BNK Banking Balance Sheet Health
Financial Health criteria checks 6/6
BNK Banking has total assets of A$2.0B and total equity of A$126.1M. Total deposits are A$1.5B, and total loans are A$1.5B. It earns a Net Interest Margin of 1.3%. It has sufficient allowance for bad loans, which are currently at 0.05% of total loans. Cash and short-term investments are A$152.2M.
Key information
15.6x
Asset to equity ratio
1.3%
Net interest margin
Total deposits | AU$1.55b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.05% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | AU$152.18m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BBC's Assets to Equity ratio (15.6x) is moderate.
Allowance for Bad Loans: BBC has a sufficient allowance for bad loans (495%).
Low Risk Liabilities: 84% of BBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: BBC has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: BBC's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: BBC has an appropriate level of bad loans (0%).