Emirates Islamic Bank PJSC Balance Sheet Health
Financial Health criteria checks 5/6
Emirates Islamic Bank PJSC has total assets of AED95.0B and total equity of AED12.3B. Total deposits are AED66.7B, and total loans are AED57.0B.
Key information
7.8x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | د.إ66.71b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 5.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | د.إ11.36b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EIB's Assets to Equity ratio (7.8x) is low.
Allowance for Bad Loans: EIB has a sufficient allowance for bad loans (133%).
Low Risk Liabilities: 81% of EIB's liabilities are made up of primarily low risk sources of funding.
Loan Level: EIB has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: EIB's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: EIB has a high level of bad loans (5.6%).