Emirates Islamic Bank PJSC Balance Sheet Health
Financial Health criteria checks 5/6
Emirates Islamic Bank PJSC has total assets of AED106.6B and total equity of AED14.1B. Total deposits are AED74.2B, and total loans are AED66.5B.
Key information
7.6x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | د.إ74.21b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | د.إ7.14b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EIB's Assets to Equity ratio (7.6x) is low.
Allowance for Bad Loans: EIB has a sufficient allowance for bad loans (135%).
Low Risk Liabilities: 80% of EIB's liabilities are made up of primarily low risk sources of funding.
Loan Level: EIB has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: EIB's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: EIB has a high level of bad loans (4.7%).