| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 1/6 |
| Dividends | 0/6 |
XF1 Stock Overview
Xref Limited engages in the development of human resources technology that automates the candidate reference process for employers.
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$0.68 |
| 52 Week High | AU$0.79 |
| 52 Week Low | AU$0.23 |
| Beta | 2.05 |
| 1 Month Change | 8.80% |
| 3 Month Change | 4.61% |
| 1 Year Change | 102.99% |
| 3 Year Change | 58.14% |
| 5 Year Change | 47.83% |
| Change since IPO | 94.29% |
Recent News & Updates
Shareholder Returns
| XF1 | AU Software | AU Market | |
|---|---|---|---|
| 7D | -7.5% | -0.2% | 0.5% |
| 1Y | 103.0% | 12.0% | 10.3% |
Return vs Industry: XF1 exceeded the Australian Software industry which returned 13.3% over the past year.
Return vs Market: XF1 exceeded the Australian Market which returned 10.4% over the past year.
Price Volatility
| XF1 volatility | |
|---|---|
| XF1 Average Weekly Movement | 8.4% |
| Software Industry Average Movement | 8.7% |
| Market Average Movement | 8.4% |
| 10% most volatile stocks in AU Market | 15.2% |
| 10% least volatile stocks in AU Market | 3.6% |
Stable Share Price: XF1 is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 8% a week.
Volatility Over Time: XF1's weekly volatility (8%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| n/a | 60 | Lee-Martin Seymour | https://www.xref.com |
Xref Limited engages in the development of human resources technology that automates the candidate reference process for employers. It operates in two segments, Candidate Referencing and ID Verification. The company offers Xref, an automated reference checking tool that provides reference checking and templates; talent sourcing; background checking and identity verification; analytics and insights; and security and compliance solutions.
Xref Fundamentals Summary
| XF1 fundamental statistics | |
|---|---|
| Market Cap | AU$126.00m |
| Earnings (TTM) | AU$78.08k |
| Revenue (TTM) | AU$12.56m |
1,619x
P/E Ratio10.0x
P/S RatioIs XF1 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| XF1 income statement (TTM) | |
|---|---|
| Revenue | AU$12.56m |
| Cost of Revenue | AU$8.84m |
| Gross Profit | AU$3.72m |
| Expenses | AU$3.64m |
| Earnings | AU$78.08k |
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
Jan 27, 2022
| Earnings per share (EPS) | 0.00042 |
| Gross Margin | 29.60% |
| Net Profit Margin | 0.62% |
| Debt/Equity Ratio | -450.4% |
How did XF1 perform over the long term?
See historical performance and comparisonValuation
Is Xref undervalued compared to its fair value and its price relative to the market?
14.4%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: XF1 (A$0.68) is trading below our estimate of fair value (A$0.79)
Significantly Below Fair Value: XF1 is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: XF1 is poor value based on its PE Ratio (1619x) compared to the Australian Software industry average (44.2x).
PE vs Market: XF1 is poor value based on its PE Ratio (1619x) compared to the Australian market (19.3x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate XF1's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: XF1 has negative assets, so we can't compare its PB Ratio to the AU Software industry average.
Future Growth
How is Xref forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
35.3%
Forecasted Software industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Xref has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Past Performance
How has Xref performed over the past 5 years?
-4.8%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: XF1 has high quality earnings.
Growing Profit Margin: XF1 became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: XF1 has become profitable over the past 5 years, growing earnings by -4.8% per year.
Accelerating Growth: XF1 has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: XF1 has become profitable in the last year, making it difficult to compare its past year earnings growth to the Software industry (37.5%).
Return on Equity
High ROE: XF1's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.
Financial Health
How is Xref's financial position?
Financial Position Analysis
Short Term Liabilities: XF1 has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.
Long Term Liabilities: XF1 has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.
Debt to Equity History and Analysis
Debt Level: XF1 has negative shareholder equity, which is a more serious situation than a high debt level.
Reducing Debt: XF1's has negative shareholder equity, so we do not need to check if its debt has reduced over time.
Debt Coverage: XF1's debt is well covered by operating cash flow (51.1%).
Interest Coverage: Insufficient data to determine if XF1's interest payments on its debt are well covered by EBIT.
Balance Sheet
Dividend
What is Xref current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate XF1's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate XF1's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if XF1's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if XF1's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of XF1's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
3.0yrs
Average board tenure
CEO
Lee-Martin Seymour
no data
Tenure
AU$345,229
Compensation
Mr. Lee-Martin John Seymour is a Co-Founder and Managing Director of Xref Limited and serves as its Chief Executive Officer. Mr. Seymour founded Talentforce Pty Ltd in 2012. He founded Talentforce Academy...
CEO Compensation Analysis
Compensation vs Market: Lee-Martin's total compensation ($USD249.42K) is about average for companies of similar size in the Australian market ($USD291.63K).
Compensation vs Earnings: Lee-Martin's compensation has been consistent with company performance over the past year.
Board Members
Experienced Board: XF1's board of directors are considered experienced (3 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Xref Limited's employee growth, exchange listings and data sources
Key Information
- Name: Xref Limited
- Ticker: XF1
- Exchange: ASX
- Founded: NaN
- Industry: Application Software
- Sector: Software
- Implied Market Cap: AU$126.001m
- Shares outstanding: 185.30m
- Website: https://www.xref.com
Number of Employees
Location
- Xref Limited
- 13 Hickson Road
- Suite 13
- Sydney
- New South Wales
- 2000
- Australia
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/01/17 16:37 |
| End of Day Share Price | 2022/01/17 00:00 |
| Earnings | 2021/06/30 |
| Annual Earnings | 2021/06/30 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.