Amlak Finance PJSC Valuation

Q: What is the Fair Price of AMLAK when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

AMLAK (AED0.86) is trading below our estimate of [[fair value]] (AED2.01)

Is AMLAK undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of AMLAK when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: AMLAK (AED0.86) is trading below our estimate of fair value (AED2.01)

Significantly Below Fair Value: AMLAK is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for AMLAK?

Key metric: As AMLAK is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for AMLAK. This is calculated by dividing AMLAK's market cap by their current earnings.
What is AMLAK's PE Ratio?
PE Ratio	30.6x
Earnings	د.إ42.41m
Market Cap	د.إ1.30b

AMLAK key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does AMLAK's PE Ratio compare to its peers?

The above table shows the PE ratio for AMLAK vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	43.5x
INVICTUS Invictus Investment	12.7x	n/a	د.إ2.0b
WAHA Al Waha Capital PJSC	5.5x	n/a	د.إ2.8b
ALRAMZ Al Ramz Corporation Investment and Development P.J.S.C	30.3x	n/a	د.إ824.9m
FH Finance House P.J.S.C	125.6x	n/a	د.إ579.4m
AMLAK Amlak Finance PJSC	30.6x	n/a	د.إ1.3b

Price-To-Earnings vs Peers: AMLAK is good value based on its Price-To-Earnings Ratio (30.6x) compared to the peer average (43.5x).

Price to Earnings Ratio vs Industry

How does AMLAK's PE Ratio compare vs other companies in the Asian Diversified Financial Industry?

23 Companies	Price / Earnings	Estimated Growth	Market Cap

23 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: AMLAK is expensive based on its Price-To-Earnings Ratio (30.6x) compared to the Asian Diversified Financial industry average (19.5x).

Price to Earnings Ratio vs Fair Ratio

What is AMLAK's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

AMLAK PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	30.6x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate AMLAK's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.