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Sezzle Balance Sheet Health
Financial Health criteria checks 2/6
Sezzle has a total shareholder equity of $18.0M and total debt of $75.4M, which brings its debt-to-equity ratio to 419.4%. Its total assets and total liabilities are $179.9M and $161.9M respectively. Sezzle's EBIT is $37.4M making its interest coverage ratio 2.6. It has cash and short-term investments of $65.2M.
Key information
419.4%
Debt to equity ratio
US$75.39m
Debt
| Interest coverage ratio | 2.6x |
| Cash | US$65.15m |
| Equity | US$17.97m |
| Total liabilities | US$161.93m |
| Total assets | US$179.90m |
Recent financial health updates
Sezzle (ASX:SZL) May Not Be Profitable But It Seems To Be Managing Its Debt Just Fine, Anyway
Dec 18
Is Sezzle (ASX:SZL) A Risky Investment?
May 12Recent updates
Even With A 25% Surge, Cautious Investors Are Not Rewarding Sezzle Inc.'s (ASX:SZL) Performance Completely
Dec 18The Market Doesn't Like What It Sees From Sezzle Inc.'s (ASX:SZL) Earnings Yet As Shares Tumble 32%
Jul 13News Flash: 3 Analysts Think Sezzle Inc. (ASX:SZL) Earnings Are Under Threat
Mar 06Analysts Have Lowered Expectations For Sezzle Inc. (ASX:SZL) After Its Latest Results
Mar 03Sezzle (ASX:SZL) May Not Be Profitable But It Seems To Be Managing Its Debt Just Fine, Anyway
Dec 18Is Sezzle (ASX:SZL) A Risky Investment?
May 12Sezzle Inc.'s (ASX:SZL) Shift From Loss To Profit
Apr 01Trade Alert: The Independent Non-Executive Director Of Sezzle Inc. (ASX:SZL), Paul Lahiff, Has Sold Some Shares Recently
Mar 06What You Need To Know About Sezzle Inc.'s (ASX:SZL) Investor Composition
Feb 16Have Insiders Been Selling Sezzle Inc. (ASX:SZL) Shares?
Jan 19
Analysts Expect Breakeven For Sezzle Inc. (ASX:SZL) Before Long
Dec 20The Sezzle (ASX:SZL) Share Price Is Up 178% And Shareholders Are Boasting About It
Nov 19Announcing: Sezzle (ASX:SZL) Stock Increased An Energizing 236% In The Last Year
Jul 28
Financial Position Analysis
Short Term Liabilities: SZL's short term assets ($176.2M) exceed its short term liabilities ($83.4M).
Long Term Liabilities: SZL's short term assets ($176.2M) exceed its long term liabilities ($78.5M).
Debt to Equity History and Analysis
Debt Level: SZL's net debt to equity ratio (57%) is considered high.
Reducing Debt: SZL's debt to equity ratio has increased from 96.7% to 419.4% over the past 5 years.
Debt Coverage: SZL's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: SZL's interest payments on its debt are not well covered by EBIT (2.6x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/01/18 15:32 |
| End of Day Share Price | 2024/01/17 00:00 |
| Earnings | 2023/09/30 |
| Annual Earnings | 2022/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Sezzle Inc. is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Harold Goetsch | B. Riley Securities, Inc. |
| Edmund Anthony Henning | CLSA |
| John Marrin | CLSA |