CCR Stock Overview

Engages in the development and implementation of receivables management platform, and provision of receivable collection services in Australia and New Zealand. More details

CCR fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	4/6
Past Performance	0/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 54.1% below our estimate of its fair value

Earnings are forecast to grow 51.92% per year

Risk Analysis

Does not have a meaningful market cap (A$135M)

Significant insider selling over the past 3 months

My Notes

Capture your thoughts, links and company narrative

Credit Clear Limited Competitors

Acusensus

ASX:ACE

AU$144.3m

COSOL

ASX:COS

AU$181.0m

Bigtincan Holdings

ASX:BTH

AU$160.2m

DUG Technology

ASX:DUG

AU$173.7m

Price History & Performance

Summary of share price highs, lows and changes for Credit Clear
Historical stock prices
Current Share Price	AU$0.32
52 Week High	AU$0.36
52 Week Low	AU$0.18
Beta	-0.15
1 Month Change	-9.86%
3 Month Change	1.59%
1 Year Change	72.97%
3 Year Change	-41.82%
5 Year Change	n/a
Change since IPO	-30.43%

Recent updates

Shareholder Returns

	CCR	AU Software	AU Market
7D	1.6%	2.4%	0.7%
1Y	73.0%	60.5%	6.8%

Return vs Industry: CCR exceeded the Australian Software industry which returned 61.6% over the past year.

Return vs Market: CCR exceeded the Australian Market which returned 7.5% over the past year.

Price Volatility

Is CCR's price volatile compared to industry and market?
CCR volatility
CCR Average Weekly Movement	6.3%
Software Industry Average Movement	9.2%
Market Average Movement	8.0%
10% most volatile stocks in AU Market	16.8%
10% least volatile stocks in AU Market	3.0%

Stable Share Price: CCR has not had significant price volatility in the past 3 months compared to the Australian market.

Volatility Over Time: CCR's weekly volatility (6%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
2015	n/a	Andrew Smith	creditclear.com.au

Credit Clear Limited engages in the development and implementation of receivables management platform, and provision of receivable collection services in Australia and New Zealand. It operates in two segments, Receivable Collections and Legal Services. The company offers technology-enabled communications platform that helps organizations to drive financial outcomes by changing the way customers manage their re-payments.

Credit Clear Limited Fundamentals Summary

How do Credit Clear's earnings and revenue compare to its market cap?
CCR fundamental statistics
Market cap	AU$134.57m
Earnings (TTM)	-AU$4.50m
Revenue (TTM)	AU$42.24m

3.2x

P/S Ratio

-29.9x

P/E Ratio

Is CCR overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CCR income statement (TTM)
Revenue	AU$42.24m
Cost of Revenue	AU$23.92m
Gross Profit	AU$18.32m
Other Expenses	AU$22.82m
Earnings	-AU$4.50m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	-0.011
Gross Margin	43.36%
Net Profit Margin	-10.65%
Debt/Equity Ratio	0%

How did CCR perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/26 09:43
End of Day Share Price	2024/12/24 00:00
Earnings	2024/06/30
Annual Earnings	2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Credit Clear Limited is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Caleb Weng	PAC Partners Securities Pty. Ltd.
Larry Gandler	Shaw and Partners Limited