Credit Corp Group Past Earnings Performance

Past criteria checks 2/6

Credit Corp Group has been growing earnings at an average annual rate of 5.7%, while the Consumer Finance industry saw earnings growing at 5.7% annually. Revenues have been growing at an average rate of 7.8% per year. Credit Corp Group's return on equity is 6.1%, and it has net margins of 13.4%.

Key information

5.7%

Earnings growth rate

0.03%

EPS growth rate

Consumer Finance Industry Growth	8.3%
Revenue growth rate	7.8%
Return on equity	6.1%
Net Margin	13.4%
Last Earnings Update	30 Jun 2024

Recent past performance updates

Recent updates

Credit Corp Group Limited (ASX:CCP) Surges 26% Yet Its Low P/E Is No Reason For Excitement

Dec 24

Credit Corp Group (ASX:CCP) Has Affirmed Its Dividend Of A$0.36

Aug 30

Credit Corp Group (ASX:CCP) Has Announced A Dividend Of A$0.36

Aug 04

Credit Corp Group's (ASX:CCP) Upcoming Dividend Will Be Larger Than Last Year's

Feb 24

Dividend Investors: Don't Be Too Quick To Buy Credit Corp Group Limited (ASX:CCP) For Its Upcoming Dividend

Feb 24

How Does Credit Corp Group Limited (ASX:CCP) Fare As A Dividend Stock?

Feb 03

Revenue & Expenses Breakdown

How Credit Corp Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

ASX:CCP Revenue, expenses and earnings (AUD Millions)
Date	Revenue	Earnings	G+A Expenses
30 Jun 24	378	51	234
31 Mar 24	366	49	232
31 Dec 23	354	47	230
30 Sep 23	374	69	223
30 Jun 23	395	91	216
31 Mar 23	383	87	208
31 Dec 22	370	82	200
30 Sep 22	372	92	191
30 Jun 22	374	101	182
31 Mar 22	361	98	174
31 Dec 21	348	96	166
30 Sep 21	342	92	165
30 Jun 21	336	88	164
31 Mar 21	299	54	166
31 Dec 20	262	19	168
30 Sep 20	259	17	170
30 Jun 20	256	15	172
31 Mar 20	280	45	166
31 Dec 19	303	75	160
30 Sep 19	288	73	152
30 Jun 19	274	70	145
31 Mar 19	269	69	143
31 Dec 18	265	68	141
30 Sep 18	261	66	140
30 Jun 18	258	64	139
31 Mar 18	252	62	137
31 Dec 17	246	60	135
30 Sep 17	238	57	131
30 Jun 17	230	55	127
31 Mar 17	221	53	122
31 Dec 16	213	50	118
30 Sep 16	206	48	116
30 Jun 16	199	46	113
31 Mar 16	193	43	113
31 Dec 15	186	40	112
30 Sep 15	180	39	108
30 Jun 15	174	38	103
31 Mar 15	167	38	99
31 Dec 14	160	38	94
30 Sep 14	159	36	93
30 Jun 14	158	35	91
31 Mar 14	156	34	86
31 Dec 13	154	33	82

Quality Earnings: CCP has high quality earnings.

Growing Profit Margin: CCP's current net profit margins (13.4%) are lower than last year (23.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CCP's earnings have grown by 5.7% per year over the past 5 years.

Accelerating Growth: CCP's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CCP had negative earnings growth (-44.4%) over the past year, making it difficult to compare to the Consumer Finance industry average (-43.5%).

Credit Corp Group Past Earnings Performance

Past criteria checks 2/6

Key information

Recent past performance updates

Credit Corp Group Limited to Report First Half, 2024 Results on Jan 31, 2024

Credit Corp Group Limited to Report Fiscal Year 2021 Results on Jul 28, 2021

Recent updates

High number of new directors

Credit Corp Group (ASX:CCP) Will Pay A Dividend Of A$0.23

Credit Corp Group Limited Announces the Appointment of Sarah Brennan as Non-Executive Director

Upcoming dividend of AU$0.23 per share

Credit Corp Group's (ASX:CCP) Dividend Will Be A$0.23

Credit Corp Group (ASX:CCP) Has Announced A Dividend Of A$0.23

Final dividend of AU$0.23 announced

Now 24% undervalued

Upcoming dividend of AU$0.15 per share

Now 20% undervalued

Now 21% undervalued

Now 21% undervalued

First half dividend of AU$0.15 announced

Price target increased by 7.1% to AU$18.59

Credit Corp Group Limited (ASX:CCP) Surges 26% Yet Its Low P/E Is No Reason For Excitement

Credit Corp Group Limited to Report First Half, 2024 Results on Jan 31, 2024

Independent Non-Executive Director recently bought AU$113k worth of stock

Consensus EPS estimates fall by 23%

Price target decreased by 13% to AU$20.69

Credit Corp. Group Limited Revises Earnings Guidance for the Year 2024

Credit Corp. Group Limited Revises Earnings Guidance for the Year 2024

Investor sentiment deteriorates as stock falls 34%

Credit Corp Group Limited Announces Retirement of Leslie Martin as Non-Executive Director on October 24, 2023

Credit Corp Group Limited Announces Retirement of Leslie Martin as Non-Executive Director on October 24, 2023

Upcoming dividend of AU$0.47 per share at 3.3% yield

Investor sentiment deteriorates as stock falls 16%

Credit Corp Group Limited Announces Dividend for the Six Months Ended June 30, 2023, Payable on September 29, 2023

Now 21% undervalued after recent price drop

Credit Corp Group Limited Announces Cessation of Richard Thomas as Director

High number of new directors

Now 21% undervalued after recent price drop

Now 21% undervalued after recent price drop

Investor sentiment deteriorates as stock falls 15%

Now 21% undervalued after recent price drop

Upcoming dividend of AU$0.23 per share at 3.2% yield

Credit Corp Group Limited Provides Earnings Guidance for the Fiscal Year 2023

Now 21% undervalued

Credit Corp Group Limited Appoints Lyn McGrath as Non-Executive Director

Credit Corp Group Limited, Annual General Meeting, Oct 24, 2023

Now 22% undervalued after recent price drop

Credit Corp Group (ASX:CCP) Has Affirmed Its Dividend Of A$0.36

Credit Corp Group Limited (ASX:CCP) entered into a binding agreement to acquire Collection House Limited (ASX:CLH) for AUD 11 million.

Upcoming dividend of AU$0.36 per share

Now 24% undervalued after recent price drop

Consensus EPS estimates fall by 11%

Credit Corp Group (ASX:CCP) Has Announced A Dividend Of A$0.36

Price target decreased to AU$29.76

Credit Corp. Group Limited Announces Ordinary Fully Paid Dividend for the Period of Six Months Ended June 30, 2022 Payable Date Is September 12, 2022

Price target decreased to AU$32.38

Price target decreased to AU$32.33

Independent Non Executive Director recently bought AU$50k worth of stock

Now 20% undervalued after recent price drop

Credit Corp Group Limited (ASX:CCP) completed the acquisition of New Zealand Ledger Book from Collection House Limited (ASX:CLH) for approximately AUD 12 million.

Now 21% undervalued after recent price drop

Credit Corp Group Limited (ASX:CCP) entered into a binding agreement to acquire New Zealand Ledger Book from Collection House Limited (ASX:CLH) for approximately AUD 12 million.

Credit Corp Group Limited (ASX:CCP) entered into a binding agreement to acquire New Zealand Ledger Book from Collection House Limited (ASX:CLH) for approximately AUD 12 million.

Credit Corp Group's (ASX:CCP) Upcoming Dividend Will Be Larger Than Last Year's

Upcoming dividend of AU$0.38 per share

Credit Corp. Group Limited Announces Ordinary Fully Franked Dividend for the Period of Six Months Ended December 31, 2021, Payable on March 11, 2022

Credit Corp Group Limited (ASX:CCP) completed the acquisition of Assets of the Radio Rentals appliance leasing business from Thorn Group Limited (ASX:TGA).

Credit Corp Group Limited (ASX:CCP) entered into a binding Asset Sale Deed to acquire Assets of the Radio Rentals appliance leasing business from Thorn Group Limited (ASX:TGA) for AUD 60 million.

Upcoming dividend of AU$0.36 per share

Credit Corp Group Limited Announces Resignation of John Nesbitt as Non-Executive Director

Independent Non Executive Director has left the company

Dividend Investors: Don't Be Too Quick To Buy Credit Corp Group Limited (ASX:CCP) For Its Upcoming Dividend

Upcoming Dividend of AU$0.36 Per Share

Independent Non-Executive Director recently sold AU$333k worth of stock

Analysts increase EPS estimates to AU$1.32

Credit Corp Group Limited Announces Executive Changes

How Does Credit Corp Group Limited (ASX:CCP) Fare As A Dividend Stock?

Credit Corp Group Limited Revises Earnings Guidance for the Fiscal Year 2021

New 90-day high: AU$32.06

Revenue and earnings beat expectations