United Arab Bank P.J.S.C Past Earnings Performance
Past criteria checks 5/6
United Arab Bank P.J.S.C has been growing earnings at an average annual rate of 48.4%, while the Banks industry saw earnings growing at 13.4% annually. Revenues have been growing at an average rate of 36.3% per year. United Arab Bank P.J.S.C's return on equity is 11.4%, and it has net margins of 47%.
Key information
48.4%
Earnings growth rate
48.4%
EPS growth rate
| Banks Industry Growth | 12.3% |
| Revenue growth rate | 36.3% |
| Return on equity | 11.4% |
| Net Margin | 47.0% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Revenue & Expenses BreakdownBeta
How United Arab Bank P.J.S.C makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 572 | 269 | 211 | 0 |
| 31 Dec 23 | 540 | 255 | 204 | 0 |
| 30 Sep 23 | 526 | 245 | 198 | 0 |
| 30 Jun 23 | 465 | 192 | 190 | 0 |
| 31 Mar 23 | 440 | 179 | 179 | 0 |
| 31 Dec 22 | 409 | 155 | 169 | 0 |
| 30 Sep 22 | 391 | 145 | 162 | 0 |
| 30 Jun 22 | 365 | 127 | 159 | 0 |
| 31 Mar 22 | 333 | 90 | 163 | 0 |
| 31 Dec 21 | 314 | 70 | 165 | 0 |
| 30 Sep 21 | 85 | -258 | 166 | 0 |
| 30 Jun 21 | -83 | -431 | 166 | 0 |
| 31 Mar 21 | -182 | -537 | 174 | 0 |
| 31 Dec 20 | -301 | -667 | 178 | 0 |
| 30 Sep 20 | -351 | -773 | 195 | 0 |
| 30 Jun 20 | -286 | -715 | 207 | 0 |
| 31 Mar 20 | -167 | -612 | 216 | 0 |
| 31 Dec 19 | -15 | -471 | 230 | 0 |
| 30 Sep 19 | 233 | -91 | 236 | 0 |
| 30 Jun 19 | 360 | 32 | 240 | 0 |
| 31 Mar 19 | 389 | 63 | 244 | 0 |
| 31 Dec 18 | 406 | 77 | 247 | 0 |
| 30 Sep 18 | 433 | 72 | 246 | 0 |
| 30 Jun 18 | 407 | 43 | 248 | 0 |
| 31 Mar 18 | 393 | 25 | 250 | 0 |
| 31 Dec 17 | 388 | 17 | 251 | 0 |
| 30 Sep 17 | -195 | -561 | 255 | 0 |
| 30 Jun 17 | -165 | -538 | 260 | 0 |
| 31 Mar 17 | -170 | -540 | 258 | 0 |
| 31 Dec 16 | -150 | -523 | 260 | 0 |
| 30 Sep 16 | 261 | -167 | 280 | 0 |
| 30 Jun 16 | -9 | -457 | 289 | 0 |
| 31 Mar 16 | 175 | -300 | 302 | 0 |
| 31 Dec 15 | 308 | -183 | 312 | 0 |
| 30 Sep 15 | 602 | 169 | 295 | 0 |
| 30 Jun 15 | 1,031 | 611 | 289 | 0 |
| 31 Mar 15 | 1,002 | 595 | 283 | 0 |
| 31 Dec 14 | 999 | 595 | 279 | 0 |
| 30 Sep 14 | 1,023 | 625 | 274 | 0 |
| 30 Jun 14 | 994 | 610 | 262 | 0 |
| 31 Mar 14 | 944 | 583 | 244 | 0 |
| 31 Dec 13 | 871 | 542 | 219 | 0 |
| 30 Sep 13 | 820 | 518 | 200 | 0 |
| 30 Jun 13 | 751 | 468 | 183 | 0 |
Quality Earnings: UAB has high quality earnings.
Growing Profit Margin: UAB's current net profit margins (47%) are higher than last year (40.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UAB has become profitable over the past 5 years, growing earnings by 48.4% per year.
Accelerating Growth: UAB's earnings growth over the past year (50.1%) exceeds its 5-year average (48.4% per year).
Earnings vs Industry: UAB earnings growth over the past year (50.1%) exceeded the Banks industry 35.1%.
Return on Equity
High ROE: UAB's Return on Equity (11.4%) is considered low.