Cuscal (CHIA:CCL) - Stock Price, News & Analysis

CCL Stock Overview

Provides payment and regulated data related products and services for financial and consumer centric institutions in Australia. More details

CCL fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	4/6
Financial Health	4/6
Dividends	0/6

Rewards

Trading at 87.8% below our estimate of its fair value

Earnings grew by 21.1% over the past year

Risk Analysis

Shares are highly illiquid

Cuscal Limited Competitors

Tyro Payments

ASX:TYR

AU$484.8m

OFX Group

ASX:OFX

AU$316.3m

Findi

ASX:FND

AU$363.8m

Australian Finance Group

ASX:AFG

AU$419.7m

Price History & Performance

Summary of all time highs, changes and price drops for Cuscal
Historical stock prices
Current Share Price	AU$2.37
52 Week High	AU$2.53
52 Week Low	AU$2.26
Beta	0
11 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
33 Year Change	n/a
5 Year Change	n/a
Change since IPO	2.16%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	CCL	AU Diversified Financial	AU Market
7D	n/a	1.1%	0.8%
1Y	n/a	10.9%	18.1%

Return vs Industry: Insufficient data to determine how CCL performed against the Australian Diversified Financial industry.

Return vs Market: Insufficient data to determine how CCL performed against the Australian Market.

Price Volatility

Is CCL's price volatile compared to industry and market?
CCL volatility
CCL Average Weekly Movement	n/a
Diversified Financial Industry Average Movement	6.3%
Market Average Movement	8.4%
10% most volatile stocks in AU Market	17.0%
10% least volatile stocks in AU Market	3.2%

Stable Share Price: CCL's share price has been volatile over the past 3 months compared to the Australian market.

Volatility Over Time: Insufficient data to determine CCL's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1977	634	Craig Kennedy	www.cuscalpayments.com.au

Cuscal Limited, together with its subsidiaries, provides payment and regulated data related products and services for financial and consumer centric institutions in Australia. The company offers electronic and paper payment processing solutions, including EFTPOS, direct entry, real time gross settlement, and member and corporate chequing, as well as BPAY, an electronic bill payment service; issues and manages card products, including debit, credit, and prepaid cards; and provides card platform, digital applications development, liquidity management and settlement, network communication, fraud management, real-time payments, and regulated data services, as well as specialized finance facilities. It also provides mobile payments, digital products and APIs, card production and distribution, card scheme sponsorship and licensing, payment facilitators merchant acquiring solutions, ATM solutions, accredited data recipient solutions, as well as data holder solutions for banks, non-bank lenders, and other sectors.

Cuscal Limited Fundamentals Summary

How do Cuscal's earnings and revenue compare to its market cap?
CCL fundamental statistics
Market cap	AU$454.00m
Earnings (TTM)	AU$31.60m
Revenue (TTM)	AU$476.10m

14.4x

P/E Ratio

1.0x

P/S Ratio

Is CCL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CCL income statement (TTM)
Revenue	AU$476.10m
Cost of Revenue	AU$95.50m
Gross Profit	AU$380.60m
Other Expenses	AU$349.00m
Earnings	AU$31.60m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.16
Gross Margin	79.94%
Net Profit Margin	6.64%
Debt/Equity Ratio	103.5%

How did CCL perform over the long term?

See historical performance and comparison