AB Bank Past Earnings Performance
Past criteria checks 2/6
AB Bank has been growing earnings at an average annual rate of 49.5%, while the Banks industry saw earnings growing at 8.6% annually. Revenues have been growing at an average rate of 9.8% per year. AB Bank's return on equity is 2.9%, and it has net margins of 7.8%.
Key information
49.5%
Earnings growth rate
49.5%
EPS growth rate
| Banks Industry Growth | 8.5% |
| Revenue growth rate | 9.8% |
| Return on equity | 2.9% |
| Net Margin | 7.8% |
| Last Earnings Update | 30 Sep 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How AB Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 23 | 9,447 | 741 | 4,963 | 0 |
| 30 Jun 23 | 9,512 | 728 | 5,010 | 0 |
| 31 Mar 23 | 9,043 | 660 | 4,915 | 0 |
| 31 Dec 22 | 9,114 | 714 | 4,914 | 0 |
| 30 Sep 22 | 9,359 | 800 | 4,932 | 0 |
| 30 Jun 22 | 8,838 | 812 | 4,890 | 0 |
| 31 Mar 22 | 8,180 | 741 | 4,817 | 0 |
| 31 Dec 21 | 7,963 | 717 | 4,714 | 0 |
| 30 Sep 21 | 7,275 | 529 | 4,595 | 0 |
| 30 Jun 21 | 7,301 | 506 | 4,577 | 0 |
| 31 Mar 21 | 7,197 | 455 | 4,444 | 0 |
| 31 Dec 20 | 7,274 | 394 | 4,370 | 0 |
| 30 Sep 20 | 6,873 | 215 | 4,314 | 0 |
| 30 Jun 20 | 6,953 | 153 | 4,224 | 0 |
| 31 Mar 20 | 6,955 | 110 | 4,301 | 0 |
| 31 Dec 19 | 6,857 | 122 | 4,359 | 0 |
| 30 Sep 19 | 5,759 | -125 | 4,441 | 0 |
| 30 Jun 19 | 5,679 | -141 | 4,437 | 0 |
| 31 Mar 19 | 6,349 | 3 | 4,433 | 0 |
| 31 Dec 18 | 6,484 | 43 | 4,447 | 0 |
| 30 Sep 18 | 6,431 | -132 | 4,465 | 0 |
| 30 Jun 18 | 6,160 | -258 | 4,511 | 0 |
| 31 Mar 18 | 6,342 | -79 | 4,622 | 0 |
| 31 Dec 17 | 6,095 | 41 | 4,642 | 0 |
| 30 Sep 17 | 6,553 | 759 | 4,784 | 0 |
| 30 Jun 17 | 7,398 | 1,126 | 4,786 | 0 |
| 31 Mar 17 | 7,345 | 1,109 | 4,746 | 0 |
| 31 Dec 16 | 8,476 | 1,515 | 4,697 | 0 |
| 30 Sep 16 | 8,849 | 1,742 | 4,633 | 0 |
| 30 Jun 16 | 8,947 | 1,594 | 4,693 | 0 |
| 31 Mar 16 | 9,168 | 1,518 | 4,572 | 0 |
| 31 Dec 15 | 8,983 | 1,450 | 4,457 | 0 |
| 30 Sep 15 | 9,310 | 790 | 4,493 | 0 |
| 30 Jun 15 | 10,292 | 1,528 | 4,359 | 0 |
| 31 Mar 15 | 10,377 | 1,657 | 4,232 | 0 |
| 31 Dec 14 | 10,446 | 1,495 | 4,185 | 0 |
| 30 Sep 14 | 10,381 | 2,125 | 4,026 | 0 |
| 30 Jun 14 | 9,543 | 1,509 | 3,864 | 0 |
| 31 Mar 14 | 8,743 | 1,302 | 3,690 | 0 |
| 31 Dec 13 | 7,990 | 1,094 | 3,610 | 0 |
| 30 Sep 13 | 7,940 | 1,050 | 3,620 | 0 |
| 30 Jun 13 | 7,492 | 1,103 | 3,473 | 0 |
Quality Earnings: ABBANK has high quality earnings.
Growing Profit Margin: ABBANK's current net profit margins (7.8%) are lower than last year (8.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: ABBANK has become profitable over the past 5 years, growing earnings by 49.5% per year.
Accelerating Growth: ABBANK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: ABBANK had negative earnings growth (-7.3%) over the past year, making it difficult to compare to the Banks industry average (17.4%).
Return on Equity
High ROE: ABBANK's Return on Equity (2.9%) is considered low.