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XF1

XrefASX:XF1 Stock Report

Last Price

AU$0.68

Market Cap

AU$126.0m

7D

-7.5%

1Y

103.0%

Updated

17 Jan, 2022

Data

Company Financials
XF1 fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance3/6
Financial Health1/6
Dividends0/6

XF1 Stock Overview

Xref Limited engages in the development of human resources technology that automates the candidate reference process for employers.

Price History & Performance

Summary of all time highs, changes and price drops for Xref
Historical stock prices
Current Share PriceAU$0.68
52 Week HighAU$0.79
52 Week LowAU$0.23
Beta2.05
1 Month Change8.80%
3 Month Change4.61%
1 Year Change102.99%
3 Year Change58.14%
5 Year Change47.83%
Change since IPO94.29%

Recent News & Updates

Shareholder Returns

XF1AU SoftwareAU Market
7D-7.5%-0.2%0.5%
1Y103.0%12.0%10.3%

Return vs Industry: XF1 exceeded the Australian Software industry which returned 13.3% over the past year.

Return vs Market: XF1 exceeded the Australian Market which returned 10.4% over the past year.

Price Volatility

Is XF1's price volatile compared to industry and market?
XF1 volatility
XF1 Average Weekly Movement8.4%
Software Industry Average Movement8.7%
Market Average Movement8.4%
10% most volatile stocks in AU Market15.2%
10% least volatile stocks in AU Market3.6%

Stable Share Price: XF1 is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 8% a week.

Volatility Over Time: XF1's weekly volatility (8%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
n/a60Lee-Martin Seymourhttps://www.xref.com

Xref Limited engages in the development of human resources technology that automates the candidate reference process for employers. It operates in two segments, Candidate Referencing and ID Verification. The company offers Xref, an automated reference checking tool that provides reference checking and templates; talent sourcing; background checking and identity verification; analytics and insights; and security and compliance solutions.

Xref Fundamentals Summary

How do Xref's earnings and revenue compare to its market cap?
XF1 fundamental statistics
Market CapAU$126.00m
Earnings (TTM)AU$78.08k
Revenue (TTM)AU$12.56m

1,619x

P/E Ratio

10.0x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
XF1 income statement (TTM)
RevenueAU$12.56m
Cost of RevenueAU$8.84m
Gross ProfitAU$3.72m
ExpensesAU$3.64m
EarningsAU$78.08k

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

Jan 27, 2022

Earnings per share (EPS)0.00042
Gross Margin29.60%
Net Profit Margin0.62%
Debt/Equity Ratio-450.4%

How did XF1 perform over the long term?

See historical performance and comparison

Valuation

Is Xref undervalued compared to its fair value and its price relative to the market?

14.4%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: XF1 (A$0.68) is trading below our estimate of fair value (A$0.79)

Significantly Below Fair Value: XF1 is trading below fair value, but not by a significant amount.


Price To Earnings Ratio

PE vs Industry: XF1 is poor value based on its PE Ratio (1619x) compared to the Australian Software industry average (44.2x).

PE vs Market: XF1 is poor value based on its PE Ratio (1619x) compared to the Australian market (19.3x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate XF1's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: XF1 has negative assets, so we can't compare its PB Ratio to the AU Software industry average.


Future Growth

How is Xref forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

35.3%

Forecasted Software industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Xref has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Xref performed over the past 5 years?

-4.8%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: XF1 has high quality earnings.

Growing Profit Margin: XF1 became profitable in the past.


Past Earnings Growth Analysis

Earnings Trend: XF1 has become profitable over the past 5 years, growing earnings by -4.8% per year.

Accelerating Growth: XF1 has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: XF1 has become profitable in the last year, making it difficult to compare its past year earnings growth to the Software industry (37.5%).


Return on Equity

High ROE: XF1's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.


Financial Health

How is Xref's financial position?


Financial Position Analysis

Short Term Liabilities: XF1 has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.

Long Term Liabilities: XF1 has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.


Debt to Equity History and Analysis

Debt Level: XF1 has negative shareholder equity, which is a more serious situation than a high debt level.

Reducing Debt: XF1's has negative shareholder equity, so we do not need to check if its debt has reduced over time.

Debt Coverage: XF1's debt is well covered by operating cash flow (51.1%).

Interest Coverage: Insufficient data to determine if XF1's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is Xref current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate XF1's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate XF1's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if XF1's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if XF1's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of XF1's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.0yrs

Average board tenure


CEO

Lee-Martin Seymour

no data

Tenure

AU$345,229

Compensation

Mr. Lee-Martin John Seymour is a Co-Founder and Managing Director of Xref Limited and serves as its Chief Executive Officer. Mr. Seymour founded Talentforce Pty Ltd in 2012. He founded Talentforce Academy...


CEO Compensation Analysis

Compensation vs Market: Lee-Martin's total compensation ($USD249.42K) is about average for companies of similar size in the Australian market ($USD291.63K).

Compensation vs Earnings: Lee-Martin's compensation has been consistent with company performance over the past year.


Board Members

Experienced Board: XF1's board of directors are considered experienced (3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Xref Limited's employee growth, exchange listings and data sources


Key Information

  • Name: Xref Limited
  • Ticker: XF1
  • Exchange: ASX
  • Founded: NaN
  • Industry: Application Software
  • Sector: Software
  • Implied Market Cap: AU$126.001m
  • Shares outstanding: 185.30m
  • Website: https://www.xref.com

Number of Employees


Location

  • Xref Limited
  • 13 Hickson Road
  • Suite 13
  • Sydney
  • New South Wales
  • 2000
  • Australia

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/01/17 16:37
End of Day Share Price2022/01/17 00:00
Earnings2021/06/30
Annual Earnings2021/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.