Insurance Australia Group Limited

ASX:IAGPE Stock Report

Market Cap: AU$18.4b

Insurance Australia Group Past Earnings Performance

Past criteria checks 5/6

Insurance Australia Group has been growing earnings at an average annual rate of 39%, while the Insurance industry saw earnings growing at 19.8% annually. Revenues have been growing at an average rate of 21.2% per year. Insurance Australia Group's return on equity is 19.8%, and it has net margins of 7.5%.

Key information

39.0%

Earnings growth rate

38.5%

EPS growth rate

Insurance Industry Growth4.5%
Revenue growth rate21.2%
Return on equity19.8%
Net Margin7.5%
Next Earnings Update13 Aug 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Insurance Australia Group makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

ASX:IAGPE Revenue, expenses and earnings (AUD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 2416,8271,2691400
30 Sep 2416,4111,0841730
30 Jun 2415,9948982060
31 Mar 2415,5578212150
31 Dec 2315,1207432240
30 Sep 2314,6807842230
30 Jun 2314,2398252220
31 Mar 2312,3897452070
31 Dec 2210,5386641910
30 Sep 229,0565061800
30 Jun 227,5743471690
31 Mar 227,7652812250
31 Dec 217,9562142800
30 Sep 217,917-1003330
30 Jun 217,878-4143860
31 Mar 217,633-3593420
31 Dec 207,388-3042980
30 Sep 207,304682460
30 Jun 207,2194391930
31 Dec 197,8568651830
30 Sep 197,8318681880
30 Jun 197,8068711930
31 Dec 187,3666812100
30 Sep 187,7228142470
30 Jun 188,0789472840
31 Dec 178,7301,0513190
30 Sep 178,7119953050
30 Jun 178,6929382900
31 Mar 178,5677672890
31 Dec 168,1666052870
30 Sep 168,1356152860
30 Jun 168,1046252850
31 Mar 168,9166203570
31 Dec 159,7276154280
30 Sep 1510,4256724470
30 Jun 1511,1227284650
31 Mar 1510,8409494010
31 Dec 1410,5571,1703370
30 Sep 1410,0201,2022970
30 Jun 149,4831,2332560

Quality Earnings: IAGPE has high quality earnings.

Growing Profit Margin: IAGPE's current net profit margins (7.5%) are higher than last year (4.9%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: IAGPE's earnings have grown significantly by 39% per year over the past 5 years.

Accelerating Growth: IAGPE's earnings growth over the past year (70.8%) exceeds its 5-year average (39% per year).

Earnings vs Industry: IAGPE earnings growth over the past year (70.8%) exceeded the Insurance industry 60.9%.


Return on Equity

High ROE: IAGPE's Return on Equity (19.8%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/21 18:02
End of Day Share Price 2025/02/21 00:00
Earnings2024/12/31
Annual Earnings2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Insurance Australia Group Limited is covered by 26 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Brett Le MesurierAxiome Equities
Andrew AdamsBarrenjoey Markets Pty Limited
Benjamin BrayshawBarrenjoey Markets Pty Limited