Banco Hipotecario Balance Sheet Health
Financial Health criteria checks 5/6
Banco Hipotecario has total assets of ARS1,515.7B and total equity of ARS215.9B. Total deposits are ARS1,130.1B, and total loans are ARS142.5B. It earns a Net Interest Margin of 22.3%. It has sufficient allowance for bad loans, which are currently at 3.5% of total loans. Cash and short-term investments are ARS1,114.7B.
Key information
7x
Asset to equity ratio
22.3%
Net interest margin
Total deposits | AR$1.13t |
Loan to deposit ratio | Appropriate |
Bad loans | 3.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | AR$1.11t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BHIP's Assets to Equity ratio (7x) is low.
Allowance for Bad Loans: BHIP has a sufficient allowance for bad loans (104%).
Low Risk Liabilities: 87% of BHIP's liabilities are made up of primarily low risk sources of funding.
Loan Level: BHIP has an appropriate level of Loans to Assets ratio (9%).
Low Risk Deposits: BHIP's Loans to Deposits ratio (13%) is appropriate.
Level of Bad Loans: BHIP has a high level of bad loans (3.5%).