earnings Ratio vs Industry

How does BRACBANK's PE Ratio compare vs other companies in the BD Banks Industry?

0 Companies	Price / Earnings	Estimated Growth	Market Cap

No more companies available in this PE range

0 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: BRACBANK is expensive based on its Price-To-Earnings Ratio (7.4x) compared to the BD Banks industry average (5x).

Price to Earnings Ratio vs Fair Ratio

What is BRACBANK's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

BRACBANK PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	7.4x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate BRACBANK's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst BRACBANK forecast and predictions for the stock price in 12 month’s time.
Date	Share Price	Average 1Y Price Target	Dispersion	High	Low	1Y Actual price	Analysts
Current	৳64.70	৳116.26 +79.69%	5.76%	৳122.96	৳109.57	n/a	2
Jul ’27	৳65.50	৳116.26 +77.50%	5.76%	৳122.96	৳109.57	n/a	2
Jun ’27	৳68.40	৳116.26 +69.97%	5.76%	৳122.96	৳109.57	n/a	2
May ’27	৳63.65	৳116.26 +82.65%	5.76%	৳122.96	৳109.57	n/a	2
Apr ’27	৳62.26	৳116.26 +86.73%	5.76%	৳122.96	৳109.57	n/a	2
Mar ’27	৳73.04	৳116.26 +59.17%	5.76%	৳122.96	৳109.57	n/a	2
Feb ’27	৳66.09	৳109.13 +65.13%	13.94%	৳124.35	৳93.91	n/a	2
Jan ’27	৳56.09	৳92.08 +64.17%	29.46%	৳124.35	৳57.97	n/a	3
Dec ’26	৳57.39	৳92.08 +60.44%	29.46%	৳124.35	৳57.97	n/a	3
Nov ’26	৳59.22	৳92.08 +55.49%	29.46%	৳124.35	৳57.97	n/a	3
Oct ’26	৳60.43	৳92.08 +52.36%	29.46%	৳124.35	৳57.97	n/a	3
Sep ’26	৳67.91	৳62.84 -7.47%	7.75%	৳67.71	৳57.97	n/a	2
Aug ’26	৳61.48	৳62.84 +2.22%	7.75%	৳67.71	৳57.97	n/a	2
Jul ’26	৳44.09	৳68.48 +55.34%	13.02%	৳79.77	৳57.97	৳65.50	3
Jun ’26	৳40.87	৳68.48 +67.57%	13.02%	৳79.77	৳57.97	৳68.40	3
May ’26	৳38.34	৳68.59 +78.90%	12.99%	৳79.77	৳57.97	৳63.65	3
Apr ’26	৳39.34	৳68.59 +74.33%	12.99%	৳79.77	৳57.97	৳62.26	3
Mar ’26	৳40.43	৳68.59 +69.66%	12.99%	৳79.77	৳57.97	৳73.04	3
Feb ’26	৳40.04	৳63.77 +59.27%	17.96%	৳79.77	৳53.57	৳66.09	3
Jan ’26	৳38.18	৳64.66 +69.33%	17.15%	৳75.75	৳53.57	৳56.09	2
Dec ’25	৳37.18	৳64.66 +73.91%	17.15%	৳75.75	৳53.57	৳57.39	2
Nov ’25	৳39.88	৳64.66 +62.11%	17.15%	৳75.75	৳53.57	৳59.22	2
Oct ’25	৳42.59	৳64.66 +51.81%	17.15%	৳75.75	৳53.57	৳60.43	2
Sep ’25	৳41.43	৳64.66 +56.06%	17.15%	৳75.75	৳53.57	৳67.91	2
Aug ’25	৳28.91	৳66.05 +128.49%	14.05%	৳75.75	৳53.54	৳61.48	3
Jul ’25	৳26.51	৳59.59 +124.75%	11.36%	৳68.86	৳52.70	৳44.09	4

AnalystPriceTarget

Community Contributor

৳116.26

Fair Value

44.3% undervalued

Number of Analysts

Analyst Forecast: Target price is more than 20% higher than the current share price, but there are not enough analysts covering the stock to determine statistical confidence in agreement.

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Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/07/27 15:55
End of Day Share Price	2026/07/26 00:00
Earnings	2026/03/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

BRAC Bank PLC. is covered by 7 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Fahim Hassan	BRAC EPL Stock Brokerage Ltd
Citi Research	Citigroup Inc
Mohammed Khallouf	Citigroup Inc