East Gosford & Districts Financial Services Valuation
Is EGF undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
4/6Valuation Score 4/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of EGF when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: EGF (A$0.41) is trading below our estimate of fair value (A$5.65)
Significantly Below Fair Value: EGF is trading below fair value by more than 20%.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for EGF?
Key metric: As EGF is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.
| What is EGF's PE Ratio? | |
|---|---|
| PE Ratio | 1.1x |
| Earnings | AU$362.50k |
| Market Cap | AU$402.90k |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | 0.3x |
| Enterprise Value/EBITDA | 0.8x |
| PEG Ratio | n/a |
Price to Earnings Ratio vs Peers
How does EGF's PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 1.7x | ||
FCF Fremantle Community Financial Services | 1.6x | n/a | AU$294.7k |
EIC Heidelberg District Community Enterprise | 0.6x | n/a | AU$459.7k |
SSC Sunshine Coast Community Financial Services | 2.8x | n/a | AU$1.3m |
DCE Manningham Community Enterprises | 1.7x | n/a | AU$1.3m |
EGF East Gosford & Districts Financial Services | 1.1x | n/a | AU$402.9k |
Price-To-Earnings vs Peers: EGF is good value based on its Price-To-Earnings Ratio (1.1x) compared to the peer average (2.2x).
Price to Earnings Ratio vs Industry
How does EGF's PE Ratio compare vs other companies in the Global Banks Industry?
Price-To-Earnings vs Industry: EGF is good value based on its Price-To-Earnings Ratio (1.1x) compared to the Global Banks industry average (10.1x).
Price to Earnings Ratio vs Fair Ratio
What is EGF's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 1.1x |
| Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate EGF's Price-To-Earnings Fair Ratio for valuation analysis.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Analyst Forecast: Insufficient data to show price forecast.
Discover undervalued companies
Fremantle Community Financial Services
AU$294.7k
Engages in the operation of a branch of Bendigo Bank and Adelaide Bank pursuant to a franchise agreement with Bendigo and Adelaide Bank Limited in Western Australia.
FCF
AU$0.40
7D
0%
1Y
n/a
Sunshine Coast Community Financial Services
AU$1.3m
Operates as a franchisee of Bendigo Bank that provides banking, and financial products and services to individuals, businesses, and organizations in Australia.
SSC
AU$0.77
7D
0%
1Y
n/a
Heartland Group Holdings
NZ$928.0m
Provides various financial services in New Zealand and Australia.
HGH
NZ$0.90
7D
0%
1Y
-40.5%