Banco Hipotecario S.A.

BASE:BHIP Stock Report

Market Cap: AR$848.6b

Banco Hipotecario Past Earnings Performance

Past criteria checks 2/6

Banco Hipotecario has been growing earnings at an average annual rate of 72.7%, while the Banks industry saw earnings growing at 66.2% annually. Revenues have been growing at an average rate of 59.3% per year. Banco Hipotecario's return on equity is 14.4%, and it has net margins of 13.9%.

Key information

72.7%

Earnings growth rate

72.7%

EPS growth rate

Banks Industry Growth38.3%
Revenue growth rate59.3%
Return on equity14.4%
Net Margin13.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Banco Hipotecario makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BASE:BHIP Revenue, expenses and earnings (ARS Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24442,31461,40399,7320
30 Jun 24482,23153,368103,6950
31 Mar 24502,95756,961108,4850
31 Dec 23384,69756,565104,6570
30 Sep 23616,37250,968199,3350
30 Jun 23486,81146,479165,4540
31 Mar 23349,18432,712129,6500
31 Dec 22269,52818,855101,1740
30 Sep 22163,2417,16665,7130
30 Jun 22125,8484,55154,3360
31 Mar 2275,807-2,27337,3220
31 Dec 2153,026-8,18431,7080
30 Sep 2131,520-4,88220,7220
30 Jun 2133,445-3,51221,2350
31 Mar 2132,891-78419,5940
31 Dec 2029,7381,38317,3630
30 Sep 2026,250-1,50915,5250
30 Jun 2024,639-2,16115,0280
31 Mar 2024,614-3,19714,7380
31 Dec 1923,734-3,72314,3460
30 Sep 1921,231-1,34311,9300
30 Jun 1919,261-39910,1750
31 Mar 1914,6842178,1440
31 Dec 1813,1832,0516,3630
30 Sep 1813,1201,6126,7740
30 Jun 1812,4471,5066,5140
31 Mar 1811,9361,3556,2510
31 Dec 1711,2291,1305,9950
30 Sep 179,5871,2025,0540
30 Jun 178,1888704,5140
31 Mar 177,1386804,1840
31 Dec 166,3576153,8770
30 Sep 166,5561,0023,7270
30 Jun 166,4971,1163,5640
31 Mar 166,2881,1403,3620
31 Dec 155,9221,0863,1570
30 Sep 154,8916092,9160
30 Jun 154,4905372,7330
31 Mar 154,1305242,5170
31 Dec 143,9125502,3310
30 Sep 143,7336252,1220
30 Jun 143,4286271,9400
31 Mar 143,0435421,7240
31 Dec 132,6074211,5390

Quality Earnings: BHIP has a large one-off gain of ARS14.5B impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: BHIP's current net profit margins (13.9%) are higher than last year (8.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BHIP has become profitable over the past 5 years, growing earnings by 72.7% per year.

Accelerating Growth: BHIP's earnings growth over the past year (20.5%) is below its 5-year average (72.7% per year).

Earnings vs Industry: BHIP earnings growth over the past year (20.5%) did not outperform the Banks industry 32.6%.

Return on Equity

High ROE: BHIP's Return on Equity (14.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/26 23:23
End of Day Share Price 2024/12/26 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banco Hipotecario S.A. is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Guido BizzozeroAllaria Ledesma & Cia Sociedad de Bolsa S.A.
Alejo Baltasar Rodriguez CacioTellimer Research