IOU Stock Overview
IOUpay Limited engages in the provision of fintech and digital commerce software and services that enable institutional customers to authenticate end-user customers and process banking, purchase, and payment transactions in Australia, Malaysia, Singapore, Indonesia, and Myanmar.
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
IOUpay Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$0.041 |
| 52 Week High | AU$0.14 |
| 52 Week Low | AU$0.036 |
| Beta | 2.14 |
| 1 Month Change | 0% |
| 3 Month Change | -8.89% |
| 1 Year Change | -29.31% |
| 3 Year Change | 95.24% |
| 5 Year Change | 36.67% |
| Change since IPO | -80.86% |
Recent News & Updates
Shareholder Returns
| IOU | AU Interactive Media and Services | AU Market | |
|---|---|---|---|
| 7D | 0% | 2.4% | 0.9% |
| 1Y | -29.3% | 24.3% | 5.7% |
Return vs Industry: IOU underperformed the Australian Interactive Media and Services industry which returned 25.8% over the past year.
Return vs Market: IOU underperformed the Australian Market which returned -0.5% over the past year.
Price Volatility
| IOU volatility | |
|---|---|
| IOU Average Weekly Movement | n/a |
| Interactive Media and Services Industry Average Movement | 7.9% |
| Market Average Movement | 8.9% |
| 10% most volatile stocks in AU Market | 17.5% |
| 10% least volatile stocks in AU Market | 3.5% |
Stable Share Price: IOU's share price has been volatile over the past 3 months.
Volatility Over Time: Insufficient data to determine IOU's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2000 | 135 | Aaron Lee | www.iou-pay.com |
IOUpay Limited engages in the provision of fintech and digital commerce software and services that enable institutional customers to authenticate end-user customers and process banking, purchase, and payment transactions in Australia, Malaysia, Singapore, Indonesia, and Myanmar. It offers IOUpay mobile banking platform, which provides ready-to-use application services and digital banking basic architecture to facilitate the development of financial services applications; secure transaction messaging; and mobile backend as a service, a platform for building and enhancing multiplatform enterprise-grade apps. The company also provides IOUpay platform, which enables to process bill payments; prepaid or postpaid payment operator and payment processing; prepaid airtime, data, electricity, water, vehicle and health insurance, parking, student fees, and household rates and taxes; transfers and remittances; consumer loan payments; and buy now pay later instalments services under myIOU brand name.
IOUpay Limited Fundamentals Summary
| IOU fundamental statistics | |
|---|---|
| Market cap | AU$23.46m |
| Earnings (TTM) | -AU$6.90m |
| Revenue (TTM) | AU$8.77m |
2.7x
P/S Ratio-3.4x
P/E RatioIs IOU overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| IOU income statement (TTM) | |
|---|---|
| Revenue | AU$8.77m |
| Cost of Revenue | AU$6.15m |
| Gross Profit | AU$2.62m |
| Other Expenses | AU$9.51m |
| Earnings | -AU$6.90m |
Last Reported Earnings
Dec 31, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.012 |
| Gross Margin | 29.86% |
| Net Profit Margin | -78.68% |
| Debt/Equity Ratio | 0% |
How did IOU perform over the long term?
See historical performance and comparison