Ajman Bank PJSC

DFM:AJMANBANK Stock Report

Market Cap: د.إ4.6b

Ajman Bank PJSC Past Earnings Performance

Past criteria checks 2/6

Ajman Bank PJSC's earnings have been declining at an average annual rate of -17.6%, while the Banks industry saw earnings growing at 26.2% annually. Revenues have been growing at an average rate of 2.6% per year. Ajman Bank PJSC's return on equity is 12.9%, and it has net margins of 49.7%.

Key information

-17.6%

Earnings growth rate

-18.1%

EPS growth rate

Banks Industry Growth12.3%
Revenue growth rate2.6%
Return on equity12.9%
Net Margin49.7%
Last Earnings Update31 Dec 2024

Recent past performance updates

Recent updates

Here's Why We Think Ajman Bank PJSC (DFM:AJMANBANK) Might Deserve Your Attention Today

Aug 19
Here's Why We Think Ajman Bank PJSC (DFM:AJMANBANK) Might Deserve Your Attention Today

Investors In Ajman Bank PJSC (DFM:AJMANBANK) Should Consider This, First

Feb 05
Investors In Ajman Bank PJSC (DFM:AJMANBANK) Should Consider This, First

What Type Of Shareholders Make Up Ajman Bank PJSC's (DFM:AJMANBANK) Share Registry?

Dec 31
What Type Of Shareholders Make Up Ajman Bank PJSC's (DFM:AJMANBANK) Share Registry?

A Look At Ajman Bank PJSC's (DFM:AJMANBANK) Share Price Returns

Nov 26
A Look At Ajman Bank PJSC's (DFM:AJMANBANK) Share Price Returns

Revenue & Expenses Breakdown

How Ajman Bank PJSC makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DFM:AJMANBANK Revenue, expenses and earnings (AED Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 248064013430
30 Sep 24386-133590
30 Jun 24118-2773510
31 Mar 24108-3323500
31 Dec 2339-3903490
30 Sep 23372-383280
30 Jun 235871893240
31 Mar 235031773050
31 Dec 224861623030
30 Sep 224511393110
30 Jun 224241302930
31 Mar 224031192820
31 Dec 213891162710
30 Sep 21379882550
30 Jun 21362712530
31 Mar 21368792510
31 Dec 20342522520
30 Sep 20290292490
30 Jun 20311382600
31 Mar 20326462680
31 Dec 19363822670
30 Sep 194431582720
30 Jun 194541762650
31 Mar 194481762580
31 Dec 184341682540
30 Sep 184221552590
30 Jun 184071542460
31 Mar 183871382420
31 Dec 173701302320
30 Sep 173631222340
30 Jun 173621162390
31 Mar 173651172380
31 Dec 163731232410
30 Sep 163851302450
30 Jun 163711292310
31 Mar 163711262360
31 Dec 153611212300
30 Sep 153451112300
30 Jun 15334992310
31 Mar 15303822160
31 Dec 14282712080
30 Sep 14243421990
30 Jun 14218221940
31 Mar 14199121870

Quality Earnings: AJMANBANK has high quality earnings.

Growing Profit Margin: AJMANBANK became profitable in the past.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: AJMANBANK's earnings have declined by 17.6% per year over the past 5 years.

Accelerating Growth: AJMANBANK has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: AJMANBANK has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (16.2%).

Return on Equity

High ROE: AJMANBANK's Return on Equity (12.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/15 13:18
End of Day Share Price 2025/02/14 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Ajman Bank PJSC is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Sanyalaksna ManibhanduFAB Securities