Executive Summary
Xref Limited engages in the development of human resources technology that automates the candidate reference process for employers. More Details
Rewards
Risk Analysis
Snowflake Analysis
High growth potential with worrying balance sheet.
Share Price & News
How has Xref's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: XF1 is more volatile than 75% of Australian stocks over the past 3 months, typically moving +/- 15% a week.
Volatility Over Time: XF1's weekly volatility (15%) has been stable over the past year, but is still higher than 75% of Australian stocks.
Market Performance
7 Day Return
21.0%
XF1
0.5%
AU Software
0.5%
AU Market
1 Year Return
-1.3%
XF1
27.7%
AU Software
0.9%
AU Market
Return vs Industry: XF1 underperformed the Australian Software industry which returned 27.7% over the past year.
Return vs Market: XF1 underperformed the Australian Market which returned 0.9% over the past year.
Shareholder returns
| XF1 | Industry | Market | |
|---|---|---|---|
| 7 Day | 21.0% | 0.5% | 0.5% |
| 30 Day | 87.5% | 5.1% | 9.3% |
| 90 Day | 150.0% | 16.0% | 12.3% |
| 1 Year | -1.3%-1.3% | 28.7%27.7% | 4.3%0.9% |
| 3 Year | -41.4%-41.4% | 128.2%119.5% | 23.0%7.9% |
| 5 Year | n/a | 204.0%182.6% | 59.8%27.5% |
Long-Term Price Volatility Vs. Market
How volatile is Xref's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall St
What Did Xref's (ASX:XF1) CEO Take Home Last Year?2 months ago | Simply Wall St
Breakeven On The Horizon For Xref Limited (ASX:XF1)6 months ago | Simply Wall St
Should You Worry About Xref Limited's (ASX:XF1) CEO Salary Level?Valuation
Is Xref undervalued compared to its fair value and its price relative to the market?
In this section, we usually try to help investors determine whether Xref is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Xref has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.
This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.
Next Steps
- Take a look at Xref's forecasted future earnings and revenues from industry analysts to understand how the company is expected to perform in the future against its competitors and the wider market.
- When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don't know where to start, we recommend reading through Xref regulatory filings.
- Explore potentially undervalued companies in the Software industry.
Future Growth
How is Xref forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
85.4%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: XF1 is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (2.3%).
Earnings vs Market: XF1 is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: XF1's is expected to become profitable in the next 3 years.
Revenue vs Market: XF1's revenue (21.2% per year) is forecast to grow faster than the Australian market (5.2% per year).
High Growth Revenue: XF1's revenue (21.2% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if XF1's Return on Equity is forecast to be high in 3 years time
Next Steps
Past Performance
How has Xref performed over the past 5 years?
-30.0%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: XF1 is currently unprofitable.
Growing Profit Margin: XF1 is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: XF1 is unprofitable, and losses have increased over the past 5 years at a rate of 30% per year.
Accelerating Growth: Unable to compare XF1's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: XF1 is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (20.2%).
Return on Equity
High ROE: XF1's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.
Next Steps
Financial Health
How is Xref's financial position?
Financial Position Analysis
Short Term Liabilities: XF1 has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.
Long Term Liabilities: XF1 has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.
Debt to Equity History and Analysis
Debt Level: XF1 is debt free.
Reducing Debt: XF1's has negative shareholder equity, so we do not need to check if its debt has reduced over time.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: XF1 has less than a year of cash runway based on its current free cash flow.
Forecast Cash Runway: XF1 has less than a year of cash runway if free cash flow continues to reduce at historical rates of 23.6% each year
Next Steps
Dividend
What is Xref current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate XF1's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate XF1's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if XF1's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if XF1's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of XF1's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
4.6yrs
Average board tenure
CEO
Lee-Martin Seymour
no data
Tenure
AU$318,408
Compensation
Mr. Lee-Martin John Seymour is a Co-Founder and Managing Director of Xref Limited and serves as its Chief Executive Officer. Mr. Seymour founded Talentforce Pty Ltd in 2012. He founded Talentforce Academy ...
CEO Compensation Analysis
Compensation vs Market: Lee-Martin's total compensation ($USD236.70K) is about average for companies of similar size in the Australian market ($USD284.56K).
Compensation vs Earnings: Lee-Martin's compensation has increased whilst the company is unprofitable.
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Co-Founder | no data | AU$318.41k | 17.08% A$ 11.7m | |
| Co-Founder | 4.92yrs | AU$318.41k | 16.94% A$ 11.6m | |
| Non-Executive Director | 4.33yrs | AU$52.20k | 0.0099% A$ 6.7k | |
| Non-Executive Chairman | 4.33yrs | AU$218.63k | no data |
4.6yrs
Average Tenure
Experienced Board: XF1's board of directors are considered experienced (4.6 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 8.7%.
Top Shareholders
Company Information
Xref Limited's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Xref Limited
- Ticker: XF1
- Exchange: ASX
- Founded:
- Industry: Application Software
- Sector: Software
- Market Cap: AU$68.290m
- Shares outstanding: 182.11m
- Website: https://www.xref.com
Number of Employees
Location
- Xref Limited
- 13 Hickson Road
- Suite 17
- Sydney
- New South Wales
- 2000
- Australia
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| XF1 | ASX (Australian Securities Exchange) | Yes | Ordinary Shares | AU | AUD | Feb 2016 |
| XF1 | CHIA (Chi-X Australia) | Yes | Ordinary Shares | AU | AUD | Feb 2016 |
| 15D | DB (Deutsche Boerse AG) | Yes | Ordinary Shares | DE | EUR | Feb 2016 |
Biography
Xref Limited engages in the development of human resources technology that automates the candidate reference process for employers. The company offers Xref, an automated reference checking tool that provid...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/12/05 07:04 |
| End of Day Share Price | 2020/12/04 00:00 |
| Earnings | 2020/06/30 |
| Annual Earnings | 2020/06/30 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.