Baloise Holding (BALN) Stock Overview

Primarily engages in the insurance and banking businesses in Switzerland, Germany, Belgium, and Luxembourg. More details

BALN fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	2/6
Past Performance	4/6
Financial Health	4/6
Dividends	5/6

Rewards

Trading at 22% below our estimate of its fair value

Earnings are forecast to grow 3.49% per year

Earnings grew by 73.8% over the past year

Pays a reliable dividend of 3.87%

Risk Analysis

Shares are highly illiquid

BALN Community Fair Values

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Baloise Holding AG Competitors

Price History & Performance

Summary of share price highs, lows and changes for Baloise Holding
Historical stock prices
Current Share Price	CHF 227.00
52 Week High	CHF 229.60
52 Week Low	CHF 213.80
Beta	0.45
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	5.00%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	BALN	AT Insurance	AT Market
7D	4.1%	2.0%	1.4%
1Y	n/a	23.8%	28.3%

Return vs Industry: Insufficient data to determine how BALN performed against the Austrian Insurance industry.

Return vs Market: Insufficient data to determine how BALN performed against the Austrian Market.

Price Volatility

Is BALN's price volatile compared to industry and market?
BALN volatility
BALN Average Weekly Movement	n/a
Insurance Industry Average Movement	2.9%
Market Average Movement	3.6%
10% most volatile stocks in AT Market	5.4%
10% least volatile stocks in AT Market	1.7%

Stable Share Price: BALN's share price has been volatile over the past 3 months compared to the Austrian market.

Volatility Over Time: Insufficient data to determine BALN's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1863	7,569	Michael Muller	www.baloise.com

Baloise Holding AG, together with its subsidiaries, primarily engages in the insurance and banking businesses in Switzerland, Germany, Belgium, and Luxembourg. It operates through Non-Life, Life, Asset Management & Banking, and Other Activities segments. The Non-Life segment offers accident and health insurance, as well as liability, motor, property, and marine insurance.

Baloise Holding AG Fundamentals Summary

How do Baloise Holding's earnings and revenue compare to its market cap?
BALN fundamental statistics
Market cap	€10.28b
Earnings (TTM)	€477.80m
Revenue (TTM)	€6.60b

21.5x

P/E Ratio

1.6x

P/S Ratio

Is BALN overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BALN income statement (TTM)
Revenue	CHF 6.09b
Cost of Revenue	CHF 4.82b
Gross Profit	CHF 1.27b
Other Expenses	CHF 825.40m
Earnings	CHF 440.90m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	9.72
Gross Margin	20.81%
Net Profit Margin	7.24%
Debt/Equity Ratio	68.8%

How did BALN perform over the long term?

See historical performance and comparison

Dividends

3.9%

Current Dividend Yield

83%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/11/16 01:58
End of Day Share Price	2025/11/14 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Baloise Holding AG is covered by 15 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Guenther Hollfelder	Baader Helvea Equity Research
Thomas Bateman	Berenberg
Michael Huttner	Berenberg