Wells Fargo Balance Sheet Health

Financial Health criteria checks 6/6

Wells Fargo has total assets of $1,922.1B and total equity of $185.0B. Total deposits are $1,349.6B, and total loans are $895.4B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $429.3B.

Key information

10.4x

Asset to equity ratio

3.1%

Net interest margin

Total deposits

US$1.35t

Loan to deposit ratio

Appropriate

Bad loans

0.9%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$429.33b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: WFC's Assets to Equity ratio (10.4x) is moderate.

Allowance for Bad Loans: WFC has a sufficient allowance for bad loans (170%).

Low Risk Liabilities: 78% of WFC's liabilities are made up of primarily low risk sources of funding.

Loan Level: WFC has an appropriate level of Loans to Assets ratio (47%).

Low Risk Deposits: WFC's Loans to Deposits ratio (66%) is appropriate.

Level of Bad Loans: WFC has an appropriate level of bad loans (0.9%).


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