Bank of China Balance Sheet Health
Financial Health criteria checks 6/6
Bank of China has total assets of CN¥32,432.2B and total equity of CN¥2,756.8B. Total deposits are CN¥22,602.8B, and total loans are CN¥19,423.1B. It earns a Net Interest Margin of 1.6%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are CN¥3,632.4B.
Key information
11.8x
Asset to equity ratio
1.6%
Net interest margin
Total deposits | CN¥22.60t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥3.63t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BOCN's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: BOCN has a sufficient allowance for bad loans (192%).
Low Risk Liabilities: 76% of BOCN's liabilities are made up of primarily low risk sources of funding.
Loan Level: BOCN has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: BOCN's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: BOCN has an appropriate level of bad loans (1.3%).