Bank of New York Mellon Balance Sheet Health
Financial Health criteria checks 6/6
Bank of New York Mellon has total assets of $427.5B and total equity of $42.4B. Total deposits are $296.4B, and total loans are $69.2B. It earns a Net Interest Margin of 1.3%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $165.9B.
Key information
10.1x
Asset to equity ratio
1.3%
Net interest margin
| Total deposits | US$296.44b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$165.88b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BONY's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: BONY has a sufficient allowance for bad loans (140%).
Low Risk Liabilities: 77% of BONY's liabilities are made up of primarily low risk sources of funding.
Loan Level: BONY has an appropriate level of Loans to Assets ratio (16%).
Low Risk Deposits: BONY's Loans to Deposits ratio (23%) is appropriate.
Level of Bad Loans: BONY has an appropriate level of bad loans (0.3%).