N1 Holdings Limited provides mortgage broking services to customers in Australia. More Details
Worrying balance sheet with weak fundamentals.
Share Price & News
How has N1 Holdings's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: Insufficient data to determine N1H's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine N1H's volatility change over the past year.
7 Day Return
1 Year Return
Return vs Industry: Insufficient data to determine how N1H performed against the Australian Mortgage industry.
Return vs Market: Insufficient data to determine how N1H performed against the Australian Market.
Long-Term Price Volatility Vs. Market
How volatile is N1 Holdings's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 months ago | Simply Wall StWhy N1 Holdings' (ASX:N1H) CEO Pay Matters
6 months ago | Simply Wall StDoes N1 Holdings' (ASX:N1H) CEO Salary Compare Well With The Performance Of The Company?
1 year ago | Simply Wall StDo Directors Own N1 Holdings Limited (ASX:N1H) Shares?
Is N1 Holdings undervalued compared to its fair value and its price relative to the market?
Share Price vs. Fair Value
Below Fair Value: N1H (A$0.07) is trading above our estimate of fair value (A$0.01)
Significantly Below Fair Value: N1H is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: N1H is unprofitable, so we can't compare its PE Ratio to the Australian Mortgage industry average.
PE vs Market: N1H is unprofitable, so we can't compare its PE Ratio to the Australian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate N1H's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: N1H has negative assets, so we can't compare its PB Ratio to the AU Mortgage industry average.
How is N1 Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as N1 Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has N1 Holdings performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: N1H is currently unprofitable.
Growing Profit Margin: N1H is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: N1H is unprofitable, and losses have increased over the past 5 years at a rate of 8.1% per year.
Accelerating Growth: Unable to compare N1H's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: N1H is unprofitable, making it difficult to compare its past year earnings growth to the Mortgage industry (15.2%).
Return on Equity
High ROE: N1H's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.
How is N1 Holdings's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: N1H's Assets to Equity ratio (-10.3x) is low.
Allowance for Bad Loans: Insufficient data to determine if N1H has a sufficient allowance for bad loans.
Low Risk Liabilities: N1H reports no customer deposits, 100% of its liabilities are made up of higher risk sources of funding.
Loan Level: Insufficient data to determine if N1H has an appropriate level of Loans to Assets ratio.
Low Risk Deposits: N1H reports no customer deposits, loans are made up entirely of externally borrowed funds.
Level of Bad Loans: Insufficient data to determine if N1H has an appropriate level of bad loans.
What is N1 Holdings's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate N1H's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate N1H's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if N1H's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if N1H's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of N1H's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Ren Hor Wong
Mr. Ren Hor Wong serves as an Executive Chairman and Chief Executive Officer at N1 Holdings Limited and has been its Executive Director since November 24, 2015. Mr. Wong has been responsible for developing...
CEO Compensation Analysis
Compensation vs Market: Ren Hor's total compensation ($USD325.96K) is about average for companies of similar size in the Australian market ($USD289.69K).
Compensation vs Earnings: Ren Hor's compensation has increased whilst the company is unprofitable.
Experienced Management: N1H's management team is considered experienced (4 years average tenure).
Experienced Board: N1H's board of directors are not considered experienced ( 2.3 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: N1H insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
N1 Holdings Limited's company bio, employee growth, exchange listings and data sources
- Name: N1 Holdings Limited
- Ticker: N1H
- Exchange: ASX
- Founded: 2011
- Industry: Thrifts and Mortgage Finance
- Sector: Banks
- Market Cap: AU$5.709m
- Shares outstanding: 81.56m
- Website: https://www.n1holdings.com.au
- N1 Holdings Limited
- 77 King Street
- Suite 502
- New South Wales
N1 Holdings Limited provides mortgage broking services to customers in Australia. The company offers home loans, including purchase and refinance; short term business loans for SME’s; commercial lending pr...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/11 08:22|
|End of Day Share Price||2021/05/11 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.