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AFL

AF Legal GroupASX:AFL Stock Report

Market Cap

AU$34.0m

7D

-2.1%

1Y

53.3%

Updated

18 Oct, 2021

Data

Company Financials
AFL fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance0/6
Financial Health4/6
Dividends0/6

AFL Overview

AF Legal Group Limited operates as a family and relationship law firm in Australia.

AF Legal Group Competitors

Price History & Performance

Summary of all time highs, changes and price drops for AF Legal Group
Historical stock prices
Current Share PriceAU$0.46
52 Week HighAU$0.28
52 Week LowAU$0.67
Beta1.05
1 Month Change0%
3 Month Change-15.60%
1 Year Change53.33%
3 Year Changen/a
5 Year Change187.50%
Change since IPO-99.99%

Recent News & Updates

Sep 01
A Look At The Intrinsic Value Of AF Legal Group Limited (ASX:AFL)

A Look At The Intrinsic Value Of AF Legal Group Limited (ASX:AFL)

Today we will run through one way of estimating the intrinsic value of AF Legal Group Limited ( ASX:AFL ) by taking the...

Shareholder Returns

AFLAU Professional ServicesAU Market
7D-2.1%2.2%0.9%
1Y53.3%33.4%20.2%

Return vs Industry: AFL exceeded the Australian Professional Services industry which returned 33.4% over the past year.

Return vs Market: AFL exceeded the Australian Market which returned 20.2% over the past year.

Price Volatility

Is AFL's price volatile compared to industry and market?
AFL volatility
AFL Beta1.05
Industry Beta0.92
Market Beta1

Stable Share Price: AFL is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 9% a week.

Volatility Over Time: AFL's weekly volatility (9%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1994n/aStace Boardmanhttps://www.australianfamilylawyers.com.au

AF Legal Group Limited operates as a family and relationship law firm in Australia. It provides family law services, such as separation, divorce, child custody, child support, spousal maintenance, and property settlement. The company was formerly known as Navigator Resources Limited and changed its name to AF Legal Group Limited in May 2019.

AF Legal Group Fundamentals Summary

How do AF Legal Group's earnings and revenue compare to its market cap?
AFL fundamental statistics
Market CapAU$34.00m
Earnings (TTM)-AU$482.44k
Revenue (TTM)AU$11.12m

3.2x

P/S Ratio

-73.7x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
AFL income statement (TTM)
RevenueAU$11.12m
Cost of RevenueAU$711.14k
Gross ProfitAU$10.41m
ExpensesAU$10.89m
Earnings-AU$482.44k

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)-0.0062
Gross Margin93.61%
Net Profit Margin-4.34%
Debt/Equity Ratio0.4%

How did AFL perform over the long term?

See historical performance and comparison

Valuation

Is AF Legal Group undervalued compared to its fair value and its price relative to the market?

2.67x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: AFL (A$0.46) is trading above our estimate of fair value (A$0.12)

Significantly Below Fair Value: AFL is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: AFL is unprofitable, so we can't compare its PE Ratio to the Australian Professional Services industry average.

PE vs Market: AFL is unprofitable, so we can't compare its PE Ratio to the Australian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate AFL's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: AFL is good value based on its PB Ratio (2.7x) compared to the AU Professional Services industry average (3.9x).


Future Growth

How is AF Legal Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

12.5%

Forecasted Commercial Services industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as AF Legal Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has AF Legal Group performed over the past 5 years?

-80.9%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: AFL is currently unprofitable.

Growing Profit Margin: AFL is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: AFL is unprofitable, and losses have increased over the past 5 years at a rate of 80.9% per year.

Accelerating Growth: Unable to compare AFL's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: AFL is unprofitable, making it difficult to compare its past year earnings growth to the Professional Services industry (9.3%).


Return on Equity

High ROE: AFL has a negative Return on Equity (-3.63%), as it is currently unprofitable.


Financial Health

How is AF Legal Group's financial position?


Financial Position Analysis

Short Term Liabilities: AFL's short term assets (A$8.2M) exceed its short term liabilities (A$5.3M).

Long Term Liabilities: AFL's short term assets (A$8.2M) exceed its long term liabilities (A$2.1M).


Debt to Equity History and Analysis

Debt Level: AFL's debt to equity ratio (0.4%) is considered satisfactory.

Reducing Debt: Insufficient data to determine if AFL's debt to equity ratio has reduced over the past 5 years.

Debt Coverage: AFL's debt is well covered by operating cash flow (2208.5%).

Interest Coverage: Insufficient data to determine if AFL's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is AF Legal Group current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate AFL's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate AFL's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if AFL's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if AFL's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of AFL's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.0yrs

Average management tenure


CEO

Stace Boardman

0.17

Tenure

AU$225,514

Compensation

Ms. Stace Boardman has been Chief Executive Officer of AF Legal Group Limited (formerly Navigator Resources Limited) since August 30, 2021. Ms. Boardman served as Chief Operating Officer of AF Legal Group...


CEO Compensation Analysis

Compensation vs Market: Stace's total compensation ($USD167.38K) is below average for companies of similar size in the Australian market ($USD302.72K).

Compensation vs Earnings: Insufficient data to compare Stace's compensation with company performance.


Leadership Team

Experienced Management: AFL's management team is considered experienced (2 years average tenure).


Board Members

Experienced Board: AFL's board of directors are not considered experienced ( 1.3 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 25.6%.


Top Shareholders

Company Information

AF Legal Group Limited's employee growth, exchange listings and data sources


Key Information

  • Name: AF Legal Group Limited
  • Ticker: AFL
  • Exchange: ASX
  • Founded: 1994
  • Industry: Research and Consulting Services
  • Sector: Commercial Services
  • Market Cap: AU$33.999m
  • Shares outstanding: 77.27m
  • Website: https://www.australianfamilylawyers.com.au

Location

  • AF Legal Group Limited
  • 411 Collins Street
  • Level 3
  • Melbourne
  • Victoria
  • 3000
  • Australia

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/18 07:01
End of Day Share Price2021/10/18 00:00
Earnings2021/06/30
Annual Earnings2021/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.