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ENA

EnsuranceASX:ENA Stock Report

Last Price

AU$0.23

Market Cap

AU$19.7m

7D

2.3%

1Y

50.0%

Updated

20 Jan, 2022

Data

Company Financials
ENA fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance0/6
Financial Health3/6
Dividends0/6

ENA Stock Overview

Ensurance Limited engages in the underwriting and sale of insurance products in Australia and the United Kingdom.

Price History & Performance

Summary of all time highs, changes and price drops for Ensurance
Historical stock prices
Current Share PriceAU$0.23
52 Week HighAU$0.48
52 Week LowAU$0.17
Beta0.96
1 Month Change-2.17%
3 Month Change-15.09%
1 Year Change50.00%
3 Year Change-31.82%
5 Year Change-88.46%
Change since IPO-91.51%

Recent News & Updates

Nov 17
Shareholders Will Probably Hold Off On Increasing Ensurance Limited's (ASX:ENA) CEO Compensation For The Time Being

Shareholders Will Probably Hold Off On Increasing Ensurance Limited's (ASX:ENA) CEO Compensation For The Time Being

In the past three years, the share price of Ensurance Limited ( ASX:ENA ) has struggled to grow and now shareholders...

Shareholder Returns

ENAAU InsuranceAU Market
7D2.3%-0.9%-1.7%
1Y50.0%16.5%7.7%

Return vs Industry: ENA exceeded the Australian Insurance industry which returned 16.5% over the past year.

Return vs Market: ENA exceeded the Australian Market which returned 7.7% over the past year.

Price Volatility

Is ENA's price volatile compared to industry and market?
ENA volatility
ENA Average Weekly Movement12.1%
Insurance Industry Average Movement3.3%
Market Average Movement8.5%
10% most volatile stocks in AU Market15.3%
10% least volatile stocks in AU Market3.6%

Stable Share Price: ENA is more volatile than 75% of Australian stocks over the past 3 months, typically moving +/- 12% a week.

Volatility Over Time: ENA's weekly volatility has decreased from 19% to 12% over the past year, but is still higher than 75% of Australian stocks.

About the Company

FoundedEmployeesCEOWebsite
n/an/aTom Kenthttps://www.ensurance.com.au

Ensurance Limited engages in the underwriting and sale of insurance products in Australia and the United Kingdom. The company provides contractors-all risk, contractors-plant and equipment, home build, combined liability, contractors assist, engineering inspection, construction, cyber, and terrorism and sabotage insurance products. Ensurance Limited is based in Bondi Junction, Australia.

Ensurance Fundamentals Summary

How do Ensurance's earnings and revenue compare to its market cap?
ENA fundamental statistics
Market CapAU$19.73m
Earnings (TTM)-AU$1.30m
Revenue (TTM)AU$4.34m

4.6x

P/S Ratio

-15.5x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
ENA income statement (TTM)
RevenueAU$4.34m
Cost of RevenueAU$182.62k
Gross ProfitAU$4.16m
ExpensesAU$5.46m
Earnings-AU$1.30m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)-0.015
Gross Margin95.80%
Net Profit Margin-29.99%
Debt/Equity Ratio1,759.9%

How did ENA perform over the long term?

See historical performance and comparison

Valuation

Is Ensurance undervalued compared to its fair value and its price relative to the market?

105.14x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate ENA's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate ENA's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: ENA is unprofitable, so we can't compare its PE Ratio to the Australian Insurance industry average.

PE vs Market: ENA is unprofitable, so we can't compare its PE Ratio to the Australian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate ENA's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: ENA is overvalued based on its PB Ratio (105.1x) compared to the AU Insurance industry average (4x).


Future Growth

How is Ensurance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

15.3%

Forecasted Insurance industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Ensurance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Ensurance performed over the past 5 years?

12.7%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: ENA is currently unprofitable.

Growing Profit Margin: ENA is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: ENA is unprofitable, but has reduced losses over the past 5 years at a rate of 12.7% per year.

Accelerating Growth: Unable to compare ENA's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: ENA is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (57.5%).


Return on Equity

High ROE: ENA has a negative Return on Equity (-677.68%), as it is currently unprofitable.


Financial Health

How is Ensurance's financial position?


Financial Position Analysis

Short Term Liabilities: ENA's short term assets (A$3.4M) do not cover its short term liabilities (A$20.3M).

Long Term Liabilities: ENA's short term assets (A$3.4M) exceed its long term liabilities (A$2.5M).


Debt to Equity History and Analysis

Debt Level: ENA's net debt to equity ratio (998.4%) is considered high.

Reducing Debt: ENA's debt to equity ratio has increased from 13.3% to 1759.9% over the past 5 years.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: ENA has sufficient cash runway for more than a year based on its current free cash flow.

Forecast Cash Runway: ENA has sufficient cash runway for 1.2 years if free cash flow continues to reduce at historical rates of 2.9% each year.


Dividend

What is Ensurance current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate ENA's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate ENA's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if ENA's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if ENA's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of ENA's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.7yrs

Average board tenure


CEO

Tom Kent

no data

Tenure

Mr. Tom Kent is Chief Executive Officer at Ensurance Limited since January 01, 2022. He is Managing Director at Ensurance Australia (TKSR). He has worked in the insurance sector for both Australian and glo...


Board Members

Experienced Board: ENA's board of directors are considered experienced (3.7 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: ENA insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 57.1%.


Top Shareholders

Company Information

Ensurance Limited's employee growth, exchange listings and data sources


Key Information

  • Name: Ensurance Limited
  • Ticker: ENA
  • Exchange: ASX
  • Founded: NaN
  • Industry: Insurance Brokers
  • Sector: Insurance
  • Implied Market Cap: AU$19.731m
  • Shares outstanding: 89.68m
  • Website: https://www.ensurance.com.au

Location

  • Ensurance Limited
  • Westfield Tower 2
  • Level 21
  • Bondi Junction
  • New South Wales
  • 2022
  • Australia

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/01/20 07:02
End of Day Share Price2022/01/20 00:00
Earnings2021/06/30
Annual Earnings2021/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.