| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
ENA Stock Overview
Ensurance Limited engages in the underwriting and sale of insurance products in Australia and the United Kingdom.
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$0.23 |
| 52 Week High | AU$0.48 |
| 52 Week Low | AU$0.17 |
| Beta | 0.96 |
| 1 Month Change | -2.17% |
| 3 Month Change | -15.09% |
| 1 Year Change | 50.00% |
| 3 Year Change | -31.82% |
| 5 Year Change | -88.46% |
| Change since IPO | -91.51% |
Recent News & Updates
Shareholders Will Probably Hold Off On Increasing Ensurance Limited's (ASX:ENA) CEO Compensation For The Time Being
In the past three years, the share price of Ensurance Limited ( ASX:ENA ) has struggled to grow and now shareholders...
Shareholder Returns
| ENA | AU Insurance | AU Market | |
|---|---|---|---|
| 7D | 2.3% | -0.9% | -1.7% |
| 1Y | 50.0% | 16.5% | 7.7% |
Return vs Industry: ENA exceeded the Australian Insurance industry which returned 16.5% over the past year.
Return vs Market: ENA exceeded the Australian Market which returned 7.7% over the past year.
Price Volatility
| ENA volatility | |
|---|---|
| ENA Average Weekly Movement | 12.1% |
| Insurance Industry Average Movement | 3.3% |
| Market Average Movement | 8.5% |
| 10% most volatile stocks in AU Market | 15.3% |
| 10% least volatile stocks in AU Market | 3.6% |
Stable Share Price: ENA is more volatile than 75% of Australian stocks over the past 3 months, typically moving +/- 12% a week.
Volatility Over Time: ENA's weekly volatility has decreased from 19% to 12% over the past year, but is still higher than 75% of Australian stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| n/a | n/a | Tom Kent | https://www.ensurance.com.au |
Ensurance Limited engages in the underwriting and sale of insurance products in Australia and the United Kingdom. The company provides contractors-all risk, contractors-plant and equipment, home build, combined liability, contractors assist, engineering inspection, construction, cyber, and terrorism and sabotage insurance products. Ensurance Limited is based in Bondi Junction, Australia.
Ensurance Fundamentals Summary
| ENA fundamental statistics | |
|---|---|
| Market Cap | AU$19.73m |
| Earnings (TTM) | -AU$1.30m |
| Revenue (TTM) | AU$4.34m |
4.6x
P/S Ratio-15.5x
P/E RatioIs ENA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ENA income statement (TTM) | |
|---|---|
| Revenue | AU$4.34m |
| Cost of Revenue | AU$182.62k |
| Gross Profit | AU$4.16m |
| Expenses | AU$5.46m |
| Earnings | -AU$1.30m |
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.015 |
| Gross Margin | 95.80% |
| Net Profit Margin | -29.99% |
| Debt/Equity Ratio | 1,759.9% |
How did ENA perform over the long term?
See historical performance and comparisonValuation
Is Ensurance undervalued compared to its fair value and its price relative to the market?
105.14x
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate ENA's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate ENA's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: ENA is unprofitable, so we can't compare its PE Ratio to the Australian Insurance industry average.
PE vs Market: ENA is unprofitable, so we can't compare its PE Ratio to the Australian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate ENA's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: ENA is overvalued based on its PB Ratio (105.1x) compared to the AU Insurance industry average (4x).
Future Growth
How is Ensurance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
15.3%
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Ensurance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Past Performance
How has Ensurance performed over the past 5 years?
12.7%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ENA is currently unprofitable.
Growing Profit Margin: ENA is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: ENA is unprofitable, but has reduced losses over the past 5 years at a rate of 12.7% per year.
Accelerating Growth: Unable to compare ENA's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: ENA is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (57.5%).
Return on Equity
High ROE: ENA has a negative Return on Equity (-677.68%), as it is currently unprofitable.
Financial Health
How is Ensurance's financial position?
Financial Position Analysis
Short Term Liabilities: ENA's short term assets (A$3.4M) do not cover its short term liabilities (A$20.3M).
Long Term Liabilities: ENA's short term assets (A$3.4M) exceed its long term liabilities (A$2.5M).
Debt to Equity History and Analysis
Debt Level: ENA's net debt to equity ratio (998.4%) is considered high.
Reducing Debt: ENA's debt to equity ratio has increased from 13.3% to 1759.9% over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: ENA has sufficient cash runway for more than a year based on its current free cash flow.
Forecast Cash Runway: ENA has sufficient cash runway for 1.2 years if free cash flow continues to reduce at historical rates of 2.9% each year.
Dividend
What is Ensurance current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate ENA's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate ENA's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if ENA's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if ENA's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of ENA's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
3.7yrs
Average board tenure
CEO
Tom Kent
no data
Tenure
Mr. Tom Kent is Chief Executive Officer at Ensurance Limited since January 01, 2022. He is Managing Director at Ensurance Australia (TKSR). He has worked in the insurance sector for both Australian and glo...
Board Members
Experienced Board: ENA's board of directors are considered experienced (3.7 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: ENA insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 57.1%.
Top Shareholders
Company Information
Ensurance Limited's employee growth, exchange listings and data sources
Key Information
- Name: Ensurance Limited
- Ticker: ENA
- Exchange: ASX
- Founded: NaN
- Industry: Insurance Brokers
- Sector: Insurance
- Implied Market Cap: AU$19.731m
- Shares outstanding: 89.68m
- Website: https://www.ensurance.com.au
Location
- Ensurance Limited
- Westfield Tower 2
- Level 21
- Bondi Junction
- New South Wales
- 2022
- Australia
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/01/20 07:02 |
| End of Day Share Price | 2022/01/20 00:00 |
| Earnings | 2021/06/30 |
| Annual Earnings | 2021/06/30 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.