Beforepay Group Past Earnings Performance

Past criteria checks 2/6

Beforepay Group has been growing earnings at an average annual rate of 17.6%, while the Consumer Finance industry saw earnings growing at 7.3% annually. Revenues have been growing at an average rate of 46.5% per year. Beforepay Group's return on equity is 12.7%, and it has net margins of 10.9%.

Key information

17.6%

Earnings growth rate

53.0%

EPS growth rate

Consumer Finance Industry Growth8.3%
Revenue growth rate46.5%
Return on equity12.7%
Net Margin10.9%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Beforepay Group makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

CHIA:B4P Revenue, expenses and earnings (AUD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 24354240
31 Mar 24352250
31 Dec 23340260
30 Sep 2332-3290
30 Jun 2331-7320
31 Mar 2327-10320
31 Dec 2224-14330
30 Sep 2220-22330
30 Jun 2215-29320
31 Mar 2212-32290
31 Dec 2110-35260
30 Sep 217-27190
30 Jun 215-19130
30 Jun 200-110

Quality Earnings: B4P has a high level of non-cash earnings.

Growing Profit Margin: B4P became profitable in the past.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: B4P has become profitable over the past 5 years, growing earnings by 17.6% per year.

Accelerating Growth: B4P has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: B4P has become profitable in the last year, making it difficult to compare its past year earnings growth to the Consumer Finance industry (-3.9%).


Return on Equity

High ROE: B4P's Return on Equity (12.7%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/06 04:45
End of Day Share Price 2025/02/06 00:00
Earnings2024/06/30
Annual Earnings2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Beforepay Group Limited is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Danny YounisShaw and Partners Limited
Andrew HinesShaw and Partners Limited
Larry GandlerShaw and Partners Limited