PayGroup Limited provides payroll and human capital management solutions in the Asia Pacific and the Middle East.
Price History & Performance
|Historical stock prices|
|Current Share Price||AU$0.50|
|52 Week High||AU$0.43|
|52 Week Low||AU$0.81|
|1 Month Change||11.11%|
|3 Month Change||2.04%|
|1 Year Change||-14.53%|
|3 Year Change||-23.08%|
|5 Year Change||n/a|
|Change since IPO||-42.53%|
Recent News & Updates
Breakeven On The Horizon For PayGroup Limited (ASX:PYG)
With the business potentially at an important milestone, we thought we'd take a closer look at PayGroup Limited's...
Calculating The Fair Value Of PayGroup Limited (ASX:PYG)
Today we'll do a simple run through of a valuation method used to estimate the attractiveness of PayGroup Limited...
|PYG||AU Software||AU Market|
Return vs Industry: PYG underperformed the Australian Software industry which returned 27.7% over the past year.
Return vs Market: PYG underperformed the Australian Market which returned 20.2% over the past year.
Stable Share Price: PYG is less volatile than 75% of Australian stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: PYG's weekly volatility (5%) has been stable over the past year.
About the Company
PayGroup Limited provides payroll and human capital management solutions in the Asia Pacific and the Middle East. It operates through three segments: PayAsia, Astute, and PayrollHQ. The PayAsia segment provides Software with a Service (SwaS) payroll services and solutions, and Human Capital management (HCM) platform, as well as payroll payments, payroll lodgements and other payroll related services.
PayGroup Fundamentals Summary
|PYG fundamental statistics|
Is PYG overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|PYG income statement (TTM)|
|Cost of Revenue||AU$9.40m|
Last Reported Earnings
Mar 31, 2021
Next Earnings Date
|Earnings per share (EPS)||-0.0044|
|Net Profit Margin||-3.27%|
How did PYG perform over the long term?See historical performance and comparison
Is PayGroup undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: PYG (A$0.5) is trading below our estimate of fair value (A$1.23)
Significantly Below Fair Value: PYG is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: PYG is unprofitable, so we can't compare its PE Ratio to the Australian Software industry average.
PE vs Market: PYG is unprofitable, so we can't compare its PE Ratio to the Australian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate PYG's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: PYG is good value based on its PB Ratio (2.8x) compared to the AU Software industry average (5.2x).
How is PayGroup forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: PYG is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (1.9%).
Earnings vs Market: PYG is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: PYG's is expected to become profitable in the next 3 years.
Revenue vs Market: PYG's revenue (32.4% per year) is forecast to grow faster than the Australian market (5.5% per year).
High Growth Revenue: PYG's revenue (32.4% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: PYG's Return on Equity is forecast to be low in 3 years time (6.1%).
How has PayGroup performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: PYG is currently unprofitable.
Growing Profit Margin: PYG is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: PYG is unprofitable, and losses have increased over the past 5 years at a rate of 22.2% per year.
Accelerating Growth: Unable to compare PYG's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: PYG is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (37.5%).
Return on Equity
High ROE: PYG has a negative Return on Equity (-2.45%), as it is currently unprofitable.
How is PayGroup's financial position?
Financial Position Analysis
Short Term Liabilities: PYG's short term assets (A$17.6M) exceed its short term liabilities (A$16.8M).
Long Term Liabilities: PYG's short term assets (A$17.6M) exceed its long term liabilities (A$2.0M).
Debt to Equity History and Analysis
Debt Level: PYG is debt free.
Reducing Debt: PYG had no debt 5 years ago.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: PYG has sufficient cash runway for more than 3 years based on its current free cash flow.
Forecast Cash Runway: Insufficient data to determine if PYG has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.
What is PayGroup current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate PYG's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate PYG's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if PYG's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if PYG's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of PYG's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mark Samlal (56 yo)
Mr. Mark Samlal has been Managing Director of Paygroup Limited. since July 2017 and its Executive Director since July 13, 2017. He serves as Chief Executive Officer of PayGroup Limited.He served as the Gr...
CEO Compensation Analysis
Compensation vs Market: Mark's total compensation ($USD268.49K) is about average for companies of similar size in the Australian market ($USD302.72K).
Compensation vs Earnings: Mark's compensation has been consistent with company performance over the past year.
Experienced Management: PYG's management team is considered experienced (4.3 years average tenure).
Experienced Board: PYG's board of directors are considered experienced (4.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 49.8%.
PayGroup Limited's employee growth, exchange listings and data sources
- Name: PayGroup Limited
- Ticker: PYG
- Exchange: ASX
- Founded: NaN
- Industry: Application Software
- Sector: Software
- Market Cap: AU$57.504m
- Shares outstanding: 115.01m
- Website: https://paygrouplimited.com
Number of Employees
- PayGroup Limited
- 440 Collins Street
- Level 9
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/18 15:38|
|End of Day Share Price||2021/10/18 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.