iSelect Limited provides online comparison and purchase services for insurance, utilities, and personal finance products in Australia.
Price History & Performance
|Historical stock prices|
|Current Share Price||AU$0.34|
|52 Week High||AU$0.24|
|52 Week Low||AU$0.55|
|1 Month Change||-10.53%|
|3 Month Change||-29.17%|
|1 Year Change||-1.45%|
|3 Year Change||-47.29%|
|5 Year Change||-81.62%|
|Change since IPO||-78.21%|
Recent News & Updates
Estimating The Intrinsic Value Of iSelect Limited (ASX:ISU)
Today we will run through one way of estimating the intrinsic value of iSelect Limited ( ASX:ISU ) by taking the...
|ISU||AU Consumer Services||AU Market|
Return vs Industry: ISU underperformed the Australian Consumer Services industry which returned 58.1% over the past year.
Return vs Market: ISU underperformed the Australian Market which returned 20.2% over the past year.
Stable Share Price: ISU is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 7% a week.
Volatility Over Time: ISU's weekly volatility (7%) has been stable over the past year.
About the Company
iSelect Limited provides online comparison and purchase services for insurance, utilities, and personal finance products in Australia. The company operates through four segments: Health, Life and General Insurance, Energy and Telecommunications, and Other. It compares and sells private health, life, car, pet, travel, business, and home and contents insurance, as well as overseas health cover products; and home, car, personal, and business loans, as well as income protection products and credit cards.
iSelect Fundamentals Summary
|ISU fundamental statistics|
Is ISU overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|ISU income statement (TTM)|
|Cost of Revenue||AU$67.43m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||-0.0091|
|Net Profit Margin||-1.80%|
How did ISU perform over the long term?See historical performance and comparison
5.9%Current Dividend Yield
Is iSelect undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: ISU (A$0.34) is trading below our estimate of fair value (A$1.66)
Significantly Below Fair Value: ISU is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: ISU is unprofitable, so we can't compare its PE Ratio to the Australian Consumer Services industry average.
PE vs Market: ISU is unprofitable, so we can't compare its PE Ratio to the Australian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate ISU's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: ISU is good value based on its PB Ratio (0.7x) compared to the AU Consumer Services industry average (2.6x).
How is iSelect forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Consumer Services industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as iSelect has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has iSelect performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ISU is currently unprofitable.
Growing Profit Margin: ISU is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: ISU is unprofitable, and losses have increased over the past 5 years at a rate of 64.2% per year.
Accelerating Growth: Unable to compare ISU's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: ISU is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Services industry (43.2%).
Return on Equity
High ROE: ISU has a negative Return on Equity (-1.86%), as it is currently unprofitable.
How is iSelect's financial position?
Financial Position Analysis
Short Term Liabilities: ISU's short term assets (A$61.6M) exceed its short term liabilities (A$30.6M).
Long Term Liabilities: ISU's short term assets (A$61.6M) exceed its long term liabilities (A$31.0M).
Debt to Equity History and Analysis
Debt Level: ISU is debt free.
Reducing Debt: ISU had no debt 5 years ago.
Debt Coverage: ISU has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: ISU has no debt, therefore coverage of interest payments is not a concern.
What is iSelect current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: ISU's dividend (5.88%) is higher than the bottom 25% of dividend payers in the Australian market (2.27%).
High Dividend: ISU's dividend (5.88%) is in the top 25% of dividend payers in the Australian market (5.32%)
Stability and Growth of Payments
Stable Dividend: ISU has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: ISU has only been paying a dividend for 6 years, and since then payments have not increased.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Warren Hebard has been Chief Executive Officer of iSelect Limited since November 1, 2020. He joined iSelect Limited on April 3, 2018 and was its Chief Marketing Officer since August 3, 2018 until until...
CEO Compensation Analysis
Compensation vs Market: Warren's total compensation ($USD578.66K) is above average for companies of similar size in the Australian market ($USD302.45K).
Compensation vs Earnings: Warren's compensation has increased whilst the company is unprofitable.
Experienced Management: ISU's management team is not considered experienced ( 0.7 years average tenure), which suggests a new team.
Experienced Board: ISU's board of directors are considered experienced (5.6 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
iSelect Limited's employee growth, exchange listings and data sources
- Name: iSelect Limited
- Ticker: ISU
- Exchange: ASX
- Founded: 2000
- Industry: Specialized Consumer Services
- Sector: Consumer Services
- Market Cap: AU$74.373m
- Shares outstanding: 218.74m
- Website: https://www.iselect.com.au
Number of Employees
- iSelect Limited
- 294 Bay Road
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/16 07:03|
|End of Day Share Price||2021/10/15 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.