Emirates Islamic Bank PJSC Past Earnings Performance
Past criteria checks 5/6
Emirates Islamic Bank PJSC has been growing earnings at an average annual rate of 32.6%, while the Banks industry saw earnings growing at 19.6% annually. Revenues have been growing at an average rate of 21.4% per year. Emirates Islamic Bank PJSC's return on equity is 19.6%, and it has net margins of 60.7%.
Key information
32.6%
Earnings growth rate
32.6%
EPS growth rate
| Banks Industry Growth | 12.3% |
| Revenue growth rate | 21.4% |
| Return on equity | 19.6% |
| Net Margin | 60.7% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Emirates Islamic Bank PJSC makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 4,242 | 2,573 | 1,579 | 0 |
| 31 Mar 24 | 4,077 | 2,332 | 1,777 | 0 |
| 31 Dec 23 | 3,771 | 2,121 | 1,771 | 0 |
| 30 Sep 23 | 3,641 | 1,833 | 1,888 | 0 |
| 30 Jun 23 | 3,586 | 1,751 | 1,913 | 0 |
| 31 Mar 23 | 3,129 | 1,499 | 1,635 | 0 |
| 31 Dec 22 | 2,780 | 1,240 | 1,539 | 0 |
| 30 Sep 22 | 2,472 | 1,073 | 1,371 | 0 |
| 30 Jun 22 | 2,252 | 955 | 1,259 | 0 |
| 31 Mar 22 | 2,221 | 953 | 1,216 | 0 |
| 31 Dec 21 | 2,066 | 823 | 1,191 | 0 |
| 30 Sep 21 | 1,752 | 633 | 1,094 | 0 |
| 30 Jun 21 | 1,208 | 75 | 1,072 | 0 |
| 31 Mar 21 | 686 | -426 | 1,060 | 0 |
| 31 Dec 20 | 654 | -482 | 1,084 | 0 |
| 30 Sep 20 | 1,016 | -187 | 1,108 | 0 |
| 30 Jun 20 | 1,569 | 400 | 1,120 | 0 |
| 31 Mar 20 | 1,985 | 805 | 1,136 | 0 |
| 31 Dec 19 | 2,231 | 1,061 | 1,127 | 0 |
| 30 Sep 19 | 2,329 | 1,205 | 1,124 | 0 |
| 30 Jun 19 | 2,295 | 1,112 | 1,128 | 0 |
| 31 Mar 19 | 2,346 | 1,127 | 1,144 | 0 |
| 31 Dec 18 | 2,172 | 924 | 1,153 | 0 |
| 30 Sep 18 | 2,073 | 860 | 1,117 | 0 |
| 30 Jun 18 | 1,930 | 801 | 1,090 | 0 |
| 31 Mar 18 | 1,752 | 689 | 1,043 | 0 |
| 31 Dec 17 | 1,712 | 702 | 1,010 | 0 |
| 30 Sep 17 | 1,476 | 498 | 978 | 0 |
| 30 Jun 17 | 1,316 | 355 | 995 | 0 |
| 31 Mar 17 | 1,285 | 282 | 1,038 | 0 |
| 31 Dec 16 | 1,162 | 106 | 1,091 | 0 |
| 30 Sep 16 | 1,314 | 213 | 1,136 | 0 |
| 30 Jun 16 | 1,449 | 331 | 1,118 | 0 |
| 31 Mar 16 | 1,559 | 492 | 1,067 | 0 |
| 31 Dec 15 | 1,619 | 641 | 982 | 0 |
| 30 Sep 15 | 1,491 | 642 | 908 | 0 |
| 30 Jun 15 | 1,390 | 585 | 864 | 0 |
| 31 Mar 15 | 1,232 | 464 | 827 | 0 |
| 31 Dec 14 | 1,103 | 364 | 794 | 0 |
| 30 Sep 14 | 1,040 | 255 | 785 | 0 |
| 30 Jun 14 | 998 | 255 | 743 | 0 |
| 31 Mar 14 | 908 | 200 | 708 | 0 |
| 31 Dec 13 | 802 | 139 | 663 | 0 |
| 30 Sep 13 | 867 | 263 | 604 | 0 |
Quality Earnings: EIB has high quality earnings.
Growing Profit Margin: EIB's current net profit margins (60.7%) are higher than last year (48.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: EIB's earnings have grown significantly by 32.6% per year over the past 5 years.
Accelerating Growth: EIB's earnings growth over the past year (46.9%) exceeds its 5-year average (32.6% per year).
Earnings vs Industry: EIB earnings growth over the past year (46.9%) exceeded the Banks industry 28.1%.
Return on Equity
High ROE: EIB's Return on Equity (19.6%) is considered low.