Fremantle Community Financial Services Valuation

Q: What is the Fair Price of FCF when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

FCF (A$0.4) is trading below our estimate of [[fair value]] (A$0.74)

Is FCF undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of FCF when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: FCF (A$0.4) is trading below our estimate of fair value (A$0.74)

Significantly Below Fair Value: FCF is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for FCF?

Key metric: As FCF is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for FCF. This is calculated by dividing FCF's market cap by their current earnings.
What is FCF's PE Ratio?
PE Ratio	1.6x
Earnings	AU$190.02k
Market Cap	AU$294.70k

FCF key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does FCF's PE Ratio compare to its peers?

The above table shows the PE ratio for FCF vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	1.6x
EGF East Gosford & Districts Financial Services	1.1x	n/a	AU$402.9k
EIC Heidelberg District Community Enterprise	0.6x	n/a	AU$459.7k
SSC Sunshine Coast Community Financial Services	2.8x	n/a	AU$1.3m
DCE Manningham Community Enterprises	1.7x	n/a	AU$1.3m
FCF Fremantle Community Financial Services	1.6x	n/a	AU$294.7k

Price-To-Earnings vs Peers: FCF is good value based on its Price-To-Earnings Ratio (1.6x) compared to the peer average (4.6x).

Price to Earnings Ratio vs Industry

How does FCF's PE Ratio compare vs other companies in the Global Banks Industry?

18 Companies	Price / Earnings	Estimated Growth	Market Cap

18 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: FCF is good value based on its Price-To-Earnings Ratio (1.6x) compared to the Global Banks industry average (9.4x).

Price to Earnings Ratio vs Fair Ratio

What is FCF's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

FCF PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	1.6x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate FCF's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

Discover undervalued companies

East Gosford & Districts Financial Services

AU$402.9k

Provides community banking services under management rights to operate a franchised branch of Bendigo and Adelaide Bank Limited.

EGF

AU$0.41

n/a

Sunshine Coast Community Financial Services

AU$1.3m

Operates as a franchisee of Bendigo Bank that provides banking, and financial products and services to individuals, businesses, and organizations in Australia.

SSC

AU$0.77

n/a

Heartland Group Holdings

NZ$928.0m

Provides various financial services in New Zealand and Australia.

HGH

NZ$0.90

-40.9%