Islamic Arab Insurance Co. (Salama) PJSC

DFM:SALAMA Stock Report

Market Cap: د.إ407.9m

Islamic Arab Insurance (Salama) PJSC Past Earnings Performance

Past criteria checks 0/6

Islamic Arab Insurance (Salama) PJSC's earnings have been declining at an average annual rate of -62.9%, while the Insurance industry saw earnings declining at 6.5% annually. Revenues have been growing at an average rate of 8.3% per year.

Key information

-62.9%

Earnings growth rate

-62.7%

EPS growth rate

Insurance Industry Growth3.0%
Revenue growth rate8.3%
Return on equity-19.5%
Net Margin-12.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Islamic Arab Insurance Co. (Salama) PJSC's (DFM:SALAMA) 30% Dip Still Leaving Some Shareholders Feeling Restless Over Its P/ERatio

Feb 17
Islamic Arab Insurance Co. (Salama) PJSC's (DFM:SALAMA) 30% Dip Still Leaving Some Shareholders Feeling Restless Over Its P/ERatio

Risks To Shareholder Returns Are Elevated At These Prices For Islamic Arab Insurance Co. (Salama) PJSC (DFM:SALAMA)

Jan 03
Risks To Shareholder Returns Are Elevated At These Prices For Islamic Arab Insurance Co. (Salama) PJSC (DFM:SALAMA)

I Ran A Stock Scan For Earnings Growth And Islamic Arab Insurance (Salama) PJSC (DFM:SALAMA) Passed With Ease

Mar 25
I Ran A Stock Scan For Earnings Growth And Islamic Arab Insurance (Salama) PJSC (DFM:SALAMA) Passed With Ease

How Does Islamic Arab Insurance Co. (Salama) PJSC (DFM:SALAMA) Fare As A Dividend Stock?

Mar 04
How Does Islamic Arab Insurance Co. (Salama) PJSC (DFM:SALAMA) Fare As A Dividend Stock?

Do Institutions Own Islamic Arab Insurance Co. (Salama) PJSC (DFM:SALAMA) Shares?

Jan 19
Do Institutions Own Islamic Arab Insurance Co. (Salama) PJSC (DFM:SALAMA) Shares?

Are Strong Financial Prospects The Force That Is Driving The Momentum In Islamic Arab Insurance Co. (Salama) PJSC's DFM:SALAMA) Stock?

Dec 17
Are Strong Financial Prospects The Force That Is Driving The Momentum In Islamic Arab Insurance Co. (Salama) PJSC's DFM:SALAMA) Stock?

Islamic Arab Insurance Co. (Salama) PJSC's (DFM:SALAMA) Popularity With Investors Is Clear

Aug 07
Islamic Arab Insurance Co. (Salama) PJSC's (DFM:SALAMA) Popularity With Investors Is Clear

Revenue & Expenses Breakdown

How Islamic Arab Insurance (Salama) PJSC makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DFM:SALAMA Revenue, expenses and earnings (AED Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,140-1401010
30 Jun 241,149-147990
31 Mar 241,198-152980
31 Dec 231,178-158970
30 Sep 231,13814250
30 Jun 231,1029250
31 Mar 231,18720250
31 Dec 2294419250
30 Sep 2285210-40
30 Jun 2276114250
31 Mar 2255021730
31 Dec 21723401040
30 Sep 21764571240
30 Jun 218721431260
31 Mar 218861541020
31 Dec 208851491000
30 Sep 20898148930
30 Jun 2081660870
31 Mar 2084853930
31 Dec 1986155940
30 Sep 1985222910
30 Jun 1983923980
31 Mar 19801231030
31 Dec 18778201030
30 Sep 18690181160
30 Jun 18714691170
31 Mar 18667641110
31 Dec 17642631090
30 Sep 177131041020
30 Jun 17675251010
31 Mar 17683-53950
31 Dec 16730-163970
30 Sep 16757-2571190
30 Jun 16806-2711210
31 Mar 16836-2131310
31 Dec 15798-1031300
30 Sep 15728-611370
30 Jun 15677-181290
31 Mar 1555851240
31 Dec 14607-301360
30 Sep 145275710
30 Jun 14579-851120
31 Mar 14789-831190

Quality Earnings: SALAMA is currently unprofitable.

Growing Profit Margin: SALAMA is currently unprofitable.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: SALAMA is unprofitable, and losses have increased over the past 5 years at a rate of 62.9% per year.

Accelerating Growth: Unable to compare SALAMA's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: SALAMA is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (3.4%).


Return on Equity

High ROE: SALAMA has a negative Return on Equity (-19.53%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/03 23:11
End of Day Share Price 2025/02/03 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Islamic Arab Insurance Co. (Salama) PJSC is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Lemer SalahArqaam Capital Research Offshore S.A.L.
Faisal HasanGlobal Investment House
Kathryn FearMorgan Stanley