Smartpay Holdings Past Earnings Performance
Past criteria checks 5/6
Smartpay Holdings has been growing earnings at an average annual rate of 36.5%, while the Diversified Financial industry saw earnings growing at 27.2% annually. Revenues have been growing at an average rate of 31.3% per year. Smartpay Holdings's return on equity is 17.2%, and it has net margins of 8.9%.
Key information
36.5%
Earnings growth rate
34.8%
EPS growth rate
| Diversified Financial Industry Growth | 13.4% |
| Revenue growth rate | 31.3% |
| Return on equity | 17.2% |
| Net Margin | 8.9% |
| Last Earnings Update | 30 Sep 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Smartpay Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 23 | 89 | 8 | 7 | 0 |
| 30 Jun 23 | 84 | 8 | 7 | 0 |
| 31 Mar 23 | 78 | 8 | 7 | 0 |
| 31 Dec 22 | 70 | 7 | 6 | 0 |
| 30 Sep 22 | 62 | 5 | 6 | 0 |
| 30 Jun 22 | 55 | 4 | 5 | 0 |
| 31 Mar 22 | 48 | 2 | 4 | 0 |
| 31 Dec 21 | 44 | -2 | 4 | 0 |
| 30 Sep 21 | 40 | -6 | 4 | 0 |
| 30 Jun 21 | 37 | -10 | 3 | 0 |
| 31 Mar 21 | 34 | -15 | 2 | 0 |
| 31 Dec 20 | 32 | -14 | 1 | 0 |
| 30 Sep 20 | 29 | -13 | 0 | 0 |
| 30 Jun 20 | 29 | -9 | 0 | 0 |
| 31 Mar 20 | 28 | -4 | 0 | 0 |
| 31 Dec 19 | 26 | -4 | 0 | 0 |
| 30 Sep 19 | 24 | -3 | 0 | 0 |
| 30 Jun 19 | 23 | -2 | 0 | 0 |
| 31 Mar 19 | 21 | -2 | 0 | 0 |
| 31 Dec 18 | 21 | 0 | 0 | 0 |
| 30 Sep 18 | 20 | 2 | 0 | 0 |
| 30 Jun 18 | 20 | 2 | 0 | 0 |
| 31 Mar 18 | 21 | 3 | 0 | 0 |
| 31 Dec 17 | 20 | 3 | 1 | 0 |
| 30 Sep 17 | 21 | 3 | 1 | 0 |
| 30 Jun 17 | 21 | 2 | 1 | 0 |
| 31 Mar 17 | 21 | 2 | 1 | 0 |
| 31 Dec 16 | 21 | 1 | 1 | 0 |
| 30 Sep 16 | 21 | 1 | 1 | 0 |
| 30 Jun 16 | 21 | 0 | 1 | 0 |
| 31 Mar 16 | 20 | 0 | 1 | 0 |
| 31 Dec 15 | 20 | 0 | 1 | 0 |
| 30 Sep 15 | 20 | 0 | 1 | 0 |
| 30 Jun 15 | 21 | 1 | 1 | 0 |
| 31 Mar 15 | 22 | 2 | 1 | 0 |
| 31 Dec 14 | 23 | 2 | 1 | 0 |
| 30 Sep 14 | 23 | 2 | 1 | 0 |
| 30 Jun 14 | 23 | 2 | 1 | 0 |
| 31 Mar 14 | 23 | 2 | 1 | 0 |
| 31 Dec 13 | 22 | 0 | 2 | 0 |
| 30 Sep 13 | 20 | -2 | 3 | 0 |
| 30 Jun 13 | 19 | -3 | 3 | 0 |
Quality Earnings: SMP has high quality earnings.
Growing Profit Margin: SMP's current net profit margins (8.9%) are higher than last year (7.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SMP has become profitable over the past 5 years, growing earnings by 36.5% per year.
Accelerating Growth: SMP's earnings growth over the past year (60.6%) exceeds its 5-year average (36.5% per year).
Earnings vs Industry: SMP earnings growth over the past year (60.6%) exceeded the Diversified Financial industry 33.2%.
Return on Equity
High ROE: SMP's Return on Equity (17.2%) is considered low.