Emirates Islamic Bank PJSC

DFM:EIB Stock Report

Market Cap: د.إ51.6b

Emirates Islamic Bank PJSC Past Earnings Performance

Past criteria checks 4/6

Emirates Islamic Bank PJSC has been growing earnings at an average annual rate of 44.1%, while the Banks industry saw earnings growing at 26.2% annually. Revenues have been growing at an average rate of 28.1% per year. Emirates Islamic Bank PJSC's return on equity is 19.7%, and it has net margins of 59.9%.

Key information

44.1%

Earnings growth rate

44.1%

EPS growth rate

Banks Industry Growth12.3%
Revenue growth rate28.1%
Return on equity19.7%
Net Margin59.9%
Last Earnings Update31 Dec 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Emirates Islamic Bank PJSC makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DFM:EIB Revenue, expenses and earnings (AED Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 244,6922,8101,6450
30 Sep 244,7732,9731,6350
30 Jun 244,2422,5731,5790
31 Mar 244,0772,3321,7770
31 Dec 233,7712,1211,7710
30 Sep 233,6411,8331,8880
30 Jun 233,5861,7511,9130
31 Mar 233,1291,4991,6350
31 Dec 222,7801,2401,5390
30 Sep 222,4721,0731,3710
30 Jun 222,2529551,2590
31 Mar 222,2219531,2160
31 Dec 212,0668231,1910
30 Sep 211,7526331,0940
30 Jun 211,208751,0720
31 Mar 21686-4261,0600
31 Dec 20654-4821,0840
30 Sep 201,016-1871,1080
30 Jun 201,5694001,1200
31 Mar 201,9858051,1360
31 Dec 192,2311,0611,1270
30 Sep 192,3291,2051,1240
30 Jun 192,2951,1121,1280
31 Mar 192,3461,1271,1440
31 Dec 182,1729241,1530
30 Sep 182,0738601,1170
30 Jun 181,9308011,0900
31 Mar 181,7526891,0430
31 Dec 171,7127021,0100
30 Sep 171,4764989780
30 Jun 171,3163559950
31 Mar 171,2852821,0380
31 Dec 161,1621061,0910
30 Sep 161,3142131,1360
30 Jun 161,4493311,1180
31 Mar 161,5594921,0670
31 Dec 151,6196419820
30 Sep 151,4916429080
30 Jun 151,3905858640
31 Mar 151,2324648270
31 Dec 141,1033647940
30 Sep 141,0402557850
30 Jun 149982557430
31 Mar 149082007080

Quality Earnings: EIB has high quality earnings.

Growing Profit Margin: EIB's current net profit margins (59.9%) are higher than last year (56.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: EIB's earnings have grown significantly by 44.1% per year over the past 5 years.

Accelerating Growth: EIB's earnings growth over the past year (32.5%) is below its 5-year average (44.1% per year).

Earnings vs Industry: EIB earnings growth over the past year (32.5%) exceeded the Banks industry 16.3%.

Return on Equity

High ROE: EIB's Return on Equity (19.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/02 04:07
End of Day Share Price 2025/01/29 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Emirates Islamic Bank PJSC is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution