BRAC Bank PLC.

DSE:BRACBANK Stock Report

Market Cap: ৳86.7b

BRAC Bank Past Earnings Performance

Past criteria checks 5/6

BRAC Bank has been growing earnings at an average annual rate of 17.4%, while the Banks industry saw earnings growing at 8.9% annually. Revenues have been growing at an average rate of 16.1% per year. BRAC Bank's return on equity is 13%, and it has net margins of 20.2%.

Key information

17.4%

Earnings growth rate

17.4%

EPS growth rate

Banks Industry Growth8.5%
Revenue growth rate16.1%
Return on equity13.0%
Net Margin20.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How BRAC Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DSE:BRACBANK Revenue, expenses and earnings (BDT Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2454,86511,06829,0290
30 Jun 2451,4369,73427,7310
31 Mar 2447,6908,90526,8070
31 Dec 2343,7117,61025,7070
30 Sep 2341,9527,49724,8230
30 Jun 2339,7846,93223,7210
31 Mar 2337,6536,31222,3780
31 Dec 2235,9006,03321,5770
30 Sep 2233,2995,25920,4480
30 Jun 2231,2715,08719,5120
31 Mar 2229,6405,38818,3170
31 Dec 2128,7435,46517,4370
30 Sep 2129,0185,74217,0040
30 Jun 2128,9305,82216,9190
31 Mar 2127,2804,78216,5190
31 Dec 2026,7524,41816,2910
30 Sep 2024,8714,28115,3890
30 Jun 2024,2533,63215,3670
31 Mar 2026,1054,53815,2930
31 Dec 1926,1944,95114,7570
30 Sep 1926,9024,89915,0500
30 Jun 1926,6715,35914,1460
31 Mar 1925,6935,45413,4790
31 Dec 1825,2085,54612,7930
30 Sep 1824,6995,40312,4250
30 Jun 1824,1445,60011,6300
31 Mar 1823,6405,42111,0670
31 Dec 1722,7815,19310,6500
30 Sep 1721,9885,08610,1120
30 Jun 1720,7104,4609,5340
31 Mar 1719,8724,3379,1630
31 Dec 1618,7103,8818,8340
30 Sep 1617,5613,2048,3130
30 Jun 1616,7342,9338,1650
31 Mar 1615,8542,5427,9060
31 Dec 1515,1882,2617,6280
30 Sep 1513,8941,9517,7770
30 Jun 1513,8862,0977,4870
31 Mar 1513,7002,0666,8220
31 Dec 1413,1072,0376,9190
30 Sep 1413,1431,6896,9560
30 Jun 1412,3171,3287,1810
31 Mar 1411,8631,3367,1560
31 Dec 1311,4941,3396,8180

Quality Earnings: BRACBANK has high quality earnings.

Growing Profit Margin: BRACBANK's current net profit margins (20.2%) are higher than last year (17.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BRACBANK's earnings have grown by 17.4% per year over the past 5 years.

Accelerating Growth: BRACBANK's earnings growth over the past year (47.6%) exceeds its 5-year average (17.4% per year).

Earnings vs Industry: BRACBANK earnings growth over the past year (47.6%) exceeded the Banks industry 11%.

Return on Equity

High ROE: BRACBANK's Return on Equity (13%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/30 07:59
End of Day Share Price 2024/12/30 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

BRAC Bank PLC. is covered by 8 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Anika MafizBRAC EPL Stock Brokerage Ltd
Citi ResearchCitigroup Inc
Mohammed KhalloufCitigroup Inc