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EML logo

EML Payments ASX:EML Stock Report

Last Price

AU$0.90

Market Cap

AU$340.5m

7D

-3.7%

1Y

12.5%

Updated

20 Dec, 2024

Data

Company Financials +

EML Stock Overview

Provides payment solutions platform in Australia, Europe, and North America. More details

EML fundamental analysis
Snowflake Score
Valuation4/6
Future Growth3/6
Past Performance0/6
Financial Health4/6
Dividends0/6

My Notes

Capture your thoughts, links and company narrative

EML Payments Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for EML Payments
Historical stock prices
Current Share PriceAU$0.90
52 Week HighAU$1.28
52 Week LowAU$0.57
Beta1.38
1 Month Change34.33%
3 Month Change40.63%
1 Year Change12.50%
3 Year Change-71.88%
5 Year Change-80.81%
Change since IPO-21.74%

Recent News & Updates

EML Payments Limited (ASX:EML) Just Reported Earnings, And Analysts Cut Their Target Price

Aug 29
EML Payments Limited (ASX:EML) Just Reported Earnings, And Analysts Cut Their Target Price

Recent updates

EML Payments Limited (ASX:EML) Just Reported Earnings, And Analysts Cut Their Target Price

Aug 29
EML Payments Limited (ASX:EML) Just Reported Earnings, And Analysts Cut Their Target Price

EML Payments Limited (ASX:EML) Half-Year Results Just Came Out: Here's What Analysts Are Forecasting For This Year

Feb 29
EML Payments Limited (ASX:EML) Half-Year Results Just Came Out: Here's What Analysts Are Forecasting For This Year

Is There An Opportunity With EML Payments Limited's (ASX:EML) 43% Undervaluation?

Aug 24
Is There An Opportunity With EML Payments Limited's (ASX:EML) 43% Undervaluation?

These 4 Measures Indicate That EML Payments (ASX:EML) Is Using Debt Extensively

Jun 20
These 4 Measures Indicate That EML Payments (ASX:EML) Is Using Debt Extensively

When Should You Buy EML Payments Limited (ASX:EML)?

Apr 27
When Should You Buy EML Payments Limited (ASX:EML)?

EML Payments (ASX:EML) Use Of Debt Could Be Considered Risky

Mar 17
EML Payments (ASX:EML) Use Of Debt Could Be Considered Risky

Is EML Payments Limited (ASX:EML) Potentially Undervalued?

Oct 08
Is EML Payments Limited (ASX:EML) Potentially Undervalued?

A Look At The Fair Value Of EML Payments Limited (ASX:EML)

Aug 23
A Look At The Fair Value Of EML Payments Limited (ASX:EML)

Is EML Payments (ASX:EML) A Risky Investment?

May 15
Is EML Payments (ASX:EML) A Risky Investment?

Should You Think About Buying EML Payments Limited (ASX:EML) Now?

Mar 07
Should You Think About Buying EML Payments Limited (ASX:EML) Now?

EML Payments Limited Reported A Surprise Loss, And Analysts Have Updated Their Forecasts

Feb 18
EML Payments Limited Reported A Surprise Loss, And Analysts Have Updated Their Forecasts

What Kind Of Investors Own Most Of EML Payments Limited (ASX:EML)?

Jan 30
What Kind Of Investors Own Most Of EML Payments Limited (ASX:EML)?

Did EML Payments Limited (ASX:EML) Insiders Sell Shares?

Jan 12
Did EML Payments Limited (ASX:EML) Insiders Sell Shares?

Here's What We Learned About The CEO Pay At EML Payments Limited (ASX:EML)

Dec 25
Here's What We Learned About The CEO Pay At EML Payments Limited (ASX:EML)

Is EML Payments (ASX:EML) A Risky Investment?

Dec 10
Is EML Payments (ASX:EML) A Risky Investment?

The EML Payments (ASX:EML) Share Price Has Soared 315%, Delighting Many Shareholders

Nov 24
The EML Payments (ASX:EML) Share Price Has Soared 315%, Delighting Many Shareholders

Shareholder Returns

EMLAU Diversified FinancialAU Market
7D-3.7%-1.8%-2.7%
1Y12.5%9.5%6.5%

Return vs Industry: EML exceeded the Australian Diversified Financial industry which returned 9.5% over the past year.

Return vs Market: EML exceeded the Australian Market which returned 6.5% over the past year.

Price Volatility

Is EML's price volatile compared to industry and market?
EML volatility
EML Average Weekly Movement10.7%
Diversified Financial Industry Average Movement8.0%
Market Average Movement8.0%
10% most volatile stocks in AU Market16.8%
10% least volatile stocks in AU Market3.1%

Stable Share Price: EML has not had significant price volatility in the past 3 months compared to the Australian market.

Volatility Over Time: EML's weekly volatility (11%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2003458Ron Hynesemlpayments.com

EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It operates in three segments: General Purpose Reloadable, Gift and Incentives, and Digital Payments. The General Purpose Reloadable segment offers reloadable cards to various industries, such as government, salary packaging, gaming, and digital banking.

EML Payments Limited Fundamentals Summary

How do EML Payments's earnings and revenue compare to its market cap?
EML fundamental statistics
Market capAU$340.48m
Earnings (TTM)-AU$9.61m
Revenue (TTM)AU$217.34m

1.6x

P/S Ratio

-35.4x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
EML income statement (TTM)
RevenueAU$217.34m
Cost of RevenueAU$25.28m
Gross ProfitAU$192.07m
Other ExpensesAU$201.68m
Earnings-AU$9.61m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)-0.025
Gross Margin88.37%
Net Profit Margin-4.42%
Debt/Equity Ratio54.0%

How did EML perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 05:24
End of Day Share Price 2024/12/20 00:00
Earnings2024/06/30
Annual Earnings2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

EML Payments Limited is covered by 11 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Russell WrightAPP Securities Pty Ltd.
Owen HumphriesCanaccord Genuity
Edmund Anthony HenningCLSA