SEB Balance Sheet Health
Financial Health criteria checks 5/6
SEB has a total shareholder equity of €3.3B and total debt of €2.9B, which brings its debt-to-equity ratio to 87.7%. Its total assets and total liabilities are €8.8B and €5.5B respectively. SEB's EBIT is €759.3M making its interest coverage ratio 13.5. It has cash and short-term investments of €786.4M.
Key information
87.7%
Debt to equity ratio
€2.92b
Debt
| Interest coverage ratio | 13.5x |
| Cash | €786.40m |
| Equity | €3.33b |
| Total liabilities | €5.46b |
| Total assets | €8.78b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: SEBS's short term assets (€3.7B) exceed its short term liabilities (€3.3B).
Long Term Liabilities: SEBS's short term assets (€3.7B) exceed its long term liabilities (€2.1B).
Debt to Equity History and Analysis
Debt Level: SEBS's net debt to equity ratio (64.1%) is considered high.
Reducing Debt: SEBS's debt to equity ratio has reduced from 116.9% to 87.7% over the past 5 years.
Debt Coverage: SEBS's debt is well covered by operating cash flow (23%).
Interest Coverage: SEBS's interest payments on its debt are well covered by EBIT (13.5x coverage).